Matthew Attaya - Guild Mortgage

Matthew Attaya - Guild Mortgage Matthew Attaya
Senior Loan Officer, NMLS # 404081
Licensed in MA, NH
Guild Mortgage Company
NMLS # 3274; Equal Housing Opportunity

👉 **Swipe for the quick take on the latest jobs report—and why it matters for homebuyers.**Hiring slowed again in August...
09/03/2026

👉 **Swipe for the quick take on the latest jobs report—and why it matters for homebuyers.**

Hiring slowed again in August.

According to ADP, private employers added **38,000 jobs**, the slowest pace of private-sector hiring since January and below expectations.

🏦 **Why does this matter?**

The Fed watches both **inflation and employment** when evaluating the economy. Signs of a cooling labor market can influence expectations around future Fed policy.

🏠 **And mortgage rates?**

One jobs report doesn't determine mortgage rates. But economic data can move Treasury yields and the bond market—which can influence mortgage pricing.

**The takeaway:** Hiring is cooling, but it's only one piece of the puzzle. The market will be watching upcoming jobs and inflation data closely.

📲 **Thinking about buying? Let's look at your numbers and build a strategy around your goals—not the headlines.**

*Sources: ADP National Employment Report, August 2026; ADP Research.*

09/02/2026

I’m not here to sell you a mortgage. I’m here to help you make a smart decision.

That means understanding your options, solving problems before they become problems, and building a strategy around your goals.

**Less selling. More solving. That’s the job.**

This is always the goal—keep it simple, communicate clearly, and make sure my clients feel comfortable throughout the pr...
09/01/2026

This is always the goal—keep it simple, communicate clearly, and make sure my clients feel comfortable throughout the process.

Especially for first-time homebuyers, there are a lot of questions (and there should be!). My team and I are here to answer them, explain what comes next, and make the process feel a little less overwhelming.

Thank you, Ava, for the kind words and for trusting us with your first home purchase. We truly appreciate it! 🏡

Homeownership isn't reserved for couples or families. More women are achieving this milestone on their own and building ...
08/31/2026

Homeownership isn't reserved for couples or families. More women are achieving this milestone on their own and building a strong financial foundation for the future. 🏡 If buying a home is one of your goals, understanding your financing options is a great place to start. I'd love to help you explore what's possible and create a plan that fits your needs. Send me a message, and let's take the first step together!

08/28/2026

Not all lenders are created equal—and choosing one is about a lot more than comparing rates.

Having a local lender means having someone who understands the market, knows the details that can impact your transaction, and is available when questions or challenges come up.

Because in a competitive market, a quick call on a night or weekend, clear communication, and the ability to problem-solve quickly can make all the difference.

Yes, rate matters. But so do **ex*****on, communication, and reliability**.

My goal isn’t just to get you to the closing table. It’s to be someone you can count on throughout the process—and long after you get the keys.

**Buying a home or getting ready to make an offer? Let’s have a conversation.**

👉 Swipe for the quick take on the latest inflation report—and what it could mean for homebuyers.The Fed's preferred infl...
08/27/2026

👉 Swipe for the quick take on the latest inflation report—and what it could mean for homebuyers.

The Fed's preferred inflation gauge just gave us another look at where prices are headed.

đź“Š PCE inflation increased 0.2% in July, following a 0.1% decline in June.
On a year-over-year basis, headline PCE inflation remained at 3.7%.

Core PCE—which removes the more volatile food and energy categories—also increased 0.2% for the month and remained at 3.3% annually.

Why does this report get so much attention?

🏦 Because the Federal Reserve watches PCE closely when making decisions about monetary policy.

And right now, the data is telling us that while inflation has come down from some of its recent highs, price pressures haven't disappeared. Core PCE remains well above the Fed's 2% inflation goal.

There's another interesting piece of yesterday's report: consumers are still spending.

Personal consumption expenditures increased 0.2% in July, while personal income increased 0.4%. After adjusting for inflation, however, real consumer spending was essentially flat.

