Bernie Tomei - NMLS 350615

Bernie Tomei - NMLS 350615 Mortgage Lender I Girl Mom I Dream-Maker

OPEN HOUSE today on Drumwright Way in Columbia, TN. Will be open from 2-4pm! Great opportunity for first time homebuyers...
03/15/2026

OPEN HOUSE today on Drumwright Way in Columbia, TN. Will be open from 2-4pm! Great opportunity for first time homebuyers, those looking to downsize or investors!
DM or call with any financing questions 🏠

MTRMLS #3038971 | Listed By: Davone Vilay of Benchmark Realty | $299,900 | (615) 371-1544

Today’s Market Check 📉📈Mortgage prices are about 2 basis points worse than Friday’s close.A busy week ahead with key dat...
11/17/2025

Today’s Market Check 📉📈

Mortgage prices are about 2 basis points worse than Friday’s close.

A busy week ahead with key data that could move rates:
• Import & export price indexes tomorrow
• Fed meeting minutes Wednesday afternoon
• Jobless claims, non-farm payrolls & unemployment data Thursday

Swipe to see today’s mortgage rates and market data for Franklin, TN and Placer County, CA.

Questions about what this means for your purchase or refinance? I’m here to help. 🏡✨

Think house hunting is the first step? Most buyers jump in before their finances are truly ready. Getting pre-approved a...
11/14/2025

Think house hunting is the first step? Most buyers jump in before their finances are truly ready. Getting pre-approved and understanding the full picture - from down payment, to closing costs, to monthly payment - first can save time, stress, and keep you competitive when the right home hits the market. 🏡 Want a simple step-by-step guide to get your numbers in order? DM me.

The 50-year mortgage is being marketed as the “new path to affordability”… but do the numbers tell a different story? 🤔S...
11/12/2025

The 50-year mortgage is being marketed as the “new path to affordability”… but do the numbers tell a different story? 🤔
Swipe through the graphics to see how it really compares to a traditional 30-year loan ⬅️
📊 Here’s the breakdown:
• 📈 Assuming a 0.75% higher rate than a 30-year mortgage = only $112/month lower payment
• 🏡 Equity after 15 years: 30-year = $186,449 vs. 50-year = $40,616
• 💸 Total interest paid in 15 years: 30-year = $501,432 vs. 50-year = $627,171 — and you’d still have 35 years left to pay!
What do you think — is the trade-off worth it? Did the home become more affordable? – or did the bank become the new landlord?
Drop your thoughts in the comments 👇 Bernie Tomei I NMLS 350615 I (408)893-7939

Today’s market snapshot:✅ Rates improved slightly⚠️ Economic indicators delayed with the gov shutdown📉 Stock futures dow...
10/14/2025

Today’s market snapshot:
✅ Rates improved slightly
⚠️ Economic indicators delayed with the gov shutdown
📉 Stock futures down
💵 Treasuries trading slightly lower
Markets are moving—stay tuned!
DM, Call, or Tex with any questions!
Bernie Tomei, NMLS 350615
[email protected] I (408) 893-7939

📊 Today’s Market SnapshotKeeping an eye on interest rates and local housing data can make all the difference when planni...
09/30/2025

📊 Today’s Market Snapshot
Keeping an eye on interest rates and local housing data can make all the difference when planning your next move. Here’s a quick look at what’s happening in Franklin, TN and Placer County, CA right now.

✨ Whether you’re buying, selling, or just staying informed—I’ve got you covered!

Bernie Tomei, Mortgage Advisor, NMLS 350615 (408) 893-7939 I [email protected]

What Really Makes or Breaks a Mortgage? People focus on interest rates, but here’s what really makes or breaks a mortgag...
09/26/2025

What Really Makes or Breaks a Mortgage? People focus on interest rates, but here’s what really makes or breaks a mortgage: your overall financial picture. Credit, debt, and timing can cost—or save—you way more than a fraction of a percent. I help clients see the full picture so there are no surprises at closing. Curious how your situation stacks up? DM me
Bernie Tomei, NMLS 350615
[email protected]

Same feeling, totally get it!
08/26/2025

Same feeling, totally get it!

Address

Brentwood, TN
37027

Telephone

+14088937939

Website

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