Jerry Timmermann, Agent with The Timmermann Group

11/01/2026

November is National Family Caregivers Month. ❤️

This month, we recognize the family members, friends, and loved ones who give their time, energy, and compassion to care for others.

Your dedication often goes unseen, but it never goes unappreciated.

Thank you for all that you do.

10/31/2026

Retirement isn’t just about reaching a certain age or account balance. It’s about preparing for the life you want to live—and considering the many pieces that can help support it.

Income needs, protection, investments, beneficiaries, lifestyle goals, and legacy considerations can all be part of a thoughtful retirement conversation.

10/30/2026

When business slows down, your mortgage doesn't. The car payment, the tuition, and the household expenses all run on a schedule that has nothing to do with how last month went.
Many business owners have thought through their business risks. The personal financial exposure that comes with a bad stretch due to an owner’s qualifying sickness or injury preventing them from working and earning an income.? That's the gap people forget to plan for.
I help business owners protect what matters most with the right disability coverage. Let's connect.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

10/29/2026

Life changes. But sometimes beneficiary designations don’t change with it.

This Kiplinger article is a helpful reminder of why it is so important to periodically review the beneficiaries on your retirement accounts, life insurance policies, and other accounts to make sure they still reflect your wishes.

Check out the article here:

https://bit.ly/4ssviBq

If you have questions about your own beneficiary choices, send me a message.

10/28/2026

The apartment. The routine. The financial commitments you've taken on as your career moves forward.
An unexpected sickness or injury could affect your ability to work—and your income.
The right protection can help you maintain the lifestyle you've worked hard to build and help address income replacement needs when the unexpected happens.
Let's connect and talk about protecting what matters most.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

10/27/2026

The mortgage. The car. The kids' school. Your income may be what keeps all of it moving.
But if a covered disability event prevented you from working, would your current coverage be enough to keep everything else on track?
Many employer disability plans replace around half your salary, before taxes. For many people, that's not enough to protect the life you've worked hard to build.
Schedule a quick income protection review to see where your plan stands.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

10/26/2026

The irony for many high earners isn't that they've ignored their finances—it's that they've been meticulous about everything except the source.
The investments are diversified. The estate plan is drafted. The insurance covers the house, the car, the valuables. But if their income stopped because of a covered disability event, how long would any of it hold?
That's the question many financial plans do not ask. It's worth finding out whether yours has an answer.
Schedule a quick income protection review to see where your plan stands.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

10/25/2026

Some of the most important financial planning happens through conversation. Talking with your spouse, parents, adult children, or grandparents about goals, responsibilities, important documents, and wishes can help everyone better understand the bigger picture.

Starting the conversation today can help create greater clarity for tomorrow.

10/22/2026

Your income helps support nearly every part of your financial life—from your home and everyday expenses to your savings and the people who depend on you.

Disability income insurance can help replace a portion of your income if a covered illness or injury prevents you from working, helping you stay focused on recovery.

10/20/2026

Your equipment, your inventory, your property are all reflected on your balance sheet.
But one thing might not be: you.
Yet the revenue you help generate, your client relationships, your business decisions—they all require you to run.
Most business owners have insured almost everything their business owns. Few have protected the asset they depend on.
I help business owners protect what matters most with the right disability coverage. Let's connect.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.