Sharad Rao, MS, Financial Services Professional with Nylife Securities LLC

Sharad Rao, MS, Financial Services Professional with Nylife Securities LLC Financial Services Professional offering products and services through NYLIFE Securities LLC I am not licensed in all jurisdictions.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. I am an Agent licensed to sell insurance through New York Life Insurance Comp

any and may be licensed with various other independent unaffiliated insurance companies . Additionally, I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency and a New York Life Company.

27 Glenn
Irvine, CA 92620
949-786-2223

Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. My California Insurance license number is . Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.

10/24/2024

"Some people want it to happen, some wish it would happen, others make it happen." ~Michael Jordan

10/23/2024

"What you think, you become. What you feel, you attract, What you imagine, you create." ~Buddha

May your Thanksgiving holiday be filled with the warmth of family and friends, and bring you a harvest of good things th...
11/17/2023

May your Thanksgiving holiday be filled with the warmth of family and friends, and bring you a harvest of good things that last throughout the year.

As a parent, you spend years making sure theyʼre prepared for college. Weʼll help you prepare to afford it.
11/13/2023

As a parent, you spend years making sure theyʼre prepared for college. Weʼll help you prepare to afford it.

Unsure how life insurance works? Learn from New York Life about your options to ensure your loved ones have the financial security they need.

Most Americans saw a surge in their net worth during the pandemic, but wealth gaps remain. Here’s why.
11/09/2023

Most Americans saw a surge in their net worth during the pandemic, but wealth gaps remain. Here’s why.

Higher home and stock prices and unprecedented federal stimulus fueled wealth growth from 2019 to 2022, the Federal Reserve Survey of Consumer Finances found.

From trips with the grandkids to weekends by the lake, you probably know how you want to spend your retirement. Perhaps ...
05/07/2023

From trips with the grandkids to weekends by the lake, you probably know how you want to spend your retirement. Perhaps just not how to spend during your retirement. Here are three tips that can help you budget more efficiently in your golden years.

Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

A recent study found that while 29% of consumers researched long-term care plans, only 16% implemented one. Here are fiv...
05/03/2023

A recent study found that while 29% of consumers researched long-term care plans, only 16% implemented one. Here are five steps you can take to get your long-term care planning on track.

Many of us are not as prepared as we should be, but it’s not too late. Taking these steps today can get you started on planning for your long-term care.

Term life and whole life insurance are the two most common policy types, but they differ in a variety of ways. Review th...
04/29/2023

Term life and whole life insurance are the two most common policy types, but they differ in a variety of ways. Review this comparison of the two, and learn which one might be the better option for you.

Bankrate’s experts highlight the differences between term vs. whole life insurance.

While many of us look forward to retirement, from a financial standpoint, it can also be a cause for worry. With some pr...
04/25/2023

While many of us look forward to retirement, from a financial standpoint, it can also be a cause for worry. With some preparation and a little help, however, you can have peace of mind while working toward your future. Read these tips and let's talk.

When financially preparing for retirement, remember to consider five things about income sources and preparation.

Diversifying your investment portfolio can help you minimize your risk and maximize your returns. Here’s how.
04/20/2023

Diversifying your investment portfolio can help you minimize your risk and maximize your returns. Here’s how.

I’m sure that you’ve heard the old saying, “don’t put all your eggs in one basket.” Basically, it means don’t keep all your valuables in one place. In the event...

A 529 college savings plan can offer a tax-advantaged way to pay for a loved one's education. However, there are rules t...
03/23/2023

A 529 college savings plan can offer a tax-advantaged way to pay for a loved one's education. However, there are rules to follow to maximize its benefits. Click the link to learn more.

Learn more about 529 plan contribution plans and withdrawal rules with help from New York Life. Prepare for your educational future today.

A NerdWallet survey reports retiree-hopefuls plan to leave full-time work at age 57. If you’re interested in doing the s...
03/23/2023

A NerdWallet survey reports retiree-hopefuls plan to leave full-time work at age 57. If you’re interested in doing the same, then take these steps to retire 10 years earlier.

A new NerdWallet survey finds that retiree-hopefuls plan to leave full-time work at age 57, on average. Here’s how you can bow out of the workforce a decade early.

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Brea, CA
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