04/09/2026
š” Think you make too much for a Roth IRA? Think again.
A client at Microsoft had a ādownā income yearā¦Still too high for a Roth.
Most people stop there.
But thereās a smarter move š
ā”ļø The Backdoor Roth strategy
ā”ļø Same destination, different route
ā”ļø Potentially tax-free growth
ā ļø One catch: if youāve got pre-tax IRA dollars, itās not always clean (hello, pro-rata rule).
The goal isnāt just savingā¦Itās positioning.
Follow for more ways to turn income into lasting wealth.