Divorce and Real Estate

12/06/2022

It's no secret that mortgage interest rates have increased.

If you going through a divorce, you should always be pre-approved for an equity buy-out; however, it could be vital to have existing pre-approvals updated to ensure you can still qualify to retain the marital home or purchase a new home.

Read my article for more insight and reach out if I can help.



Https://www.divorcelendingassociation.com/offices/kelley-karamanos.cfm

11/15/2022

Getting a divorce doesn't necessarily throw a wrench at mortgage financing; however, the nuts and bolts of the settlement agreement may have an impact.

As a CDLP™, I incorporate the 4-Phases of Divorce Mortgage Planning to provide you with stronger strategies for a better solution.

Let's talk about it!" Mortgage Planning # CDLP

10/17/2022

What are 'trigger leads' and how can they hurt divorcing homeowners?

Sometimes in a divorce situation, discretion and privacy are more important than ever; however, trigger leads may cause additional headaches along the road.

Read my article for more insight on trigger leads and reach out if I can help.


https://www.divorcelendingassociation.com/offices/kelley-karamanos.cfm

09/23/2022

09/05/2022

As we've shared the cycles of real estate are driven by real facts (eligibility) and (suitability) is now the right time to buy... Eligibility - can I buy? Is impacted by rates, down payment requirements, credit scores, job history and things that are gating factors. I want to, but I can't means I'l...

09/05/2022

American has been built on the American workforce. Both my father and father-in-law were union workers and provided us with great lives. Today is a great day to honor them.

09/05/2022

This country has always been built on the American Workforce. I'm proud to say both my father and father in law were union workers and gave us a great life.

09/05/2022

A house is a structure you you buy an an investment. A Home is something you live and create memories and find comfort in.

As we've shared the cycles of real estate are driven by real facts (eligibility) and (suitability) is now the right time to buy... Eligibility - can I buy? Is impacted by rates, down payment requirements, credit scores, job history and things that are gating factors. I want to, but I can't means I'l...

09/01/2022

"That's right - an Equity Buy-Out of the marital home or other real property is NOT a mortgage loan! Read my article to find out why."

https://www.divorcelendingassociation.com/offices/kelley-karamanos.cfm

08/09/2022

Creative thinking can be a valuable asset in a divorce settlement when it comes to the marital home and other real property.

Sometimes you just need to think outside of the box!"

Https://www.divorcelendingassociation.com/offices/kelley-karamanos.cfm

07/26/2022

𝙃𝙤𝙬 𝙩𝙤 𝙦𝙪𝙖𝙡𝙞𝙛𝙮 𝙛𝙤𝙧 𝙖 𝙝𝙤𝙢𝙚 𝙡𝙤𝙖𝙣?

𝙃𝙤𝙢𝙚 𝙡𝙤𝙖𝙣𝙨 𝙖𝙧𝙚 𝙦𝙪𝙖𝙡𝙞𝙛𝙞𝙚𝙙 𝙤𝙣 𝙖 𝙧𝙖𝙩𝙞𝙤 𝙨𝙮𝙨𝙩𝙚𝙢. 𝙏𝙝𝙚𝙧𝙚 𝙖𝙧𝙚 2 𝙧𝙖𝙩𝙞𝙤𝙨 𝙩𝙝𝙖𝙩 𝙖𝙧𝙚 𝙘𝙤𝙣𝙨𝙞𝙙𝙚𝙧𝙚𝙙.

1. 𝙏𝙝𝙚 𝙝𝙤𝙪𝙨𝙞𝙣𝙜 𝙧𝙖𝙩𝙞𝙤. 𝙄𝙩 𝙘𝙤𝙣𝙨𝙞𝙨𝙩𝙨 𝙤𝙛 𝙩𝙝𝙚 𝙥𝙧𝙞𝙣𝙘𝙞𝙥𝙖𝙡 𝙖𝙣𝙙 𝙞𝙣𝙩𝙚𝙧𝙚𝙨𝙩 𝙩𝙤 𝙥𝙖𝙮 𝙗𝙖𝙘𝙠 𝙩𝙝𝙚 𝙡𝙤𝙖𝙣, 𝙥𝙧𝙤𝙥𝙚𝙧𝙩𝙮 𝙩𝙖𝙭𝙚𝙨, 𝙝𝙤𝙢𝙚 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚, 𝙢𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 (𝙞𝙛 𝙣𝙚𝙚𝙙𝙚𝙙) 𝙖𝙣𝙙 𝙃𝙊𝘼 (𝙞𝙛 𝙩𝙝𝙚𝙧𝙚 𝙞𝙨 𝙤𝙣𝙚). 𝙏𝙝𝙞𝙨 𝙩𝙤𝙩𝙖𝙡 𝙖𝙢𝙤𝙪𝙣𝙩 𝙞𝙨 𝙩𝙝𝙚𝙣 𝙙𝙞𝙫𝙞𝙙𝙚𝙙 𝙗𝙮 𝙩𝙝𝙚 𝙜𝙧𝙤𝙨𝙨 𝙢𝙤𝙣𝙩𝙝𝙡𝙮 𝙞𝙣𝙘𝙤𝙢𝙚. 𝙏𝙝𝙞𝙨 𝙜𝙞𝙫𝙚𝙨 𝙩𝙝𝙚 𝙃𝙤𝙪𝙨𝙞𝙣𝙜 𝙥𝙖𝙮𝙢𝙚𝙣𝙩 𝙧𝙖𝙩𝙞𝙤 𝙬𝙝𝙞𝙘𝙝 𝙨𝙝𝙤𝙪𝙡𝙙 𝙗𝙚 𝙖𝙧𝙤𝙪𝙣𝙙 33%.

