Brandy Afuvai-Edge Home Finance

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Brandy Afuvai-Edge Home Finance I have built a reputation based upon skill, trust and knowledge. I am not a 9-5 banker, as I am always available for my clients and business associates.

๐Ÿก Mortgage Matchmaker
15+ yrs of keys, closings & killer rates
๐Ÿ“Edge Home Finance | NMLS #203097
โœจ Pre-approval magic starts here:
https://edgehomefinance.com/team-member/brandy-afuvai/ I pride myself on the ability to walk you through a purchase or refinance with patience and understanding while closing your loan on time with a high level of efficiency. The secret to my success? My heart's in the right place and I love my job.

๐Ÿšจ ONLY 48 SPOTS LEFT! ๐ŸšจAre you a Utah Law Enforcement or Corrections Officer dreaming of homeownership?The Utah First-Ti...
06/25/2025

๐Ÿšจ ONLY 48 SPOTS LEFT! ๐Ÿšจ
Are you a Utah Law Enforcement or Corrections Officer dreaming of homeownership?

The Utah First-Time Homebuyer Law Enforcement Grant is here to help โ€” but time is running out!

โœ… Up to $25,000 toward your home
โœ… No payments, no interest
โœ… Use it for down payment, closing costs, interest rate buydown
โœ… Forgivable over 5 years while you continue serving in Utah!
โœ… First-come, first-served โ€” and there are ONLY 48 spots left!
โœ… May be combined with UHCโ€™s down payment assistance second mortgage

๐Ÿก Must live in the home as your primary residence within 30 days of closing
๐Ÿ“ Must purchase in or near the community you serve
Donโ€™t miss out on this amazing opportunity โ€” these funds are going FAST!

Contact me today to see if you qualify and letโ€™s get you home!
๐Ÿ“ฒ Brandy Afuvai
Licensed Loan Originator | NMLS #203097
Edge Home Finance
๐Ÿ“ž (801) 940-7477
https://edgehomefinance.com/team-member/brandy-afuvai/

๐Ÿ“ข Big News for Homebuyers!Starting March 2025, medical debt will no longer impact your creditworthiness when applying fo...
03/12/2025

๐Ÿ“ข Big News for Homebuyers!

Starting March 2025, medical debt will no longer impact your creditworthiness when applying for a mortgage! ๐Ÿš€ That means unpaid medical billsโ€”including balances over $500โ€”will be removed from consumer credit reports which could help potentially increase credit scores.

If medical debt has been holding you back from buying a home, this could be a game-changer! Letโ€™s chat and see how this new change can help YOU finally get into the home you deserve. ๐Ÿ 
Contact me for more info!

๐Ÿ“Œ Brandy Afuvai
๐Ÿ“Œ Mortgage Loan Officer - NMLS 203097
๐Ÿ“ž 801-940-7477
๐Ÿ“ง [email protected]
๐Ÿ”— GET PRE-APPROVED TODAY: apply.houzd.com/Brandy

Did you know that I have access to some AMAZING Down Payment Assistance Programs ( and not just for 1st time buyers) tha...
03/07/2025

Did you know that I have access to some AMAZING Down Payment Assistance Programs ( and not just for 1st time buyers) that will get you into a new home for MINIMAL out of pocket expenses. This is a great use of your tax return. Stop paying your landlord's mortgage and own a home of your own! ๐Ÿ 

Contact me for more info!

Brandy Afuvai
Mortgage Loan Officer- NMLS 203097
๐Ÿ“ž801-940-7477
๐Ÿ“ง[email protected]
GET PRE-APPROVED TODAY AT:
https://apply.houzd.com/Brandy

I have THE best clients and am so grateful when they take time to leave me a review! Thank you so much Leesa! โคYour Lend...
03/05/2025

I have THE best clients and am so grateful when they take time to leave me a review! Thank you so much Leesa! โค

Your Lender For Life
Brandy Afuvai
Mortgage Loan Consultant- NMLS 203097
๐Ÿ“ž801-940-7477
๐Ÿ“ง[email protected]
GET PRE-APPROVED TODAY AT:
https://apply.houzd.com/Brandy

So grateful to all my clients, family & industry friends for a great turn out tonight at my client appreciation event! I...
01/08/2025

So grateful to all my clients, family & industry friends for a great turn out tonight at my client appreciation event! It was so fun seeing everyone and their cute families. Mufasa was a great movie with a beautiful message.

