Tony Croft, Mortgage Loan Originator NMLS #5249

Tony Croft, Mortgage Loan Originator NMLS #5249 🏡 I Educate Homebuyers to Make Wise Financial Decisions.
🚀 I Help Realtors Make More Money! I've got great news...

I'm here to solve that for you.

You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you must provide, and the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate. Go ahead and download my cheat sheet (get a copy at http://www.tonycroftmortgage.com), and I'll give you the inside scoop to make qualifying for a great-rate mortgage EASY. Yes, I really did s

ay easy. When you're ready, the next step in getting a competitive-rate mortgage made easy is to contact me so we can review your unique situation and ensure that you get a competitive-rate mortgage without the stress and hassle typically associated with it. It's easy to reach me - feel free to call me directly, or if you prefer, you can email me. Either way, I'm here to make the experience of getting a mortgage a good one for you. Whether you need the mortgage to buy a home or are looking to refinance for a better rate or some cash out of your property, I can help. I am excited to hear from you. DISCLOSURES
While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window. Movement Mortgage supports Equal Housing Opportunity. FL-LO31670, KY- MC782364, NJ, NY-5249-005403 Licensed Mortgage Banker-NYS Department of Financial Services, OH-MLO-OH.5249, PA-49903| Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

A HELOC lets your equity to work, whether that's a renovation, debt payoff, or covering a big expense, all without touch...
09/08/2026

A HELOC lets your equity to work, whether that's a renovation, debt payoff, or covering a big expense, all without touching your current mortgage rate. From September 8-22, qualified homeowners get .25% points off their HELOC rate. Message me to see what it looks like for you.

*Borrower qualification is required. This is not a commitment to lend. Movement Mortgage is not affiliated, endorsed, or sponsored by the Department of Veterans Affairs or Federal Housing Administration; United States Department of Agriculture or any government agency. Offer may be modified or discontinued at any time without notice. Subject to credit approval and program availability. Reach out to a loan officer for the full list of programs eligible.

BUILT TO PRODUCE 🔥What separates the people who consistently perform at a high level from everyone else?It starts with h...
09/08/2026

BUILT TO PRODUCE 🔥
What separates the people who consistently perform at a high level from everyone else?

It starts with how you think, the habits you build, and the way you show up every single day.

On September 15, we’re sitting down with top-producing Chicago Realtor Jason Stratton to talk about the habits, mindset, confidence, and strategies that help create lasting success.

Jason’s team has generated more than $1.5 BILLION in career sales and more than $120 MILLION annually with just five brokers.

If you’re ready to think bigger about who you are and what you’re capable of in this business, you won’t want to miss this conversation.

đź“… Tuesday, September 15
⏰ 12 PM PT | 1 PM MT | 2 PM CT | 3 PM ET
Register here: https://agentanimals.com/tonycroft/

The best part of a day like today isn't the plans. It's not having any. Happy Labor Day. You earned it.
09/07/2026

The best part of a day like today isn't the plans. It's not having any. Happy Labor Day. You earned it.

09/04/2026

You've been lied to about the housing market. Here's what the data actually shows. 👇

Everyone keeps saying now is the worst time to buy. But the numbers tell a completely different story.

"There's nothing in my price range."
Entry-level home inventory rose 4.5% year over year in June while luxury inventory fell 5.2%. More affordable homes are available right now — and fewer people are competing for them. Source : July 29, 2026 /PRNewswire/ New Zillow® data "Sellers are overpriced and won't budge."

Asking prices have dropped for nine consecutive months nationally. One in four sellers cut their price in June before a buyer even made an offer. Sellers are more open to negotiating on price, closing costs, and terms than they've been in years — and Movement offers buydown options that sellers can fund as part of the deal to lower your payment early on. Source: Realtor.com, research. July-2026-data.

"I'll lose to investors every time."
Large corporate investors have largely stepped back after new federal rules restricted them from buying existing housing stock. Today 96% of investor-owned single-family homes belong to small individual investors. The playing field has shifted in your favor. Source: BatchData, Q2 2025 Investor Pulse.

"Rates make it unaffordable."
Household incomes grew 4.6% last year while the median monthly mortgage payment actually fell slightly. A mortgage takes up a smaller share of take-home pay than it did a year ago. And with down payment assistance available, you may not need as much saved as you think.
Source: Bureau of labor statistics. U.S. Department of labor. USUAL WEEKLY EARNINGS OF WAGE AND SALARY WORKERS SECOND QUARTER 2026. July 21, 2026

The market is more favorable for everyday buyers than the headlines suggest. You just have to know where to look.

📲 Find out what's actually possible for you right now.

Disclaimer : Note that Any actual Seller Credit is paid at closing and is subject to interested party contribution limits. Actual Seller Credit amounts are agreed upon solely between the Seller and the Borrower(s).

The path to homeownership looks different for everyone. Some borrowers have straightforward finances. Others own busines...
09/03/2026

The path to homeownership looks different for everyone. Some borrowers have straightforward finances. Others own businesses, work independently, invest in real estate, or have income that fluctuates from month to month. Different financial situations can require different lending solutions.

09/02/2026

🔥 Market Update – September 2, 2026 🔥

We received more signs today that the labor market is slowing.

ADP reported just 38,000 new jobs, well below expectations and the weakest reading in seven months. That follows yesterday’s softer job-opening numbers.

Why does this matter? A weakening labor market can ultimately be good news for mortgage rates, especially if Friday’s official jobs report confirms the trend.

Mortgage rates remain around 6.8%, near their highest levels in more than a year. But there is some encouraging news: oil prices have moved back below $90 a barrel, which could help ease inflation pressures.

All eyes are now on Friday’s jobs report. A weaker-than-expected number could give the bond market—and mortgage rates—some much-needed relief.

📲 If you’re thinking about buying or refinancing, don’t wait for rates to move to make a plan. Reach out today and let’s review your options and buying power.

movementmortgage

09/01/2026

Worried you can’t afford to buy a home? Before you decide, take a look at what you’re already spending on rent. You might be closer to homeownership than you think. Let's see what your options look like.

Getting approved for a certain amount doesn't mean you have to spend it. Before you start house hunting, think about the...
08/31/2026

Getting approved for a certain amount doesn't mean you have to spend it.

Before you start house hunting, think about the monthly payment that feels comfortable for your budget. That includes more than just principal and interest. Property taxes, insurance, HOA fees, utilities, and everyday life all factor into the bigger picture.

Knowing your comfort zone upfront can help you shop with confidence and avoid stretching your finances too thin.

Don't let a number keep you from a conversation. Many buyers start exploring their options long before they've saved 20%...
08/27/2026

Don't let a number keep you from a conversation. Many buyers start exploring their options long before they've saved 20% down.

08/26/2026

Before you talk yourself out of homeownership, let’s talk. You may have more options than you think.

Address

1031 Route 22, Suite 203
Bridgewater, NJ
08807

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Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 10am - 6pm
Sunday 10am - 6pm

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