Adam Kelly - Shoemaker Financial

11/17/2025

Mixed equity moves and AI scrutiny fade behind one question: Will the Fed cut rates again? This Wednesday’s FOMC minutes could offer clues. With only a 45% chance of a December cut, investors are watching how the Fed weighs inflation risks against labor market weakness. On this week’s , CIO Gene Goldman breaks down what to expect from Friday’s inflation reading—and why it could strengthen the case for rate cuts.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

11/14/2025

The government is back open—but uncertainty isn’t gone. Markets pulled back as investors face a data vacuum and unclear Fed policy. Volatility may stick around, but it can also create opportunity for long-term investors. Read now: https://cetera.com/market-insights/government-reopens-data-vacuum-persists?utm_source=nfaaol

11/13/2025

I told someone recently, "This will probably be my last year coaching."

Their response: "I don't buy it. It's in your blood."

From coaching or assisting with baseball, softball, tennis, basketball, football, even soccer for a game or 2, I've just wanted to help my kids and their teammates get better. I want to educate them to become better versions of their current selves and improve to reach a goal.

And, I realized, that's part of the reason I love being a financial advisor. Maybe you're not as skilled or knowledgeable as you want to be. Maybe you know where you want to go but not how to get there. Maybe you just need some coaching.

This is where I can keep my passion for educating others and helping them improve, long after my kids grow out of earshot of Coach Dad.

If you need some help or want to be taught how to become a better version of your current financial self, let's schedule a "lesson" (appointment) and chat.

I'd love to coach you to try and accomplish your goals, as well.

11/11/2025

Read the latest issue of Retire Wise here:

2025 is coming to a close, and as we head into the final stretch, it’s the perfect time to make sure your year-end planning is on track. From “super catch-up” contributions for those nearing retirement to new updates under the One Big Beautiful Bill Act (OBBBA), there are some great opportunit...

11/10/2025

Markets pulled back last week amid AI scrutiny, layoff concerns, and macro uncertainty. But is this just noise — or a real shift? Join CIO Gene Goldman, CFA on this week’s episode of as he breaks down why equities could stay under pressure and how any pullback is still a buying opportunity.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

11/04/2025

This Monthly Recap summarizes market performance, major events and news from October 2025. Read more here:

The S&P 500 posted solid gains in October, ending within 1% of a new record high set three trading days before month end. Reaffirming optimism in AI, strong earnings and reduced interest rates lifted equities to their sixth straight monthly gain while bonds clinched their third consecutive winning m...

11/03/2025

With government reports on hold, this week’s ISM Manufacturing and Services indices are critical for gauging economic health and inflation trends. On this episode of , CIO Gene Goldman explains what to watch and why these indicators matter now more than ever.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

10/27/2025

All eyes are on the Fed this week. On this episode of , CIO Gene Goldman breaks down why a rate cut is likely at the upcoming FOMC meeting—and what the Fed’s comments could show about how they plan to move going forward.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

10/20/2025

With most government data on hold, this week’s CPI report stands out as a key signal for the Fed and the markets. On this episode of , CIO Gene Goldman breaks down what to expect from Friday’s inflation reading and why it could support the case for rate cuts.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

10/16/2025

Read the latest issue of Financial Watch here:

There are some big changes coming for 529 plans. Families who use 529 education savings plans to set aside money for school will soon see new benefits. The One Big Beautiful Bill Act (OBBBA), signed into law in July 2025, expands how these accounts can be used — giving families more flexibility an...

10/14/2025

Trade tensions are rising—but so is opportunity. Markets have pulled back amid renewed U.S.–China trade concerns, but history shows volatility often opens the door for long-term growth. Check out the latest commentary for insights on what’s driving the market moves and how investors can stay positioned for what's ahead. Read now:

In our latest commentary, we explore how rising U.S.–China trade tensions are fueling market volatility—and why that may present a buying opportunity. Despite near-term uncertainty, strong fundamentals and ample investor liquidity suggest the pullback could be a healthy reset within a longer-ter...

10/14/2025

Read the latest issue of Retire Wise here:

Good news for seniors: introduced under the One Big Beautiful Bill Act (OBBBA), beginning with the 2025 tax year, anyone age 65 or older can take a new Senior Bonus Deduction of up to $6,000 per person (or $12,000 for couples if both spouses qualify). This eduction is available whether you itemize o...