Broad River Insurance

09/29/2026

Medicare's Annual Enrollment Period opens October 15, and the most common question we hear is: "What's the difference between Supplement and Advantage?" Here's a plain-language look at both, so you can walk into AEP feeling steady.

Call 828-884-3885 or visit broadriverins.com to talk it through with a local agent. No 800-number, no pressure.



We do not offer every plan available in your area. Currently we represent 6 organizations which offer 21 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

09/27/2026

Group health benefits for your team might be closer than you think — even if you have fewer than 50 employees. Here's what small group coverage actually looks like in Western NC.

Call 828-884-3885 or visit broadriverins.com to start a no-obligation conversation.

09/26/2026

Medigap premiums go up — but not every plan or carrier raises them the same way. If your rate has crept up lately, Annual Enrollment (October 15 – December 7) is the right time to take a second look. A local, independent agent can compare options at no extra cost to you.

Call us at 828-884-3885 or visit broadriverins.com to schedule a no-pressure review before Annual Enrollment opens.

09/25/2026

Medicare Advantage networks can shift every year. A doctor who was in-network for 2026 may not be for 2027 — and that can mean higher out-of-pocket costs or finding a new provider. Annual Enrollment opens October 15, and that's your window to review. A local agent can check your doctor's status across available plans at no cost to you.

Call 828-884-3885 or visit broadriverins.com — we're neighbors, and we're happy to help.

09/24/2026

Your 2026 Part D plan might not look the same in 2027 — and your prescriptions could cost more because of it. Before Annual Enrollment opens, it's worth a quick check. We're here to help you read the fine print.

Call us at 828-884-3885 or visit broadriverins.com for a no-pressure review before AEP deadlines arrive.

09/22/2026

Come visit Morgan this Saturday!

09/13/2026

That letter from your Medicare plan isn't junk mail — it's your heads-up for 2027. Here's how to read it in five minutes and know exactly what to ask.

Call us at 828-884-3885 or visit broadriverins.com — we'll walk through your ANOC with you, free of charge, right here in Brevard.

09/13/2026

Turning 65 comes with a lot of noise — mailers, cold calls, friends who swear by their plan, family who swear by something else.

The antidote isn't more research. It's one local person who can walk you through your two real options, calmly and clearly, at no cost to you.

That's exactly what we do at Broad River Insurance.

Reach out at broadriverins.com or call 828-884-3885 — we're neighbors, not a call center.

09/13/2026

Your 2026 Medicare plan isn't standing still — and 2027 is bringing some real cost changes you should know about before December 7.

Here's what's confirmed or projected:

📌 Part B premium is projected to rise to about $209.50/month (up from $202.90).
📌 The Part D out-of-pocket cap is going up to $2,400 — that's $300 more than this year's $2,100 limit.
📌 A government subsidy that was trimming drug plan premiums by roughly $16/month is going away.
📌 Some Medicare Advantage plans are quietly scaling back supplemental benefits like dental, vision, and fitness perks.

The tricky part? If you do nothing, you stay on your current plan — but your current plan may look very different in 2027.

The good news is you have a window to do something about it. Annual Enrollment runs October 15 through December 7. During that time, you can compare plans, switch if something fits you better, and make sure your doctors and prescriptions are still covered at a price that makes sense.

We're right here in Brevard, NC — locally rooted, independent, and licensed with multiple carriers including Blue Cross NC, Humana, United Healthcare, Devoted, and Aetna. That means we shop across plans on your behalf at no cost to you.

Give us a call or visit us online. We'll sit down with you, go through the numbers, and give you a straight answer — act now before the window closes.

📞 828-884-3885
🌐 broadriverins.com

Call us or visit broadriverins.com to compare your Medicare options at no cost. AEP runs October 15 – December 7 — we're right here in Brevard and ready to help.

Get affordable health insurance, Medicare, and ACA marketplace plans in Western NC. Award-winning local agents provide free quotes and enrollment help. Call 828-884-3885.

06/05/2026

Starting today, Friday, June 5th, and every Friday until July 31st, our office will be closed to allow our agents to work remotely and prepare for Medicare/ACA open enrollment season. Your agent can still be reached via phone at (828) 884-3885 or email.

Our office will continue to remain open Monday through Thursday from 10:00 AM to 4:00 PM.

Thank you, and hope everyone has a good weekend!

-Broad River Insurance Team