The Helm Insurance Group

04/11/2025

In periods of high market volatility, like we have experienced these last few weeks, investors have historically used a mix of bonds to add stability to their retirement portfolios. However, bonds have been "getting whipped by volatility" the past few years, according to Bloomberg. One alternative is a Fixed Index Annuity, which completely shields your assets from market losses in downturns, while allowing you to enjoy some upside when the market does well.

Reach out to me today if you would like to learn more.

[email protected] or 615-975-7390

For those looking to avoid losses triggered by the increase in bond volatility, fixed index annuities can provide a viable alternative.

03/27/2025

Have you been wondering how tariffs will affect the market? Certain sectors will be affected more than others.

How do tariffs affect your portfolio? Explore the relationship between trade policy, the stock market, and investment strategies.

02/05/2025

Scientists are beginning to understand the links between the breath and the mind

11/22/2024

There is a little more than a month left in 2024, as hard as that is to believe! Here are some ideas from Baron's to lower your tax bill for this year.

Time is running out to lower your tax bill for 2024 and claim some credits that may be cut in 2025 by President Donald Trump and Republicans in Congress.

11/08/2024

Our views of what retirement looks like are shifting as we live longer. Many people are adopting "Portfolio Careers" as a Retirement Bridge in their later working careers. If you are getting close to retirement (whatever that looks like for you) and would like to explore ways to protect your nest egg from market downturns, let's have a discussion.

When we think about retirement planning, we need to move away from the idea of stopping work, and towards proactively preparing for the next act in our working lives — be this a career pivot, a portfolio career or choosing to give back.

10/21/2024

In the case of a disaster such as a fire, tornado, or hurricane, the last thing you want is to find out you are underinsured and your homeowner's policy will not completely cover the cost to rebuild. Get in touch today if you would like a complementary review of your current policy.

What to consider so you don’t find yourself underinsured and without the funds if you need to start over.

07/06/2024

If you are worried about your investment portfolio or 401K during an election year, it's likely that you shouldn't be, since stocks have historically outperformed during election years. If you are concerned and are close to retirement, there are options that investors can utlilize to protect their investments against market downturns. If you would like more information, please reach out!

As a contentious presidential contest heats up, some investors are clinging to cash. But research has shown that presidential elections have a minimal impact on the markets.

05/01/2024

https://www.zillow.com/homedetails/352-4th-Ave-S-APT-4-Franklin-TN-37064/42635172_zpid/?view=public

If you've ever wanted to live in downtown Franklin, here is your chance!

This 1160 square feet Townhouse home has 2 bedrooms and 2 bathrooms. It is located at 352 4th Ave S APT 4, Franklin, TN.

03/11/2024

What would happen in the markets if the Federal Reserve does not cut rates this year?

Rate-cute outlooks have been clouded by hot economic data so far this year. Some market pros have been eyeing the possibility rates stay high in 2024. In that scenario, stocks could still rise, but bonds and real estate would be crushed.

02/09/2024

Make sure to take advantage of these tax breaks if you can...

Married couples can often chip in extra funds to a second retirement account—even when one of them isn’t working.

02/03/2024

Tax Season is Officially Here. Here are some tips to making tax filing easier for you.

Here are eight tips that taxpayers should be aware of as they start preparing their tax return this year.

09/01/2023

https://www.advisorstream.com/read/the-exact-age-when-you-make-your-best-financial-decisions/?c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo3MzQ4OCwicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjgyODU0NDAsImRlc3RfaWQiOjY3MzE5MjksInJlYWRlcl9pZCI6bnVsbCwicGVyc29uYV9wcmV2aWV3IjpmYWxzZX0.emGvZ-xr7X5IQZADE49v5PkMxjFJRgr0NHrehPNBScc

Research has pinpointed the prime years for making smart financial decisions.