01/28/2026
Feel like you’re competing with Wall Street to buy a home?
You’re not imagining it. Institutional investors have been buying up single-family homes in bulk, turning them into rentals, and pushing everyday buyers out of the market.
But that may be changing. Trump just signed an executive order aimed at limiting large investor purchases of homes—and he’s proposing to let first-time buyers use their 401(k) savings for down payments without penalties.
If these changes move forward, it could mean less investor competition, more homes available, and new ways to afford your first home.