Ed Charleson Novus Home Mortgage NMLS# 1796578

Ed Charleson Novus Home Mortgage NMLS# 1796578 Novus Home Mortgage, a division of Ixonia Bank NMLS #423065 Equal Housing Lender

Today is for the people who show up, work hard, and make things happen. I'm grateful for the families, partners, colleag...
09/07/2026

Today is for the people who show up, work hard, and make things happen.

I'm grateful for the families, partners, colleagues, and hardworking people throughout our community who inspire me every day.

Happy Labor Day! Here's to enjoying a well-deserved long weekend.

Big changes to federal student loan repayment are here, but they don't have to put your homeownership goals on hold.Here...
08/19/2026

Big changes to federal student loan repayment are here, but they don't have to put your homeownership goals on hold.

Here's what's new:

* The SAVE Plan has ended.
* New repayment plan options are replacing previous plans.
* Parent PLUS loans now have updated borrowing limits and fewer repayment options.

Understanding your options today can help you feel more confident when you're ready to buy a home.

Reach out to learn what these changes could mean for you and your homeownership goals.

Big changes are coming to condo financing. Are you ready? Fannie Mae® and Freddie Mac® are rolling out major updates to ...
08/14/2026

Big changes are coming to condo financing. Are you ready?

Fannie Mae® and Freddie Mac® are rolling out major updates to condo project review requirements through early 2027, with key changes beginning this summer.

Here's what that means:

New review options will simplify financing for some smaller associations.

Reserve funding requirements are changing.

More condo projects may become non-warrantable.

Working with the right lending partner will matter more than ever.

At Home Mortgage, our in-house Condo Desk helps agents and buyers navigate both standard and complex condo financing so deals keep moving.

Have questions about a condo project or financing options? I'm here to help.

Big headlines. Here's what actually matters.The Federal Reserve left interest rates unchanged at its latest meeting.If y...
07/31/2026

Big headlines. Here's what actually matters.

The Federal Reserve left interest rates unchanged at its latest meeting.

If you've been hearing about the Fed and wondering how it affects the housing market, you're not alone.

Here's a quick breakdown:
✔️ No rate hike
✔️ No rate cut
✔️ Inflation continues to cool
✔️ The Fed is taking a wait-and-see approach

Have questions about what today's news means for your homeownership goals? Reach out. I'm here to help.

Buying a home doesn't have to mean stacks of paperwork. ⚡ With advancements like eNotes and hybrid closings, the mortgag...
07/24/2026

Buying a home doesn't have to mean stacks of paperwork. ⚡

With advancements like eNotes and hybrid closings, the mortgage process is becoming more efficient while maintaining the security and accuracy borrowers expect.

It's all part of creating a smoother experience from application to closing.

➡️ Curious what a modern mortgage process looks like? Message me.

Big goals are easier to achieve when you have a plan. 🌴 Whether you're hoping to buy this summer or later this year, und...
07/16/2026

Big goals are easier to achieve when you have a plan. 🌴

Whether you're hoping to buy this summer or later this year, understanding your options now can help you move forward with confidence when the timing is right.

➡️ Let's create a game plan tailored to your goals.

Thinking about buying your first home, but not sure where to start? ✅ Start your first home journey one checkmark at a t...
07/10/2026

Thinking about buying your first home, but not sure where to start?

✅ Start your first home journey one checkmark at a time.

Ready to get started? Sign up for my First-Time Homebuyer Seminar, a completely informational, no-cost session with zero obligation, where I'll walk you through everything from financing to the homebuying process.

Sign up here: 👉 [Insert Link]

Wishing you a Happy Fourth of July filled with sunshine, celebration, and great company. 🎇 Whether you're firing up the ...
07/04/2026

Wishing you a Happy Fourth of July filled with sunshine, celebration, and great company. 🎇

Whether you're firing up the grill, relaxing on the patio, or gathering with friends and neighbors in the backyard, here's to making memories that make summer special.

Happy 4th! 🇺🇸

Running your own business comes with flexibility; your mortgage options should too. 🚀Bank Statement Loans are designed f...
06/25/2026

Running your own business comes with flexibility; your mortgage options should too. 🚀

Bank Statement Loans are designed for self-employed borrowers who may have strong deposits but limited taxable income due to deductions and write-offs.

➡️ Curious if you qualify? Message me today to explore your options.

Address

707 Main Street
Branford, CT
06405

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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