Monday Market Update by UMortgage West

Monday Market Update by UMortgage West Weekly market insights presented by mortgage experts Adam West & Jeff Lake.

Stay ahead of trends, understand rate movements, and make confident decisions in today’s housing market.

Thanks to everyone who joined us for today’s Monday Market Update!We covered:• Current mortgage rate trends• Inflation &...
06/01/2026

Thanks to everyone who joined us for today’s Monday Market Update!

We covered:
• Current mortgage rate trends
• Inflation & GDP updates
• Iran negotiations and how global events are impacting rates
• Housing market confidence
• Opportunities buyers still have in today’s market

We also tested our very first Facebook Live stream today as we work to make these updates easier to access each week. Unfortunately, we experienced some audio issues during the live (technology keeps us humble 😅), but we’re already working through the fixes and appreciate everyone’s patience and feedback as we continue improving the experience moving forward.

The good news? The content itself was packed with valuable insight, and we’re excited to continue bringing these quick weekly updates to more people.

See you next Monday at 10 AM MST!

06/01/2026

We are LIVE!! Join us now.

06/01/2026

Join Adam West & Jeff Lake for a quick breakdown of what’s happening in the mortgage and housing market this week.

We’ll cover:
• Mortgage rate movement
• Inflation & economic data
• Oil prices & global events
• Housing market trends
• Buyer opportunities & affordability strategies

Whether you’re a real estate agent, loan officer, buyer, seller, or just trying to stay informed — this is designed to give you real market insight in a way that’s easy to understand.

🚨 BIG NEWS! 🚨We’re excited to announce that starting Monday, June 1 at 10 AM MST, our weekly Monday Market Update will n...
05/29/2026

🚨 BIG NEWS! 🚨

We’re excited to announce that starting Monday, June 1 at 10 AM MST, our weekly Monday Market Update will now be streamed LIVE on Facebook in addition to Zoom!

We know schedules get busy, so we wanted to create more accessible ways for you to tune in, stay informed, and be part of the conversation each week.

Whether you’re:
• A real estate agent wanting market insight
• A buyer or seller trying to understand affordability
• A loan officer staying up-to-date on trends
• Or just someone who wants a quick breakdown of what’s happening in today’s market…

This meeting is built for YOU.

If you happened to see Jeff & Brie jump on Facebook Live for a quick test run today 😂 — that was us making sure all the platforms were synced up and ready to go for launch day!

We’re excited to grow this community and make market education easier, faster, and more accessible than ever.
📅 Starting: Monday, June 1
⏰ 10:00 AM MST
📍 Join us LIVE on Facebook or Zoom every Monday!

See you there!

05/29/2026

Test

Monday Market Update – Market Volatility, Inflation & Buyer OpportunityThis week’s market update focused heavily on infl...
05/18/2026

Monday Market Update – Market Volatility, Inflation & Buyer Opportunity

This week’s market update focused heavily on inflation, oil prices, Treasury yields, and how all of it is continuing to impact mortgage rates.

Here’s the big picture:
• Rates moved roughly 0.25% higher over the last week after a major bond market selloff
• Inflation reports came in hotter than expected, putting additional pressure on mortgage pricing
• Oil prices remain one of the largest inflation drivers in today’s market
• The 10-year Treasury is sitting near its highest level in a year
• Buyers are still adapting — and seller concessions continue creating major opportunities
One of the most important conversations today centered around affordability strategies.

Right now, many buyers are successfully using:
✔️ Seller concessions
✔️ 2-1 & 3-2-1 buydowns
✔️ Permanent rate buydowns

In many cases, using concessions toward lowering the monthly payment creates a much bigger benefit than simply negotiating a lower purchase price.

The market remains highly headline-driven right now, but buyers who are educated and strategic still have strong opportunities in today’s environment.

Feel free to share the attached graphics on your social channels, and as always, reach out if you’d like help running numbers or navigating today’s market with your clients!

Monday Market Update – May 11 This week’s market update was once again heavily focused on global events and how they’re ...
05/11/2026

Monday Market Update – May 11

This week’s market update was once again heavily focused on global events and how they’re continuing to influence mortgage rates, oil prices, and overall market sentiment.

Here’s the big picture:
• Rates are still hovering in the mid 6% range for conventional financing
• FHA and VA loans continue pricing more aggressively in the high 5s to low 6s
• Oil prices and geopolitical tensions remain one of the biggest market drivers right now
• The 10-year Treasury is still elevated, keeping mortgage rates higher
• Markets are watching this week’s Trump/Xi meeting closely as China could play a major role in future negotiations with Iran

One important theme from today’s meeting:
The market has become much less reactive than it was a few months ago. While headlines are still impacting rates, we’re no longer seeing the same extreme swings we saw earlier this spring.

We also had a great discussion around FHA financing and why FHA APRs often look significantly higher than conventional rates. A lot of that comes from the upfront mortgage insurance premium (UFMIP), which is built into every FHA loan.

The market is still being driven heavily by global uncertainty, but overall rate movement has become more stable and predictable compared to earlier this year.

If you or your clients have questions about rate strategy, loan options, or what all of this means for buying power, we're always happy to help.

Feel free to share the graphics on your own social channels, and we will see you again next week!

This week’s theme: stability… with a little upward pressure on rates.Rates ticked up slightly and are now sitting more c...
05/04/2026

This week’s theme: stability… with a little upward pressure on rates.

Rates ticked up slightly and are now sitting more consistently in the mid-to-high 6% range. Not a huge jump—but enough to get buyers paying attention again.

Here’s what’s driving things:
• Oil prices (~$102) are keeping inflation concerns alive
• The 10-year Treasury broke resistance, putting pressure on rates
• Bonds are selling off, which also pushes rates higher

BUT here’s the important part…
The housing market is still holding strong.
Buyers are still buying. Sellers are still selling.
Demand hasn’t disappeared—it’s just adjusting.

We’re also seeing:
• Inventory rising (more options for buyers 🙌)
• More seller credits being negotiated
• Utah & Idaho markets stabilizing into healthier conditions
• New legislation (like ADUs) creating more affordability opportunities

Big takeaway:
Rates may be a little higher, but this is still a very workable market—especially if you know how to structure the deal.

If you or your clients are trying to figure out timing, strategy, or how to make numbers work in today’s market, we're always here to help!

Address

485 N 500 W #1
Bountiful, UT
84010

Telephone

+18017263662

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