Fieldstone Credit Union

06/22/2026

Buying vs. Leasing: Let's Talk About What Actually Makes Sense (For You)

We all have that friend: The one who insists leasing is the only way to go. And another who says buying is the only smart move. Here's the truth: they're both a little right... and a little wrong.

Leasing can feel like a dream. Lower monthly payments, fewer repair headaches, and the ability to upgrade every few years? Yes, please. But at the end of the lease, you hand the keys back — and walk away with no asset to show for it.

Buying, on the other hand, is your long-game move. Once the loan is paid off, that car is yours. Road trips, dog hair, snack crumbs in the back seat? Live your life. No penalties attached.

And if you really want to make your wallet happy? Consider buying used. With new cars averaging nearly $50,000, a slightly pre-loved vehicle can be the financial sweet spot.

But here's the part most people skip — and it's the one that can save you serious money:

How you finance your car matters just as much as what you drive.

Before you say yest to dealer financing, check in with us! With lower rates, fewer fees, and more flexibility can mean saving hundreds — or even thousands — over time.

Because the smartest car decision isn't just about what you drive. It's about how you pay for it: https://ow.ly/Y0yo50Zf1pU.

Filene Research Institute HerMoney

06/18/2026

06/16/2026

06/10/2026

Come visit us for your Bourbonnais Friendship Festival tickets!

You can now purchase presale carnival tickets for the 2026 Bourbonnais Friendship Festival! Buy now before they run out!

A sheet of 22 tickets is $20! Get them before the Festival and save money! These tickets never expire, so feel free to stock up and save!

You can purchase presale tickets at the following locations:

Midland States Bank - 3 locations in Bourbonnais and Bradley
First Trust Bank
Fieldstone Credit Union
Peoples Bank - 2 locations (Kankakee and Bourbonnais)
CommonWealth Credit Union
Illiana Financial
Bank of Bourbonnais
Maternity B.V.M. Credit Union

The Bourbonnais Friendship Festival will be back June 24-28!

06/05/2026

How many times have you started a budget and stopped keeping up with it shortly after?

06/03/2026

🚗💰 Still stuck with a high auto loan rate from the dealership?

Just because you drove off the lot with that rate doesn't mean you have to keep it.

At Fieldstone Credit Union, we'll match your current auto loan rate—and in many cases, we may even beat it! 🎉

That could mean:
✅ A lower interest rate
✅ A lower monthly payment
✅ More money staying in your pocket

Your vehicle may have miles on it, but your loan doesn't have to stay where it started.

📞 Contact us today to see how much you could save by refinancing your auto loan. A quick review could put you on the road to lower payments and bigger savings!

06/02/2026

🚨 Heads Up! 🚨

We’ll be closed Saturday, June 13 while our board and staff get together for a strategic planning session and dream big about the future 🎯

We apologize for any inconvenience and appreciate your understanding while we take a day to plan what’s next!

Thanks for your support 💚

06/01/2026

This is what we tell our members all the time!

No, not every dealership is out to get you — but enough of them are playing games that you need to know the signs!
• If they ask "What monthly payment are you looking for?"
Don't answer. This is how they shift your focus away from the total cost and into a payment that sounds manageable — but may cost you more in the long run.
• If the car you came to see has "just been sold"...
You may be looking at a classic bait-and-switch. Suddenly, you're being steered toward something more expensive. Convenient, right?
• If they're pushing an extended warranty hard...
Pause. Many people never get their money's worth on thsoe.
• If they try to bundle financing with the price of the car...
Big no. These are two completely separate negotiations — and mixing them is how things get murky (and more expensive!)
The smartest move you can make happens before you step onto the lot.
Get pre-approved for a loan with your !
With lower rates, fewer fees, and more flexibility from your credit union, you don't have to just "hope" for a good deal — you've got one! Learn more: https://ow.ly/WJcv50Z5nNt.
Filene Research Institute HerMoney