Austin McDaniel NMLS 1202538

03/31/2026

"Austin was amazing to work with from the initial “what to expect” phone call to every step in process… at times was very overwhelming but having him and his team at the tip of my fingertips to text at any time was invaluable and relieved so much stress!" says Jodi on Google

★★★★★ Austin was amazing to work with from the initial “what to expect” phone call to every step in process… at times was very overwhelming but having him and his team at the tip of my fingertips to text at any time was invaluable and relieved so much stress!

03/25/2026

Congratulations you did it!! So thankful to help plant your roots here in Middle TN and another opportunity work alongside and . You are now clear for take off! 🫡

01/30/2025

Hey everyone, big news from the Federal Reserve yesterday!

After cutting rates three times last year, the Fed has decided to pause rate cuts for now, leaving the federal funds rate at 4.25%–4.5%.

Now, while the federal funds rate isn’t the same as mortgage rates, it can influence them, along with rates on things like credit cards and car loans.

Here’s what Fed Chair, Jerome Powell, had to say about inflation: He mentioned that inflation has made progress, but prices are still higher than they’d like—just above their 2% target.

Political pressure is also a big factor. President Trump is pushing for even bigger rate cuts and considering new tariffs on countries like Mexico, Canada, and China.

Powell also said the Fed is going to be cautious and wait to see what happens with government policies before making any major decisions. They’re not moving forward with more cuts unless the job market stays strong and inflation comes under control.

So what does this mean for mortgage rates? While mortgage rates don’t always follow the Fed’s moves, any economic uncertainty can create rate swings. If you’ve been thinking about buying or refinancing, now could be a good time to act before things change.

12/12/2024

I’m excited to share that I’ve qualified for the President's Club at Churchill Mortgage! A heartfelt thank you to my fantastic team and amazing clients! Here’s to an incredible 2025 ahead! 🎉✨

11/28/2024

Happy Thanksgiving! I’m especially thankful for the support I receive from my family and community, which allows me to help so many families find their forever homes.

Wishing you a day full of gratitude, family, and delicious food!

11/08/2024

The Fed met yesterday immediately following the election, making the decision to cut the federal funds rate by 0.25%, to a rate of 4.50% - 4.75%. The Fed does not set mortgage rates, but it can have an influence on them. So, what does this mean for home buyers?

Mortgage rates have been fluctuating since the previous rate cut in September. Many buyers were hesitant due to various factors—the election, the time of year, or rates not being low enough. The good news is this additional rate cut offers some relief on high-cost debts like credit cards and auto loans—a positive step toward saving money!

If you're thinking about buying or refinancing soon, let's start the conversation today—you never know what tomorrow is going to look like!

09/11/2024

Today, we remember and honor all those who suffered from this tragic attack. We pay tribute to the lives lost and to those who worked tirelessly to help their fellow Americans—we will never forget.

08/30/2024

If you have any questions or just want to discuss your options, feel free to message me. Let’s chat and find the best path forward based on expert market predictions.

08/12/2024

Had a great time on Friday at watching Scott Coggins teach “Leveraging AI for Real Estate Success”.

08/02/2024

💸Markets now pricing in 2 Fed rate cuts for September after major miss on unemployment!

In May's Fed meeting, Jerome Powell said that "unexpected weakness in the labor market" would warrant a response in monetary policy.

Shortly after in June, the Summary of Economic Projections showed that 16 out of 19 Fed members believed that the unemployment rate would not exceed 4.1% this year...

Today it came it at a whopping 4.3%, which is the highest since September 2017 (Excl. Covid). Once again, this is higher than 84% of Fed members predicted for the entire year, and reflects "unexpected weakness in the labor market".

Looks like markets believe the Fed should have cut on Wednesday, and they will look to make up for it with 50bps in September (currently 67.5% odds)!

08/01/2024

On August 21st, we're hosting Realtracs for a CE class called "CRS Tax 1"

This course provides an in-depth study of the integrated MLS Tax Suite sourced by CRS (Courthouse Retrieval System). We'd love to see you there!

Click here to RSVP: https://tinyurl.com/ceclass821