Strefling Insurance Agency, Inc.

07/14/2026

Parents & grandparents — have you heard about the new "Trump Accounts" that just launched on July 4th? 👶💰

Here's the short version:
✅ It's an investment account for kids under 18
✅ Babies born between Jan 1, 2025 and Dec 31, 2028 get a FREE $1,000 deposit from the federal government (but a parent has to sign up — it's not automatic!)
✅ Family and friends can add up to $5,000/year
✅ The money grows in low-cost index funds until the child turns 18

Now, full disclosure — this isn't something we sell at Strefling Insurance. But we've spent over 60 years helping local families protect what matters most, and when something new comes along that could give your kids or grandkids a head start, we want you to know about it.

Every family's situation is different (a 529 plan may still be the better fit for college savings), so talk to your financial advisor or tax professional before opening one. You can also check out TrumpAccounts.gov for details.

If you know a family who welcomed a new baby recently, share this with them — that $1,000 requires signing up! 🎉

Trump Accounts provide eligible American children with tax-advantaged investment accounts courtesy of President Donald J. Trump.

06/29/2026

Sixty-two years.

That's how long this agency has been part of the same community — founded in 1964, and still independent, still answering the phone when clients call.

This Fourth of July, "independence" isn't an abstract word around here. It's the model we operate on. As an independent agency, we don't work for one carrier — we work for the people across the desk from us. That means when a client's situation changes, we can shop it, compare it, and put the right coverage in front of them instead of the only coverage we're allowed to sell.

Lately that's meant winning households back after they realized the "savings" elsewhere came with coverage gaps they never agreed to, and fighting carrier decisions on behalf of business clients until we got the answer that was actually fair.

That's the work. That's the independence we're proud of.

Wishing you and your family a safe and happy Independence Day. 🇺🇸

06/23/2026

06/17/2026

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Just bought a new vehicle? Read this before you drive off the lot.

Here's a scenario we see more often than you'd think:

You buy a vehicle on a Sunday. Your insurance agent's office is closed (like most are on weekends). Two days later — before you've added it to your policy — you're in an accident.

Are you covered?

The answer: it depends on what coverage you already carry and what you requested.

Most auto policies include a "newly acquired vehicle" clause that automatically extends coverage to a vehicle you just bought, usually for a set number of days. That's your safety net for weekend and after-hours purchases. Liability typically follows the new vehicle right away.

But here's the catch: collision and comprehensive (full coverage) don't always carry over automatically — especially if none of your other vehicles carry full coverage. In that case, damage to your brand-new vehicle could come out of your pocket.

What protects you:
- Send your agent a clear request — text or email — the moment you buy. A timestamped "please add full coverage to my new truck" is on record even if the office is closed.
- Don't assume "I'll call Monday" is good enough.
- Know what coverage your current vehicles actually carry.

The bottom line: a 30-second text the day you buy can be the difference between a covered claim and a costly surprise.

Questions about how your policy handles a new vehicle? That's exactly what we're here for.

Independent. Innovative. Trusted Since 1964.

06/15/2026

Michigan drivers, this one stings. 📈

While most of the country actually saw car insurance get cheaper in 2025, Michigan went the other way — a ~12% jump pushed us up to the 4th most expensive state in the country, averaging over $3,000 a year for full coverage.

Here’s the thing: there’s no new law to blame. Insurers are simply recalibrating rates based on years of post-reform claims data. Which means two drivers with similar profiles can get very different quotes depending on the company.

A few things that genuinely move the needle:
✅ Bundling home + auto (often 5–25% off your auto)
✅ Reviewing your PIP level — it’s a real trade-off, not a one-size-fits-all
✅ Actually comparing carriers instead of auto-renewing

As an independent agency, we don’t work for one company — we shop your coverage across several to find the right fit. If your renewal jumped this year, send me a message. A 10-minute review might be the best thing you do this month.

Independent. Innovative. Trusted since 1964.

06/05/2026

Our Emails are back up and running!! Sorry for any inconvenience and thank you for your patience.

06/04/2026

Good Morning! Unfortunately our email is still down at this time. As another means of communication, especially if you are needing to get documents to us, you can now text the office at 269-241-3466. As always, you can reach is by phone at 269-465-3433 ext 1.

06/03/2026

If you have emailed the office within the last 24 hours, and need assistance with an issue, please call the office. We are having email issues today. 269-465-3433 ext 1. We apologize for the inconvenience and hope to have this resolved shortly.