Insun Song, Agent with New York Life

08/20/2026

Caregiving can begin with small acts of support and concern for someone you love. Recognizing the role early may make it easier for families to discuss long-term care preferences, responsibilities, and support before needs become more urgent.
https://bit.ly/4x5K1Uo

08/19/2026

The Federal Reserve has remained cautious about interest rates as inflation concerns have heightened, leading to uncertainity about the state of the US economy.

Federal Reserve officials have sent mixed signals on the path of interest rates as inflation concerns have intensified, fueling uncertainty about the outlook for the US economy.

08/18/2026

Healthcare costs are climbing again next year, but fortunately, Part B rate hikes are expected to stay well under 5%, a relief compared to last year's jump.

08/17/2026

Annuity FDA Rates—take advantage!

Take advantage of 4.95% guaranteed rate on the New York Life Secure Term MVA Fixed Annuity (guaranteed for 3 years, based on a $100,000 premium, effective 08/17/2026) OR 5% guaranteed rate on the New York Life Secure Term MVA Fixed Annuity (guaranteed for 5 years, based on a $100,000 premium, effective 08/17/2026)

Please see the attached flyer for important information: MVA Rate

The New York Life Secure Term MVA Fixed Annuity is a single premium fixed deferred annuity with a number of interest rate guarantee/surrender periods to choose from. Available in jurisdictions where approved and subject to eligibility requirements. Guarantees based on the claims-paying ability of the issuer. The New York Life Secure Term MVA Fixed Annuity is issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation), a wholly owned subsidiary of New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010.

08/17/2026

Ever wonder how long it could take for your money to double? The Rule of 72 is a simple way to estimate it.

Just divide 72 by your hypothetical annual rate of return to estimate the number of years it may take to double your money.

08/16/2026

The cost of long-term care can have a meaningful impact on individuals and their families. This article explores current cost considerations and how extended care needs may affect household finances and retirement plans.
https://bit.ly/4qn4qBU

08/15/2026

Your target retirement age is looming, but you're not sure you're on track to retire the way you want? Here are some action items to consider.

Your target retirement age is looming, but you're not sure you're on track to retire the way you want? Here's what to do.

08/14/2026

Upcoming ballot measures in several states could provide additional property tax relief for older adult homeowners.

08/13/2026

The FIRE movement has evolved beyond early retirement. Learn how Coast FIRE, Barista FIRE and financial flexibility are reshaping retirement planning.

Early retirement isn't the only goal anymore. Here's how today's FIRE movement is shifting toward financial flexibility and making work optional.

08/12/2026

Unsure about the right time to invest?

Flying high or dipping low, timing the market is never easy. A dollar cost averaging (DCA) account, available within a variable annuity, removes the guesswork by investing in equities at regular intervals rather than all at once.

See our Dollar Cost Averaging Advantage (DCAA) Account interest rate, available for a limited time. https://bit.ly/3TdQH3C

A program of regular investing does not ensure a profit or eliminate the risks on investing. Variable annuities are offered only by prospectus. Please read the prospectus carefully before investing.