10/12/2026
🌴 More Americans are deciding that enjoying life now matters just as much as making financial progress for later.
A recent SoFi survey found that 72% of Americans would be willing to make slower progress toward their financial goals so they can spend more time with family, travel more, and prioritize meaningful experiences.
That doesn’t necessarily mean abandoning long-term goals. In fact, 59% of respondents said enjoying life is how they define financial progress, compared with 27% who pointed to owning a home.
The challenge is finding a balance between what matters now and what matters later. ✈️ That can mean making room for a vacation, concert, or family event while still keeping an eye on retirement savings and debt.
But charge that trip to a credit card and carry a balance, and interest can turn a two-week memory into a much longer bill.
What does financial progress look like to you: reaching the next milestone, enjoying more of life now, or some mix of both?
Source:
SoFi found 72% of Americans are willing to make slower progress on financial goals to prioritize family, travel and meaningful experiences.
