06/06/2022
π If you encounter an account with a hard inquiry on your report that you don't recall applying for, it might mean that someone attempted to obtain credit in your name. ββββββββ
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Hereβs what you should do:ββββββββ
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Start by calling the creditor's fraud department to have the account looked into. Next, report identity theft to the Federal Trade Commission (you can do this online). Finally, file a dispute with the credit bureau. The bureau may consider temporarily suspending your credit while it investigates.ββββββββ
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Head on to our website and see what we can do for you.ββββββββ
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ππ½ approvedcsi.com. ββββββββ
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