Sonera Insurance Partners

10/17/2026

Saturday Spotlight

We truly appreciate the support we've gotten from our community so far in this journey of business ownership. We have decided to give something back to the children and teachers of our local elementary schools. In honor of Nicole's children, the first school we wanted to support is Palma Sola Elementary.

Go Panthers!

10/16/2026

Five Star Friday!

Andrew S. wrote: "Michelle is super easy to work with. She would take the time to get all the necessary information to provide the necessary coverage. She asked my questions that other companies didn’t. She is always quick to respond and worked closely with my mortgage company to get them what they needed to close on house."

We truly appreciate hearing how we make insurance easy for our clients. Whether you're purchasing a new home, or shopping for better rates, we're here to help!

10/14/2026

🎉 Exciting News! 🎉

We are proud to announce that Sonera Insurance Partners is officially a member of the Manatee Chamber of Commerce! ❤️

As a locally owned insurance agency, we believe in building strong relationships, supporting local businesses, and giving back to the community we proudly serve. We look forward to connecting, collaborating, and growing alongside our fellow Chamber members!

10/13/2026

Happy Birthday to the United States Navy. Established on October 13, 1775 to protect merchant shipping, it has grown into a large fleet of ships, aircraft carriers, submarines, and hundreds of surface combatants worldwide.

09/14/2026

We are proud to announce that we officially partnered with MyBaseGuide. Sonera Insurance Partners is owned and operated by the spouse of a retired US service member and the mother to an Active Duty service member. We work hard to find our service members and their families the best coverage and rates for home, auto, flood and more. Many of our insurance companies offer a military discount, so we’ll be sure to add it to your quotes!

Protect What Matters Most with Sonera Insurance Partners

09/09/2026

All signs pointed to a below normal hurricane season, no one thought it would go to this extreme.

There have been ZERO hurricanes in the North Atlantic so far this year.

September 10th (Thursday) is considered the "peak" of the Atlantic hurricane season. If we get through Friday without one forming, it will be the first time in the satellite era (since 1966) that we have gone this deep into the year without a hurricane in the Atlantic!

There have been two hurricane seasons that ended up with no hurricanes on record, 1907 and 1914. However, those seasons occurred long before satellites monitored the oceans, meaning several open-sea hurricanes likely went undetected by ships. Since satellite tracking began, the quietest seasons on record produced two hurricanes, 1982 and 2013. The way things are going, that record is also in jeopardy!

09/09/2026

Tip Tuesday! Let's discuss Auto insurance - Part 3

What affects your auto insurance premium?

Insurance companies consider many factors, including:
- Household drivers
- Driving history
- Coverage history
- Claims history
- Vehicle type
- Where you live
- Annual mileage
- Available discounts
- Coverage selections

Many people are surprised to learn that in many states insurance companies also use an insurance score when determining rates. An insurance score is different from your credit score, although it uses some of the same information to determine financial responsibility. It is designed to help predict the likelihood of future insurance claims. A stronger insurance score may help you qualify for lower premiums, while a lower insurance score can result in higher rates, even if you have a perfect driving record.

Have questions about your current auto insurance? We'd be happy to review your policy and explain your coverage. Call Sonera Insurance Partners at 941-444-9650

09/01/2026

🛡️✨ Protecting what matters most starts with having the right coverage.

Meet Michelle Pearson and Nicole Barbera, founders and co-owners of Sonera Insurance Partners. They take a personalized approach to help homeowners, families, and small business owners to find coverage that fits their unique needs.

At Sonera Insurance, Michelle and Nicole truly take the time to build relationships, understanding what matters to each client, and help them feel confident in the protection they have in place.

🏡 Whether you’re looking to protect your home, family, or business, contact Sonera Insurance Partners to explore your options and request a personalized quote.
📞 (941) 444-9650

08/28/2026

Using a generator for emergency power? Help keep your home safe with portable generator safety information.

08/25/2026

Tip Tuesday! Let's discuss Auto insurance - Part 2

Some people call us asking for full coverage on their vehicle. But what does that actually mean?

Years ago, auto coverage was available as liability only and full coverage. Full coverage was a common way to describe an auto policy with both comprehensive and collision coverage. These coverages pay for physical damage to your own vehicle (subject to your deductible). If you have a loan, the lender required you to have this protection.

Collision Coverage helps pay to repair or replace your vehicle if you're involved in a crash, whether it's with another vehicle, a tree, a guardrail, or another object. Comprehensive Coverage helps pay for damage to your vehicle caused by things other than a collision, such as theft, vandalism, fire, falling objects, weather events or hitting an animal.

Have questions about your current auto insurance? We'd be happy to review your policy and explain your coverage. Call Sonera Insurance Partners at 941-444-9650