Scott Beckwith Novus Home Mortgage

Scott Beckwith Novus Home Mortgage Scott Beckwith is a seasoned mortgage professional with more than 30 years of experience in the mortgage industry.

He works extensively with real estate investors and clients purchasing investment properties, including DSCR financing, where qualify.

Thinking about waiting for mortgage rates to drop?Here's what most buyers don't realize...Mortgage rates are actually hi...
09/04/2026

Thinking about waiting for mortgage rates to drop?

Here's what most buyers don't realize...

Mortgage rates are actually higher than they were this time last year, and no one knows exactly where they'll go next.

The bigger surprise?

🏦 The Fed doesn't directly set mortgage rates. The bond market has a much bigger influence, which is why rates can move even when the Fed doesn't.

So instead of trying to time the market, focus on what you can control:
✔ Get pre-approved
✔ Know your budget
✔ Explore your financing options
✔ Be ready when the right home comes along

Questions about today's market? Send me a message.

08/26/2026

Thinking about waiting for mortgage rates to drop?

Here's what most buyers don't realize...

Mortgage rates are actually higher than they were this time last year, and no one knows exactly where they'll go next.

The bigger surprise?

🏦 The Fed doesn't directly set mortgage rates. The bond market has a much bigger influence, which is why rates can move even when the Fed doesn't.

So instead of trying to time the market, focus on what you can control:
✔ Get pre-approved
✔ Know your budget
✔ Explore your financing options
✔ Be ready when the right home comes along

Questions about today's market? Send me a message.

Thinking about buying your first home, but not sure where to start? ✅ Start your first home journey one checkmark at a t...
08/21/2026

Thinking about buying your first home, but not sure where to start?

✅ Start your first home journey one checkmark at a time.

Ready to get started? Sign up for my First-Time Homebuyer Seminar, a completely informational, no-cost session with zero obligation, where I'll walk you through everything from financing to the homebuying process.

Sign up here: 👉 [Insert Link]

Investment properties deserve investment-focused financing. 🔥 If you're still trying to qualify for every property using...
08/19/2026

Investment properties deserve investment-focused financing. 🔥

If you're still trying to qualify for every property using traditional income documentation, it may be time to explore another option.

DSCR (Debt Service Coverage Ratio) loans give qualified investors a financing solution that's designed around rental property performance, helping create more opportunities to grow.

➡️ Let's discuss your investment goals.

Being self-employed doesn't mean your homeownership goals have to wait. If you're paid with a 1099 instead of a W-2, the...
08/07/2026

Being self-employed doesn't mean your homeownership goals have to wait.

If you're paid with a 1099 instead of a W-2, there may be financing options designed specifically for your situation.

Whether you're buying your first home, refinancing, or investing in your future, understanding your options is the first step.

➡️ Wondering if a 1099 Income Loan could work for you? Let's talk.

Big changes are coming to condo financing. Are you ready? Fannie Mae® and Freddie Mac® are rolling out major updates to ...
08/06/2026

Big changes are coming to condo financing. Are you ready?

Fannie Mae® and Freddie Mac® are rolling out major updates to condo project review requirements through early 2027, with key changes beginning this summer.

Here's what that means:

New review options will simplify financing for some smaller associations.

Reserve funding requirements are changing.

More condo projects may become non-warrantable.

Working with the right lending partner will matter more than ever.

At Home Mortgage, our in-house Condo Desk helps agents and buyers navigate both standard and complex condo financing so deals keep moving.

Have questions about a condo project or financing options? I'm here to help.

Big changes to federal student loan repayment are here, but they don't have to put your homeownership goals on hold.Here...
08/05/2026

Big changes to federal student loan repayment are here, but they don't have to put your homeownership goals on hold.

Here's what's new:

* The SAVE Plan has ended.
* New repayment plan options are replacing previous plans.
* Parent PLUS loans now have updated borrowing limits and fewer repayment options.

Understanding your options today can help you feel more confident when you're ready to buy a home.

Reach out to learn what these changes could mean for you and your homeownership goals.

Big headlines. Here's what actually matters.The Federal Reserve left interest rates unchanged at its latest meeting.If y...
07/31/2026

Big headlines. Here's what actually matters.

The Federal Reserve left interest rates unchanged at its latest meeting.

If you've been hearing about the Fed and wondering how it affects the housing market, you're not alone.

Here's a quick breakdown:
✔️ No rate hike
✔️ No rate cut
✔️ Inflation continues to cool
✔️ The Fed is taking a wait-and-see approach

Have questions about what today's news means for your homeownership goals? Reach out. I'm here to help.

Address

707 Main Street
Branford, CT
06405

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12036279812

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