08/31/2026
π Investor Snapshot
Strategy: DSCR Property: Short-term rental Goal: Maximize income
Here's the part most people get stuck on.
The bank wants two years of returns, a W-2, and a debt-to-income ratio that looks nothing like a real investor's. Meanwhile the property is sitting there already booked for the season.
DSCR flips the question. Instead of "what do you make?" it asks "what does this property make?"
That's the whole difference. And for a short-term rental β where the nightly income is doing real work β it's the loan that finally lets the numbers speak for themselves. π
Got a short-term rental you want to fund? Drop the address and the numbers in a DM and we'll tell you what it qualifies for. π