🏠 So what does all of this mean for mortgage rates?

PCE doesn't directly determine your mortgage rate—and neither does the Fed.

But inflation data can change expectations about what the Fed may do next. Those expectations can move Treasury yields and the bond market, which can influence mortgage pricing.

The takeaway?

One report doesn't tell us exactly where mortgage rates are headed next. But persistent inflation gives the Fed another reason to remain cautious—and gives the market another important data point to digest.

If you're waiting for the "perfect" market before making a move, let's look at the numbers that actually matter for your situation.

📲 Have questions about buying in today's market? Let's talk and build a strategy around your goals—not the headlines.

Sources: U.S. Bureau of Economic Analysis, Personal Income and Outlays, July 2026; Federal Reserve.

08/25/2026

I couldn’t do it. 🫠

You don’t have to be ready to buy a home tomorrow to talk to a lender.Sometimes the best first step is simply finding ou...
08/24/2026

You don’t have to be ready to buy a home tomorrow to talk to a lender.

Sometimes the best first step is simply finding out where you stand. You may need some time to prepare—or you might be a lot closer to homeownership than you think.

Either way, knowing gives you a plan.

Thinking about buying a home in the next few months—or even next year? Let’s have a conversation and figure out what your next step looks like. 🏡

👉 Swipe to see what the latest Fed minutes could mean for homebuyers and mortgage rates.The Federal Reserve just gave us...
08/20/2026

👉 Swipe to see what the latest Fed minutes could mean for homebuyers and mortgage rates.

The Federal Reserve just gave us a deeper look at what policymakers were thinking during their July meeting—and there's a lot more to the story than "the Fed held rates."

🏦 The Fed held its benchmark rate at 3.50%–3.75%.
But the decision wasn't unanimous.
Three members voted for a 0.25 percentage-point increase, showing that some policymakers believed stronger action was already warranted.

đź“Š Inflation remains the biggest concern.
The minutes showed that Fed officials continued to view inflation as elevated compared with their 2% goal. Fed staff also saw inflation risks as tilted to the upside, meaning inflation could prove more persistent than expected.

đź‘€ And here's something worth watching:
Many participants believed additional policy tightening would likely be necessary if inflation doesn't decline.

At the same time, the labor market was described as stable, economic activity continued to expand at a solid pace, and policymakers emphasized that incoming economic data would help determine what comes next.

🏠 So what does this mean for mortgage rates?
The Federal Reserve does not directly set mortgage rates.

But expectations about Fed policy can influence Treasury yields and the broader bond market—which can influence mortgage pricing.

That's why a Fed meeting can matter to homebuyers even when the Fed doesn't change its benchmark rate.
The takeaway?

The July minutes don't guarantee that rates are heading higher—or lower.
They tell us the Fed is still watching inflation closely, and the economic data between now and its next meeting on September 15–16 could play an important role in what happens next.

📲 Thinking about buying or refinancing? Let's talk about what today's market means for your numbers and build a strategy around your goals—not predictions about where rates might go next.

Sources: Federal Reserve, Minutes of the Federal Open Market Committee, July 28–29, 2026, released August 19, 2026; Federal Reserve FOMC calendar.

08/19/2026

One of the biggest things holding first-time homebuyers back isn’t always money, it’s simply not knowing where to start.

I talk to buyers all the time who are more prepared than they think. They’ve just heard they need 20% down, aren’t sure what their monthly payment could look like, or think they should have everything figured out before talking to a lender.

You don’t have to.

Even if buying a home is still months away, starting the conversation early can help you understand your options, build a plan, and feel a lot more confident when the time comes.

Thinking about buying your first home? Reach out. A quick conversation now could make a big difference later. 🏡

Address

50 Braintree Hill Office Park, Suite 209
Braintree, MA
02184

Opening Hours

Monday 6am - 5pm
Tuesday 6am - 5pm
Wednesday 6am - 5pm
Thursday 6am - 5pm
Friday 6am - 5pm

Telephone

+16176804249

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