H&K Insurance Agency, Inc.

H&K Insurance Agency, Inc. Providing insurance for your Auto, Home, Rentals, Boats/Jetskis, RV's, Motorcycles, and great rates We shop multiple carriers to find you the best rate.

We are an independant insurance agency representing many different Insurance companies. That's pretty typical with insurance agnecies, but we add an extra service that sets us apart:

Our agency reviews every change made to your policy. We also shop your renewal with other compaines to see if there is a better deal available. Most agencies just let their automated systems renew your policy without

review, but we are a paper agency...sure, we use computers, but we download a paper declarations page and review it for accuracy and value. It takes a lot more effort, and it's a little old fashioned, but we believe it gives us an edge and adds another level of value to your inusrance.

🚗🍂 Fall brings changing weather, earlier sunsets, and more unpredictable driving conditions.Now is a good time to make s...
09/04/2026

🚗🍂 Fall brings changing weather, earlier sunsets, and more unpredictable driving conditions.
Now is a good time to make sure you understand your auto insurance coverage before the season changes. If you have questions about your policy or want to explore your options, our team is here to help.

How much could one accident on the water really cost you?Medical bills, property damage, and legal expenses can add up q...
08/28/2026

How much could one accident on the water really cost you?

Medical bills, property damage, and legal expenses can add up quickly—and many boat owners may not have as much liability protection as they think. Our latest blog explains what boat owners liability coverage actually protects, common coverage gaps to watch for, and what to consider when choosing your limits.

https://handkinsurance.com/boat-owners-liability-coverage-keeping-your-seas-covered/

💡 Understanding your insurance deductible is an important part of knowing your coverage.Your deductible is the amount yo...
08/21/2026

💡 Understanding your insurance deductible is an important part of knowing your coverage.

Your deductible is the amount you pay before your insurance begins to help with a covered claim. Taking a few minutes to understand how it works today can help you avoid surprises tomorrow. If you have questions about your policy, contact our team—we're happy to help.

Your homeowners insurance premium isn’t random. It’s calculated based on specific factors that insurers evaluate to dete...
08/14/2026

Your homeowners insurance premium isn’t random. It’s calculated based on specific factors that insurers evaluate to determine your risk level.

At H&K Insurance Agency, we’ve helped countless Washington homeowners understand why their rates are what they are. This guide breaks down the main cost drivers-from your home’s value and condition to your location and claims history-plus practical ways to reduce what you pay.

https://handkinsurance.com/homeowners-insurance-cost-factors-what-impacts-your-premium/

📚🎒 As students head back to college, don't forget to think beyond packing lists.If your child is moving into an apartmen...
08/07/2026

📚🎒 As students head back to college, don't forget to think beyond packing lists.

If your child is moving into an apartment or rental home, renters insurance can help protect their personal belongings and may also provide liability coverage. Have questions about renters insurance? Our team is happy to help.

🚗☀️ Summer means more time on the road—and more opportunities for the unexpected.Whether you're taking a road trip or ju...
07/24/2026

🚗☀️ Summer means more time on the road—and more opportunities for the unexpected.

Whether you're taking a road trip or just running errands, practicing safe driving habits and understanding your auto insurance can help you drive with confidence. If you have questions about your policy or want to learn more about your coverage options, contact our team—we're happy to help.

🤝 Why work with an independent insurance agency?Independent agencies represent multiple insurance companies, giving you ...
07/10/2026

🤝 Why work with an independent insurance agency?

Independent agencies represent multiple insurance companies, giving you access to a variety of coverage options—all with one trusted local team.

Whether you're shopping for insurance or reviewing your current coverage, we're here to help.

Happy Fourth of July Weekend! ❤️🤍💙Wishing you and your family a safe, fun, and memorable Independence Day. Whether you'r...
07/03/2026

Happy Fourth of July Weekend! ❤️🤍💙

Wishing you and your family a safe, fun, and memorable Independence Day. Whether you're spending the holiday with family, friends, or enjoying your favorite traditions, we hope your day is filled with celebration and good memories.

Have a wonderful Fourth of July and stay safe!

Address

3105 Wheaton Way
Bremerton, WA
98310

Opening Hours

Monday 9:30am - 5:30pm
Tuesday 9:30am - 5:30pm
Wednesday 9:30am - 5:30pm
Thursday 9:30am - 5:30pm
Friday 9:30am - 5:30pm

Website

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