The Hive Mortgage Solutions

The Hive Mortgage Solutions We stand by our Core Values. https://www.thehivemortgagesolutions.com/our-core-values Ken and Karen White opened The Hive Mortgage Solutions in June of 2017.

Karen is a school teacher and Ken worked for a local community bank for almost 14 years. This page is for informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

With September being National Preparedness Month, it is a timely reminder that financial readiness matters for your mort...
09/01/2026

With September being National Preparedness Month, it is a timely reminder that financial readiness matters for your mortgage, especially as natural disasters affect more communities across the country.

Natural disasters can create unexpected challenges for homeowners, and understanding your mortgage relief options before you need them can make a difficult situation feel more manageable. From forbearance to disaster relief programs, knowing what may be available can help you feel more prepared if the unexpected happens. Swipe for more information.

If you have questions about how your mortgage fits into your preparedness plan, our team is here to help you understand your options and take the next step.

If you're shopping for a home, there's one number your lender will be paying very close attention to: your loan-to-value...
08/24/2026

If you're shopping for a home, there's one number your lender will be paying very close attention to: your loan-to-value ratio (LTV). Swipe to see what it means and why it matters before you start the mortgage process.

Have questions about LTV or simply want to talk through your financing strategy for a new home? Don’t hesitate to reach out to our team. We are here to support you!

August has a way of reminding us that change is already on its way. Summer is not quite over, but the days are already h...
08/21/2026

August has a way of reminding us that change is already on its way. Summer is not quite over, but the days are already hinting at something new — earlier sunsets, a slight cool in the morning, and a quiet sense that a fresh season is just around the corner.

It can be tempting to hold on to what is familiar and comfortable, but this month is a gentle nudge to look forward instead. This is the moment to channel something new: a goal, a habit, or a mindset shift that moves you toward the next chapter with intention.

As we move through August, what is one thing you are ready to build or step into? Feel free to share it in the comments. We would love to hear what you are looking forward to.

Did you know that mortgage pre-approval can help make the homebuying process smoother, more focused, and more competitiv...
08/18/2026

Did you know that mortgage pre-approval can help make the homebuying process smoother, more focused, and more competitive from the very beginning? This key step in the financing process can help signal intent to sellers and promote your ability to stand out in a busy market. Swipe for more benefits to know.

If you are getting ready to buy and are interested in pre-approval, do not hesitate to reach out to our team. We are here to help guide you through this process.

Buying a home or refinancing often involves an important decision about what to do with your mortgage rate: Whether it m...
08/10/2026

Buying a home or refinancing often involves an important decision about what to do with your mortgage rate: Whether it makes sense to lock your mortgage rate or let it float. The right choice depends on your budget, timeline, risk tolerance, and market conditions.

So, as experienced mortgage lenders, our team wanted to take a moment to quickly go over what it means to lock or float a mortgage rate.

Swipe through for a breakdown of what each option means and what to consider.

Not sure which option fits your situation? Contact our office today. We can help you review your rate options, loan timeline, and next steps before you make a decision.

Amid all of the confident predictions about the future, it’s important to remember that business leaders get to help cre...
08/05/2026

Amid all of the confident predictions about the future, it’s important to remember that business leaders get to help create it. Today, we’re sharing a reminder of this reality with you all, courtesy of Alan Kay.

If this message resonates with you, share it with your network. And as always, reach out anytime if we can be of assistance.

August is filled with moments that remind us of what can happen when someone dares to do something never done before, mo...
08/03/2026

August is filled with moments that remind us of what can happen when someone dares to do something never done before, moving the rest of the world forward with them. Here are a few milestones we are celebrating this month:

🌊August 6, 1926 - Gertrude Ederle became the first woman to swim across the English Channel, completing the 21-mile crossing in 14 hours and 31 minutes. Not only did she make history, but she also beat the existing men's record by nearly two hours.

🎵August 12, 1877 - Thomas Edison invented the phonograph, giving the world its first device capable of recording and playing back sound. The first words captured were a simple recitation of "Mary Had a Little Lamb.”

📺August 29, 1997 - Reed Hastings and Marc Randolph founded Netflix in Scotts Valley, California, starting out as a simple DVD rental service by mail. Netflix eventually grew into one of the most influential entertainment platforms in the world.

These moments continue to inspire conversations about courage, creativity, and the lasting impact of one bold step into the unknown.

Which of these August milestones speaks to you the most? Drop a comment and share your thoughts!

The dog days of summer are here, and we are just stopping by to say hello! We hope you’re soaking up the sun, catching a...
08/01/2026

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

Many buyers focus only on the purchase price, but affordability is really about the bigger picture of how purchasing a h...
07/28/2026

Many buyers focus only on the purchase price, but affordability is really about the bigger picture of how purchasing a home can impact your finances. Our team helps clients evaluate income, monthly debts, savings for a down payment, and today’s mortgage rate environment to determine a payment that truly fits their lifestyle and long-term goals.

If you are starting to explore the market, know that a good strategy begins with understanding your numbers. Our team can walk you through the process, run affordability scenarios, and help you build a confident homebuying plan. Give us a call today to get started.

For many buyers, summer is the season when everything finally lines up. Schedules have calmed down, the move feels manag...
07/24/2026

For many buyers, summer is the season when everything finally lines up.

Schedules have calmed down, the move feels manageable, and the dream of a new home can feel closer than ever. If this is the summer you have been waiting for, we are here to help you make it happen.

Give us a call today, and let us walk you through your mortgage options. We are committed to your success this summer.

Address

386 North Main Street
Brewer, ME
04412

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12075705051

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