Hamptons Risk Management Insurance Company - HRM Insurance

06/04/2026

Bundling and saving: A grown-up move. Call us today for your Auto and Home Bundle.

☎️ 631-537-6767

06/02/2026

🏡 June is National Homeownership Month and there’s no better time to make sure your home is protected.

Explore coverage options that can fit your needs Michael Amoia, HRM Insurance Agency.
☎️631-537-6767 📧 [email protected]

06/02/2026

🌊 Floods Don't Wait. Neither Should You.

When most people think of flooding, they picture major disasters like hurricanes and catastrophic storms. The reality is that it only takes a few inches of water to cause tens of thousands of dollars in damage to your home and belongings.

Many homeowners are surprised to learn that standard homeowners insurance does NOT cover flood damage. Flood insurance must be purchased separately—and in most cases, there is a 30-day waiting period before coverage takes effect.

Here are a few important facts:

✅ Every property is located within a FEMA flood zone
✅ Flood insurance helps protect your home, belongings, and financial future
✅ Policies may reimburse cleanup costs, debris removal, and emergency protective measures
✅ Mortgage lenders may require flood insurance in higher-risk areas
✅ Coverage may still be a smart choice even outside high-risk flood zones

The best time to get flood insurance is before you need it.

Protect your home. Protect your investment. Protect your peace of mind.

☎️ 888-443-4378
📧 [email protected]
🌐 www.hamptonsriskmgmt.com
📍 2228 Montauk Hwy Bridgehampton, NY 11932

06/01/2026

Not all marine insurance is the same. HRM Insurance Agency Brokerage, Travelers has mechanical breakdown coverage and 24/7 emergency on-water towing options designed with boaters’ needs in mind. Experience the Travelers marine difference. Contact us for a quote today. http://tkpl.us/sb2h6

☎️ 888-443-4378

06/01/2026

It’s important to know how to respond in an emergency. Learning these skills just may save a life. https://goo.gl/5EW8KK

05/29/2026

As a business owner, you need coverage that's unique to your auto business. I'm here to help protect the success you've built. Consider a businessowners policy (BOP) for comprehensive protection that's customized specifically for you.

Contact HRM Insurance Agency today to get started. ☎️888-443-4378

05/28/2026

This hurricane season, here are tips for building an emergency kit with essentials like water, food, a flashlight, medications and copies of important documents. Make a plan for where you’ll go, how you’ll stay in touch and how to safely include your pets.

Check Personal and Business Coverages today ☎️ 631-537-6767
HRM Insurance Agency Brokerage

05/27/2026

Small business is no small task. That’s why we’re here to protect everything you’ve built. Call us to speak about your business insurance needs.

Fix it Please ! Handy Man, Contractors !

☎️ 631-537-6767

05/26/2026

Summer is right around the corner. Prepare your yard now by following these lawn mowing safety tips to help protect you and your family.

Summer is right around the corner. Prepare your yard now by following these lawn mowing safety tips to help protect you and your family.