Ed Charleson Novus Home Mortgage NMLS# 1796578

Ed Charleson Novus Home Mortgage NMLS# 1796578 Novus Home Mortgage, a division of Ixonia Bank NMLS #423065 Equal Housing Lender

Is your clients' debt structure supporting their long-term investment goals? Changes in tax law can affect how interest ...
06/12/2026

Is your clients' debt structure supporting their long-term investment goals?

Changes in tax law can affect how interest is treated, and financing structure can influence how investments perform over time.

For high-net-worth clients, having the right lending options available can make a meaningful difference.

Message me to discuss financing solutions for complex borrower needs.

Consult a qualified tax professional regarding tax-related matters.

Strong investors need flexible lending solutions. 📈🏡 With Novus DSCR Legend Loans, qualified borrowers may qualify based...
06/05/2026

Strong investors need flexible lending solutions. 📈🏡

With Novus DSCR Legend Loans, qualified borrowers may qualify based on property performance rather than traditional income documentation, creating more opportunities to grow and scale with confidence.

Whether you're expanding your portfolio or exploring your next investment opportunity, having the right financing strategy matters.

➡️ Ready to explore your options? Message me today.

Smart tax strategies can reduce your taxable income... but they can also impact mortgage qualification. For business ow...
06/04/2026

Smart tax strategies can reduce your taxable income... but they can also impact mortgage qualification.

For business owners, using bank statement or P&L-only loans can help align financing with how you actually earn without relying solely on tax returns.

It's about structuring your loan strategy to respect your tax planning, not work against it.

If you work with business owners or advise high-income clients, this is a conversation worth having.

Message me to explore options.

Consult a qualified tax professional regarding tax-related matters.

Most investors focus on rates... but the real advantage is in the strategy. If you're investing with rental income (Sche...
05/29/2026

Most investors focus on rates... but the real advantage is in the strategy.

If you're investing with rental income (Schedule E), knowing when to use DSCR vs. conventional financing can impact how fast you scale and how you leverage tax benefits like depreciation.

It's not about choosing one; it's about using the right tool at the right time.

Message me to get started.

Consult a qualified tax professional regarding tax-related matters.

Honoring the heroes who are no longer with us. 🇺🇸 Memorial Day is a time to remember and show gratitude for those who ga...
05/22/2026

Honoring the heroes who are no longer with us. 🇺🇸

Memorial Day is a time to remember and show gratitude for those who gave their lives in service to our country.

Your service comes with real homebuying benefits. 🇺🇸VA loans offer flexibility and potential savings, backed by the U.S....
05/19/2026

Your service comes with real homebuying benefits. 🇺🇸

VA loans offer flexibility and potential savings, backed by the U.S. Department of Veterans Affairs, for those who have served our country.

No matter where you are in your homebuying journey, I'm here to help you make the most of it.

Message me today to get started.

Today, we recognize the individuals serving our country. 🇺🇸Armed Forces Day is about honoring the commitment and sacrifi...
05/16/2026

Today, we recognize the individuals serving our country. 🇺🇸

Armed Forces Day is about honoring the commitment and sacrifice of our active military members and their families.

Comparing lenders matters!Local mortgage professionals can help review loan options and provide market insight so you ca...
05/15/2026

Comparing lenders matters!
Local mortgage professionals can help review loan options and provide market insight so you can make an informed decision

Happy Mother's Day to all the incredible moms out there. 💐Today is about celebrating the women who make a house feel lik...
05/10/2026

Happy Mother's Day to all the incredible moms out there. 💐

Today is about celebrating the women who make a house feel like home; the ones who create memories, provide support, and give so much every day.

Wishing all the amazing moms a day filled with appreciation and love.

If your wealth is tied up in assets rather than traditional income, there may be alternative ways to qualify.Asset Utili...
05/08/2026

If your wealth is tied up in assets rather than traditional income, there may be alternative ways to qualify.

Asset Utilization is designed for retirees, self-employed individuals, and high-net-worth borrowers with strong asset reserves.

➡️ Message me to explore your options.

Address

707 Main Street
Branford, CT
06405

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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