Ed Charleson Novus Home Mortgage NMLS# 1796578

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Ed Charleson Novus Home Mortgage NMLS# 1796578 Novus Home Mortgage, a division of Ixonia Bank NMLS #423065 Equal Housing Lender

The market is opening up for buyers. Cash offers are making up a smaller share of home sales, inventory is growing, and ...
09/24/2026

The market is opening up for buyers.

Cash offers are making up a smaller share of home sales, inventory is growing, and more sellers are adjusting their asking prices.

For financed buyers, that could mean less competition and more room to negotiate on things like closing costs, rate buydowns, repairs, and other offer terms.

If you've been waiting for a little more breathing room in the housing market, this could be your opportunity to make a move.

Planning to spend your fall weekends touring homes? Before you find "the one," let's make sure you're prepared for what ...
09/21/2026

Planning to spend your fall weekends touring homes?

Before you find "the one," let's make sure you're prepared for what comes next. I can help you understand your financing options, buying power, and next steps so you can approach your home search with a plan.

Message me to start the conversation.

There's something special about enjoying your favorite season in a place that truly feels like yours. And helping people...
09/16/2026

There's something special about enjoying your favorite season in a place that truly feels like yours.

And helping people get there? That's why I love what I do.

➡️ If you've been thinking about a place of your own, let's talk.

Found the right condo, but traditional financing isn't an option? You may still have a path forward. 🔑 Some condos fall ...
09/14/2026

Found the right condo, but traditional financing isn't an option? You may still have a path forward. 🔑

Some condos fall outside standard agency loan guidelines but that doesn't necessarily mean the opportunity ends there.

At Novus, we work with trusted Non-QM investors who offer financing solutions for qualified buyers interested in non-warrantable condos.

➡️ Have a condo in mind? Message me and let's explore your options.

25 years later, we remember. We honor the lives lost on September 11, 2001, the bravery of the first responders who ran ...
09/11/2026

25 years later, we remember.

We honor the lives lost on September 11, 2001, the bravery of the first responders who ran toward danger, and the countless acts of courage and compassion that followed.

We'll never forget.

Today is for the people who show up, work hard, and make things happen. I'm grateful for the families, partners, colleag...
09/07/2026

Today is for the people who show up, work hard, and make things happen.

I'm grateful for the families, partners, colleagues, and hardworking people throughout our community who inspire me every day.

Happy Labor Day! Here's to enjoying a well-deserved long weekend.

Big changes to federal student loan repayment are here, but they don't have to put your homeownership goals on hold.Here...
08/19/2026

Big changes to federal student loan repayment are here, but they don't have to put your homeownership goals on hold.

Here's what's new:

* The SAVE Plan has ended.
* New repayment plan options are replacing previous plans.
* Parent PLUS loans now have updated borrowing limits and fewer repayment options.

Understanding your options today can help you feel more confident when you're ready to buy a home.

Reach out to learn what these changes could mean for you and your homeownership goals.

Big changes are coming to condo financing. Are you ready? Fannie Mae® and Freddie Mac® are rolling out major updates to ...
08/14/2026

Big changes are coming to condo financing. Are you ready?

Fannie Mae® and Freddie Mac® are rolling out major updates to condo project review requirements through early 2027, with key changes beginning this summer.

Here's what that means:

New review options will simplify financing for some smaller associations.

Reserve funding requirements are changing.

More condo projects may become non-warrantable.

Working with the right lending partner will matter more than ever.

At Home Mortgage, our in-house Condo Desk helps agents and buyers navigate both standard and complex condo financing so deals keep moving.

Have questions about a condo project or financing options? I'm here to help.

Big headlines. Here's what actually matters.The Federal Reserve left interest rates unchanged at its latest meeting.If y...
07/31/2026

Big headlines. Here's what actually matters.

The Federal Reserve left interest rates unchanged at its latest meeting.

If you've been hearing about the Fed and wondering how it affects the housing market, you're not alone.

Here's a quick breakdown:
✔️ No rate hike
✔️ No rate cut
✔️ Inflation continues to cool
✔️ The Fed is taking a wait-and-see approach

Have questions about what today's news means for your homeownership goals? Reach out. I'm here to help.

Address

707 Main Street
Branford, CT
06405

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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