2. 𝙏𝙝𝙚 𝘿𝙚𝙗𝙩 𝙧𝙖𝙩𝙞𝙤. 𝙏𝙝𝙞𝙨 𝙧𝙖𝙩𝙞𝙤 𝙩𝙖𝙠𝙚𝙨 𝙩𝙝𝙚 𝙩𝙤𝙩𝙖𝙡 𝙃𝙤𝙪𝙨𝙞𝙣𝙜 𝙥𝙖𝙮𝙢𝙚𝙣𝙩 𝙖𝙣𝙙 𝙖𝙙𝙙𝙨 𝙩𝙤 𝙞𝙩 𝙖𝙡𝙡 𝙩𝙝𝙚 𝙢𝙤𝙣𝙩𝙝𝙡𝙮 𝙙𝙚𝙗𝙩𝙨, 𝙨𝙪𝙘𝙝 𝙖𝙨 𝙘𝙖𝙧 𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨, 𝙨𝙩𝙪𝙙𝙚𝙣𝙩 𝙡𝙤𝙖𝙣 𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨, 𝙥𝙚𝙧𝙨𝙤𝙣𝙖𝙡 𝙡𝙤𝙖𝙣𝙨, 𝙢𝙞𝙣𝙞𝙢𝙪𝙢 𝙘𝙧𝙚𝙙𝙞𝙩 𝙘𝙖𝙧𝙙 𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨, 𝙘𝙝𝙞𝙡𝙙 𝙨𝙪𝙥𝙥𝙤𝙧𝙩 𝙖𝙣𝙙 𝙤𝙩𝙝𝙚𝙧 𝙧𝙚𝙖𝙡 𝙚𝙨𝙩𝙖𝙩𝙚 𝙤𝙬𝙣𝙚𝙙 𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨. 𝘼𝙜𝙖𝙞𝙣 𝙩𝙝𝙞𝙨 𝙩𝙤𝙩𝙖𝙡 𝙞𝙨 𝙙𝙞𝙫𝙞𝙙𝙚𝙙 𝙗𝙮 𝙩𝙝𝙚 𝙜𝙧𝙤𝙨𝙨 𝙢𝙤𝙣𝙩𝙝𝙡𝙮 𝙞𝙣𝙘𝙤𝙢𝙚. 𝙏𝙝𝙞𝙨 𝙣𝙪𝙢𝙗𝙚𝙧 𝙨𝙝𝙤𝙪𝙡𝙙 𝙗𝙚 𝙖𝙧𝙤𝙪𝙣𝙙 45%.

𝙏𝙝𝙚𝙨𝙚 𝙧𝙖𝙩𝙞𝙤𝙨 𝙖𝙧𝙚 𝙨𝙩𝙖𝙣𝙙𝙖𝙧𝙙 𝙜𝙪𝙞𝙙𝙚𝙡𝙞𝙣𝙚𝙨 𝙖𝙣𝙙 𝙘𝙖𝙣 𝙗𝙚 𝙥𝙪𝙨𝙝𝙚𝙙 𝙬𝙝𝙚𝙣 𝙖 𝙗𝙤𝙧𝙧𝙤𝙬𝙚𝙧 𝙝𝙖𝙨 𝙢𝙤𝙣𝙚𝙮 𝙙𝙤𝙬𝙣 𝙖𝙣𝙙 𝙧𝙚𝙖𝙡𝙡𝙮 𝙜𝙤𝙤𝙙 𝙘𝙧𝙚𝙙𝙞𝙩.

𝙄𝙛 𝙮𝙤𝙪 𝙬𝙤𝙪𝙡𝙙 𝙡𝙞𝙠𝙚 𝙩𝙤 𝙙𝙞𝙨𝙘𝙪𝙨𝙨 𝙞𝙛 𝙮𝙤𝙪 𝙦𝙪𝙖𝙡𝙞𝙛𝙮 𝙛𝙤𝙧 𝙖 𝙝𝙤𝙢𝙚 𝙡𝙤𝙖𝙣, 𝙋𝙈 𝙢𝙚 𝙤𝙧 𝙘𝙤𝙢𝙢𝙚𝙣𝙩 𝙗𝙚𝙡𝙤𝙬.

07/21/2022

A divorce can impact more than a person's homelife - it can have a negative affect on the workplace as well. This is another example of how divorce mortgage planning with a Certified Divorce Lending Professional can benefit divorcing homeowners. Read my article for more insight on this topic.
Https://www.divorcelendingassociation.com/offices/kelley-karamanos.cfm