09/25/2026
My Cell 203 667 9953
My Email [email protected]
My website : Durangoagency.com
🚨 **Storm Warning: Protect Your Property and Protect Yourself** 🚨
As severe weather approaches our area, please take a moment to prepare and understand your insurance coverage before any damage occurs.
✅ **Know your coverage**
✅ **Verify your deductibles**
✅ **Understand what is and is not covered**
✅ **Talk to your insurance professional before filing a claim**
Many people don’t realize that wind, hurricane, named storm, flood, and water damage claims can have special deductibles, exclusions, or coverage limitations. Every policy is different.
**IMPORTANT:** Before filing an insurance claim directly with your insurance company, speak with your local insurance agent or broker. A quick conversation can help you understand your options and determine whether filing a claim makes sense for your situation.
After a storm, remember:
• Insurance companies generally do not send contractors, cleanup crews, or vendors to your home.
• It is your responsibility to hire qualified professionals to mitigate damage, prevent further loss, and secure your property.
• Do not let anyone pressure you into signing contracts immediately.
• Review your options carefully before committing to repairs or agreements.
• A reputable contractor should be able to stop further damage first and discuss long-term repairs and payment options afterward.
⚠️ **Do not panic.**
Storm claims are rarely black and white. Taking a few minutes to gather information and understand your policy can save you money, stress, and costly mistakes.
Whether you’re our client or not, if you have questions about storm damage, coverage, deductibles, or whether a claim should be filed, I’m happy to help.
📞 **Call your local insurance professional first. Get advice. Understand your options. Then make an informed decision.**
