H&K Insurance Agency, Inc.

06/19/2026

Life Changes & Insurance Review

A lot can change in a year 📅🏡 New vehicles, home upgrades, major purchases, and other milestones can all impact your insurance needs.

Taking time for a quick policy review can help make sure your coverage still fits your life today—not the life you had when your policy was first created.

06/12/2026

Bremerton auto insurance rates have climbed steadily over the past few years, leaving many drivers wondering if they’re paying too much. The Puget Sound region faces unique pricing pressures that don’t always apply elsewhere in Washington State.

We at H&K Insurance Agency help local drivers understand what drives these costs and how to cut through the noise. This guide breaks down the real numbers, explains why your rate might be higher than your neighbor’s, and shows you concrete ways to save.

https://handkinsurance.com/bremerton-auto-insurance-rates-what-drivers-pay-in-puget-sound/

06/05/2026

Summer Storm Preparedness

Summer weather can change quickly ⛈️🏡 From strong winds to unexpected storms, taking a few simple steps now can help prevent bigger problems later.

Trim overhanging branches, secure outdoor items, and review your homeowners' insurance to better understand how your property is protected before severe weather arrives.

05/29/2026

One unexpected event can do more than damage your rental property—it can also disrupt your rental income. If tenants need to relocate after a covered loss, the financial impact can add up quickly while repairs are being completed.

Learn how landlord-tenant disruption coverage can help protect your income and provide peace of mind when the unexpected happens 👇

Protect your rental income from tenant disputes and repair costs with landlord-tenant disruption coverage. Learn planning strategies here.

05/22/2026

Memorial Day weekend is one of the busiest travel weekends of the year 🚗 Before heading out, make sure your auto insurance and roadside assistance coverage are ready for the trip ahead. A quick review now can help you travel with more confidence all weekend long.

Wishing everyone a safe holiday weekend as we remember and honor those who made the ultimate sacrifice for our country.

05/15/2026

Owning rental property comes with risks that a standard homeowners policy may not fully cover. From tenant injuries to property damage claims, the right landlord insurance policy can help protect your building, liability, and rental income.

Read our full blog to learn more about protecting your rental property investment in Kitsap County.

https://handkinsurance.com/kitsap-rental-property-coverage-landlords-guide-to-protection/

05/08/2026

Longer days and warmer weather mean more people are spending time outdoors ☀️🏡 From backyard gatherings to outdoor projects, accidents can happen when you least expect them. Reviewing your liability coverage now can help you stay prepared for the season ahead.

05/01/2026

A serious accident or lawsuit can quickly exceed the limits of your home or auto insurance—leaving your assets exposed. That’s where umbrella coverage comes in, adding an extra layer of protection when you need it most.

See why umbrella insurance matters and how it helps protect what you’ve built 👇

https://handkinsurance.com/kitsap-umbrella-coverage-why-umbrella-insurance-matters-in-kitsap/

04/24/2026

Renters insurance is often overlooked—but it can provide valuable protection for your belongings 🏠✨ From furniture to electronics, your personal items deserve coverage, and it’s usually more affordable than you might think. Reach out today to learn how it works and get the protection you need.

04/17/2026

Saltwater boat insurance isn’t optional if you keep your vessel in the Pacific Northwest-it’s a necessity. The Puget Sound and coastal waters present real hazards that standard policies simply don’t cover.

We at H&K Insurance Agency work with Northwest boaters every day who discover gaps in their coverage too late. This guide walks you through what you actually need to protect your boat and your finances.

https://handkinsurance.com/saltwater-boat-insurance-what-northwest-boaters-should-know/