Independent Financial Service Group, LLC

10/16/2026

📈 A highly appreciated stock position can create both opportunity and complexity. Before making a major change, consider the bigger picture: portfolio concentration, capital gains, charitable goals, liquidity needs and estate planning. One decision can affect several parts of your financial plan.

10/14/2026

A new week brings new economic data, market developments, and investor questions. See what's shaping the conversation this week: https://www.ifsgroup.org/weekly-market-commentary

10/12/2026

A retirement withdrawal strategy built for a shorter, more predictable time horizon can quietly become a liability over a retirement that long.

Retirees may spend 30 years or more in their retirement, and therefore need a retirement plan that supports longevity.

10/09/2026

This article offers some observations on how asset protection planning fits in to other common personal planning. I

Asset protection planning integrates with exemption, marital, estate, and charitable strategies to whittle down exposed wealth and protect core assets.

10/05/2026

🍂 Q4 is here. For investors with complex portfolios, October can be a valuable time to project year-end income, review realized gains and losses, and identify planning decisions that may need to happen before December 31. The goal isn't simply to minimize this year's taxes. It's to understand how today's decisions fit into your multi-year financial strategy.

09/29/2026

Breaking estate planning into smaller steps can make the process feel more manageable. Learn more here:

Progress beats a perfectly optimized plan. Even a signed beneficiary form today protects a family more than a theoretical perfect plan that never gets done.

09/28/2026

You've spent a lifetime building wealth. Have you considered how it will be passed on?

Life insurance can play an important role in a retirement and estate planning strategy by helping provide liquidity, support wealth transfer goals, and create a legacy for the people and causes that matter most to you.

We are here to help, contact us to review your plans: https://www.ifsgroup.org/contact

09/26/2026

Many retirees can afford to spend more than they do — often far more — yet still feel uneasy watching their account balances fall, even when the withdrawals are part of a healthy plan. Learn more here:

Retirees often underspend despite strong finances. This piece explains why spending feels risky and how behavioral strategies can make retirement income easier to use.