Florida Homeowners Insurance Center

06/25/2026

Last week we attended FAIA's 122nd annual convention, one of the largest events in the insurance industry. We had a goal of learning more about emerging technology, strengthening relationships with our current carriers, and gaining access to new carriers to add additional competitive options for our clients.

The conference was a huge success and we are so grateful to the speakers and carriers that shared their knowledge with us so we can continue to focus on our mission of providing the best coverage and rates to our clients and community.

06/24/2026

⚡ Florida led the nation in lightning-related property damage claims last year, with over $186 million in insured losses. The average lightning claim in Florida was nearly $36,000.

Lightning can damage your home's electrical system, appliances, electronics, and even cause fires. The good news? Most homeowners insurance policies provide coverage for lightning-related damage but not all policies offer the same level of protection.

Do you know what's covered on your policy?

Let our team review your coverage and help make sure you're properly protected before the next storm rolls through.

📞 Call Florida Homeowners Insurance Center today for a complimentary policy review and quote. Better coverage could be just a phone call away.

State saw more than 5,000 claims totaling $186 million in 2025.

06/19/2026

Do you know if you’re covered for damage from a storm? How much are your deductibles? Do you have flood insurance?

If you’re unsure about any of these important questions, give us a call today and we can help you figure out your policy, your coverages, and your potential out of pocket costs.

Stay prepared and stay safe this storm season!

The first named storm of the 2026 hurricane season, Tropical Storm Arthur, has developed, but it is not a threat to Florida. It’s a good reminder that storm activity has begun and preparation should be a priority all season long. Take time now to review your emergency plans, gather supplies, and make sure your home is ready. For helpful tips and guidance, use our Hurricane Guide and continue to check your local weather for updates. https://online.flippingbook.com/view/1012650085/

06/08/2026

Good news for Florida drivers: auto insurance rates are starting to come down. If it's been more than a year since you've compared your auto insurance, now is the time.

Thanks to recent legislative reforms and a more stable insurance market, many of Florida's largest auto insurance companies have filed for rate decreases and the competition for your business is at an all time high.

Every insurance company evaluates drivers differently. The same exact coverage can vary by hundreds of dollars depending on the carrier.

📞 Contact us today for a complimentary policy review and quote comparison. We'll shop multiple top-rated carriers to help you find the right coverage at the best available price.

Don't assume you're getting the best rate. Let us do the shopping for you.

State records lowest personal auto liability loss ratio in 15 years as major insurers file rate decreases.

05/01/2026

It’s never too early to start preparing for hurricane season.

A few practical steps now can prevent bigger problems later:
• Review your insurance policy so you understand what is and isn’t covered
• Check your hurricane deductible and coverage limits
• Take photos of your home and belongings for documentation
• Clean gutters and secure loose outdoor items
• Make a plan for evacuation and important documents

If you’re not sure whether your current policy is set up correctly, that’s where we come in. We’ll review your coverage, explain it clearly, and make sure you’re protected before a storm is on the radar.

Give us a call today at 941-756-5100 for a policy review.

1 MONTH AWAY 🌀 Hard to believe, but the 2026 Hurricane Season is coming up on June 1st. The current early outlook is for the number of storms to be below average or near average. Colorado State University is calling for 13 storms, 6 hurricanes and 2 major hurricanes.

Long-range models are showing that we have will have a strengthening El Niño, potentially strong, by the peak of the season. Historically, if that occurs, that would create higher wind shear across the Tropical Atlantic and Caribbean…helping to suppress or lower tropical activity. That doesn’t mean, however, you can’t have major hurricanes or US landfalls. Remember, it’s about impact, not just the number of storms.

Although I won’t be on TV this hurricane season, that doesn’t mean I won’t be with you. I’ll be able to provide even more updates than ever before on multiple online and digital platforms. You can always trust me to be with you every step of the way all season long 24/7 with no hype, just the facts!

- Matt Devitt Weather

04/30/2026

We are excited to announce that we are now partnered with Viceroy Insurance!

What does this mean for you?

We have more policy options for our clients
More competition in the market
Better chances of finding a lower premium and/ or more comprehensive coverage.

Adding strong carriers like Viceroy helps us do our jobs better by finding the perfect blend of coverage and price for each client.

If your policy feels expensive, limited, or just confusing, it’s worth reaching out for a quick review. We can let you know if Viceroy is a good fit for your and your home!

04/16/2026

🇺🇸 This week we got to experience firsthand the amazing work that Homes for Our Troops does for our community.

Homes for Our Troops has built 432 custom homes which they have given away mortgage free to veterans injured during their service. These homes are modified so they are more accessible to the veterans and their families.

With 90 cents per dollar going directly to their mission, it is clear the Homes for Our Troops is passionate about their cause.

Florida Homeowners Insurance Center has been supporting Homes for Our Troops for 10 years now! If you are interested in making an impact, you can learn more at https://www.hfotusa.org.

04/05/2026

Happy Easter from all of us at Florida Homeowners Insurance Center.

Today we celebrate the hope and renewal that Easter represents. It is a reminder of grace, new beginnings, and the blessings of faith, family, and home.

We are grateful for the opportunity to serve our clients and our community, and we wish you and your family a peaceful and joyful Easter. 💐

03/19/2026

We are proud to support Homes for Our Troops, an incredible charity dedicated to building custom, specially adapted mortgage-free homes for severely injured post-9/11 veterans to enable them to rebuild their lives.

Giving back to our community and supporting organizations that make a difference is at the core of who we are at Florida Homeowners Insurance Center. 🇺🇸

We're honored to contribute to such a meaningful cause. If you are interested in learning more about Homes for Our Troops, you can visit their site at https://www.hfotusa.org/

03/07/2026

There are several discounts that Travelers offers for Auto Insurance. Working with an agent that knows all the discounts and checks to make sure you are getting everything you are eligible for can save you thousands throughout the years.

Contact an insurance expert at Florida Homeowners Insurance Center and feel confident that you're not paying more than you should be!