I know always say this, but I truly โค๏ธ my job and all the amazing people that I get to meet along the way. THANK YOU for trusting me with all of your home financing needs ๐Ÿ™๐Ÿผ๐Ÿก

Thank you Sela for the great review โค It was so much fun helping you with the financing of your new home! CONGRATS!!!You...
11/20/2024

Thank you Sela for the great review โค It was so much fun helping you with the financing of your new home! CONGRATS!!!
Your Lender For Life
Brandy Afuvai
Mortgage Loan Consultant- NMLS 203097
๐Ÿ“ž801-940-7477
๐Ÿ“ง[email protected]
GET PRE-APPROVED TODAY AT:
https://apply.houzd.com/Brandy

So grateful for my amazing clients and their great reviews ๐ŸฅฐYour Lender For Life,Brandy AfuvaiMortgage Loan Consultant- ...
11/05/2024

So grateful for my amazing clients and their great reviews ๐Ÿฅฐ

Your Lender For Life,
Brandy Afuvai
Mortgage Loan Consultant- NMLS 203097
๐Ÿ“ž801-940-7477
๐Ÿ“ง[email protected]
GET PRE-APPROVED TODAY AT:
https://apply.houzd.com/Brandy

RE SISTERHOOD- NORTHERN CHAPTER-Our October event is live! ๐ŸŽƒOur speaker will be Maeli Nelson, who's journey began in a r...
09/19/2024

RE SISTERHOOD- NORTHERN CHAPTER-
Our October event is live! ๐ŸŽƒ
Our speaker will be Maeli Nelson, who's journey began in a religious cult, where her life was restricted to domestic duties. At 12, after her mother's escape, Maeli attended school for the first time, sparking a lifelong thirst for knowledge. Now, with over 14 years of coaching experience, she empowers individuals to achieve financial independence and create generational wealth. An entrepreneur since 19, Maeli has founded successful ventures in wellness, nutrition, solar, real estate, and more. Her mission is to inspire others to break free from limitations and build self-reliant wealth, believing that how we manage money matters more than how much we make.

Event Details
๐Ÿ“… October 10th, 2024
๐Ÿ•’12:30 to 2:00
๐Ÿ“The Coop by Roosters
743 Heritage Park Blvd #102
Layton, Utah 84041
Cost $15.00, includes lunch
Register Here:
https://square.link/u/Eo2hAxWv

Who Should Attend?
๐Ÿ’œWomen real estate agents
๐Ÿ’œWomen mortgage professionals
๐Ÿ’œWomen staging experts, flippers, and investors
๐Ÿ’œWomen real estate attorneys
๐Ÿ’œWomen escrow officers
๐Ÿ’œWomen insurance agent
๐Ÿ’œBe part of the movement and join us!

๐Ÿ”ˆ๐Ÿ”ˆ๐Ÿ”ˆHear ye! Hear ye!Important Interest Rate news Point  #3 is probably the most important to read below!!๐Ÿ‘‡ ๐ŸŸฉ INTEREST RA...
09/19/2024

๐Ÿ”ˆ๐Ÿ”ˆ๐Ÿ”ˆHear ye! Hear ye!
Important Interest Rate news
Point #3 is probably the most important to read below!!๐Ÿ‘‡

๐ŸŸฉ INTEREST RATES ARE DROPPING. The September FED Rate Decision and Policy Statements happened yesterday and here is what you need to know:

๐Ÿ”น1): This rate cut DOES NOT have a direct impact to interest rates on your mortgage. Yes, the FED did cute rates .50% but that DOES NOT mean your mortgage rate can get reduced by that amount.
๐Ÿ”น2): This rate cut has ALREADY been built into mortgage pricing and current interest rates.. This is why we have seen mortgage rates come down so quickly over the last few months.
๐ŸŸฅ 3): You are going to get BOMBARDED with predatory lenders, scam articles, and fake news after the official announcement (if you aren't already). Many are going to say mortgage rates dropped SUBSTANTIALLY TODAY.. this isn't true. PLEASE reach out to someone local that knows what they are doing and can walk you through the process. If you bought in the 6-7% range you will likely being doing 2 refinances over the next 5 years.. don't shoot yourself in the foot on the first one..
๐Ÿ”น4) : There is a way to BREAK-EVEN on your refinance on DAY ONE. At the very minimum you want to try and BREAK-EVEN within that first 12 -18 months. PLEASE... DO NOT let one of these scam mortgage companies buy your rate down substantially on this refinance - that is the equivalent of you throwing THOUSANDS of dollars of your hard earned money out the window.

QUESTIONS?! Please reach out - happy to help!

PAST CLIENTS?! I have everyone on a rate watch.. When it comes time I am putting together a CUSTOMIZED REFINANCE STRATEGY for you as soon as it makes sense for you! If you have questions before I reach out, shoot me a call, text, DM, email - you know the drill.

Your Lender For Life,
Brandy Afuvai
Mortgage Loan Consultant- NMLS 203097
๐Ÿ“ž801-940-7477
๐Ÿ“ง[email protected]
GET PRE-APPROVED TODAY AT:
https://apply.houzd.com/Brandy

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Bountiful, UT

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