Land Home Financial Services, Inc.

10/15/2026

Ready to build? Let's talk about how to finance it!

From system-built and modular homes to manufactured housing, our FHA Construction-to-Permanent loan offers a financing option to help turn your plans into a home.

Already own land or have gift funds available? Land equity and eligible gift funds may help with your down payment.

Your plans are taking shape. Let's explore your financing options!

Learn More: LHFS.com
Call: (855) 995-5055

10/14/2026

5.0 star review received on Experience.com for Melanie Mayberry by Victor M - She was very nice and professional 👏

Click to see all 1029 reviews of Melanie Mayberry, Branch Manager

10/14/2026

5.0 star review received on Experience.com for Brooks Clark by Jeffery R - Easy to work with and fast results

Click to see all 19 reviews of Brooks Clark, Sales Manager

10/13/2026

Your investment strategy deserves financing that works with your goals.

Whether you're purchasing your next rental property, refinancing an existing investment, or expanding your portfolio, DSCR loans offer a different approach to qualification.

Rather than relying on personal income verification, DSCR financing uses the property's cash flow to help determine eligibility.

Ready to explore your next investment opportunity? Let's talk financing.

Learn More: https://lhfs.com/
Call: (855) 995-5055

10/12/2026

5.0 star review received on Experience.com for Melanie Mayberry by Shelicca S - Melanie is so easy to work with, direct professional, thorough and patient. We love working with Melanie.

Click to see all 1029 reviews of Melanie Mayberry, Branch Manager

10/12/2026

A little more land can open the door to a lot more possibilities.

This National Farmers Day, we're celebrating those who work the land and the dreams that grow from it.

From hobby farms and ranches to rural homes and wide-open acreage, Land Home Financial offers specialized financing options to help bring your rural property plans to life.

Ready to explore your options? Let's talk rural financing.

Learn More: https://lhfs.com/
Call: (855) 995-5055

NationalFarmersDay

10/11/2026

5.0 star review received on Experience.com for Richmond Chester by Lorena M - We had a great experience always respcefull and helpful

Click to see all 361 reviews of Richmond Chester, Loan Officer

10/09/2026

4.66 star review received on Experience.com for Brooks Clark by Emily R - I got the house I wanted

Click to see all 18 reviews of Brooks Clark, Sales Manager

10/08/2026

This National Hero Day, we honor the courage, service, and sacrifices of those who have served our country.

At Land Home Financial, we're proud to help eligible veterans and military families explore VA home loan benefits, including 0% down payment options, no mortgage insurance, and flexible qualifying guidelines.

Your service deserves recognition, and we're here to help you take the next step toward homeownership.

Thank you for your service.

Learn More: https://lhfs.com/va-loans
Call: (855) 995-5055

10/07/2026

5.0 star review received on Experience.com for Melanie Mayberry by Randy S - She goes above and beyond to help her clients and really cares. We love her!

Click to see all 1027 reviews of Melanie Mayberry, Branch Manager

09/30/2025

The Federal Reserve announced a long-anticipated rate cut today, lowering the benchmark interest rate to a range of 4%-4.25%, a decrease of a quarter-percentage point. It was the first rate cut in nine months, and the Fed indicated additional cuts could be coming later this year.

A Federal Reserve rate cut often leads to a decrease in mortgage rates, though the actual impact can be influenced by other market conditions, such as the labor market and inflation.

More favorable lending conditions could renew the enthusiasm of prospective homebuyers who’ve been sitting on the sidelines, waiting for a decrease in mortgage rates.

11/20/2024

We had a great visit with Nick Last-month.

02/15/2024

Avg rents $3250 per month or $39,000/annual.
Let us help you run the #'s to show you what you qualify for in buying! Quite paying your Landlord.

Happy Valentine's Day, 2024!

Weekly Market Update

02/15/2024

We love what we do because of YOU! Happy Valentine's Day!

11/01/2023

alameda cty-median rents $3450

Weekly Market Update

10/13/2023

contra costa cty, median rents $3295

Weekly market update

10/10/2023

You don't want to miss our latest webinar where you will learn how to properly read and understand a preliminary title report.

RSVP ➡️ https://bit.ly/3Pu0tJH

📆 October 18, 2023
🕒 2:00 - 3:00 P.M.
🗣️ Paul Cotruvo and Breana Brown

10/10/2023

Property Tax Reminder ‼️

Remind your clients the first installment of property taxes are due November 1 and considered delinquent after December 10. Property owners should include the APN in the memo line of their check for the county to correctly identify the property.

Need help locating the APN or have any questions? Contact your Escrow Officer or Old Republic Title representative.

08/07/2023

Headed in this morning to meet a Veteran 🇺🇸👍 to drop off paperwork & go over loan process.

Thanks for your service!

06/17/2023

Happy Father's Day to you all out there!