What are the opening hours?

Monday 8am - 9pm Tuesday 8am - 9pm Wednesday 8am - 9pm Thursday 8am - 9pm Friday 8am - 9pm Saturday 10am - 6pm Sunday 10am - 6pm

https://www.facebook.com/2065377273697339/

Jeremy Anderson - Mortgage Broker - NMLS 1051939, Boulder, CO (2026)

12/02/2024

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗗𝗲𝗰𝗲𝗺𝗯𝗲𝗿 𝟮, 𝟮𝟬𝟮𝟰

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗶𝗺𝗽𝗿𝗼𝘃𝗲𝗱 👍
Mortgage rates showed improvement last week during the holiday-shortened trading period. The decline came as concerns eased over President-elect Trump's proposed tax and tariff policies.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝘃𝗼𝗹𝗮𝘁𝗶𝗹𝗲 ⚠️
Expect potential fluctuations in mortgage rates this week as markets react to a slew of economic and labor market data. The general outlook suggests rates are more likely to increase rather than improve significantly as the year comes to a close.

📈 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Labor market data: A range of reports this week will cover job openings, labor turnover, private payrolls, and unemployment claims. The most significant update will be the Bureau of Labor Statistics (BLS) jobs report on Friday. Strong labor market data could push rates higher, while only unexpectedly weak results might lead to lower rates.
- Economic data: Reports on consumer sentiment and other economic indicators could drive rates higher if they point to a strong economy
- Fed speakers: Fed members will be out speaking, sharing opinions on if any more Fed policy rate cuts are needed to keep the labor market and economy on track.

11/27/2024

❗🏡 𝗡𝗲𝘄 𝗰𝗼𝗻𝗳𝗼𝗿𝗺𝗶𝗻𝗴 𝗹𝗼𝗮𝗻 𝗹𝗶𝗺𝗶𝘁𝘀 𝗳𝗼𝗿 𝗙𝗮𝗻𝗻𝗶𝗲 𝗠𝗮𝗲 𝗮𝗻𝗱 𝗙𝗿𝗲𝗱𝗱𝗶𝗲 𝗠𝗮𝗰 𝗺𝗮𝘆 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗾𝘂𝗮𝗹𝗶𝗳𝘆 𝗳𝗼𝗿 𝗺𝗼𝗿𝗲 𝗵𝗼𝗺𝗲!

😀Today's news means you may be able to qualify for 𝗺𝗼𝗿𝗲 𝗵𝗼𝗺𝗲 𝗮𝘁 𝗮 𝗹𝗼𝘄𝗲𝗿 𝗿𝗮𝘁𝗲, because a "conforming" loan often has a better rate than a "jumbo" loan that you would normally need for higher mortgage amounts.

The conforming loan amount is going from $766,550 to $806,500 in 2025. Some areas of the country qualify for even higher limits, sometimes as high as $1,209,750!

👉 𝗜𝗳 𝘆𝗼𝘂'𝗱 𝗹𝗶𝗸𝗲 𝘁𝗼 𝗸𝗻𝗼𝘄 𝗵𝗼𝘄 𝘁𝗵𝗮𝘁 𝗮𝗳𝗳𝗲𝗰𝘁𝘀 𝘆𝗼𝘂, 𝗹𝗲𝘁 𝗺𝗲 𝗸𝗻𝗼𝘄 𝗮𝗻𝗱 𝗜'𝗹𝗹 𝗯𝗲 𝗴𝗹𝗮𝗱 𝘁𝗼 𝗴𝗼 𝗼𝘃𝗲𝗿 𝗶𝘁 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂.

𝗥𝗲𝗺𝗲𝗺𝗯𝗲𝗿, 𝗶𝗳 𝘆𝗼𝘂'𝗿𝗲 𝘁𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗼𝗳 𝗯𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲 𝗼𝗿 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴, 𝗜'𝗺 𝗵𝗲𝗿𝗲 𝘁𝗼 𝗵𝗲𝗹𝗽.

11/25/2024

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 𝟮𝟱, 𝟮𝟬𝟮𝟰

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝘄𝗲𝗿𝗲 𝗯𝗮𝘀𝗶𝗰𝗮𝗹𝗹𝘆 𝘂𝗻𝗰𝗵𝗮𝗻𝗴𝗲𝗱 👍
After moving higher over the last few weeks, mortgage rates held steady last week. Rates began the week slightly higher but ended virtually unchanged as markets adjusted to a new economic outlook.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗵𝗼𝘂𝗹𝗱 𝗶𝗺𝗽𝗿𝗼𝘃𝗲, 𝗯𝘂𝘁 𝗼𝗻𝗹𝘆 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 👍
Rates showed signs of stabilizing last week and may see a modest improvement this week, especially with the Thanksgiving holiday approaching. However, significant declines are unlikely, and volatility could return next week with the release of labor market reports.

📈 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Politics: President-elect Trump picked hedge fund manager Scott Bessent as his Treasury secretary late on Friday. Bond markets reacted positively to the news, viewing Bessent as a moderating influence likely to bring a Wall Street perspective to policies like tax cuts and tariff changes. This optimism has supported a slight improvement in mortgage rates.
- Inflation: The Fed's preferred inflation gauge, the Personal Consumption Expenditures (PCE) report, is due on Wednesday. This is likely the last key economic data traders will act on before the Thanksgiving holiday and could help mortgage rates improve.

11/18/2024

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 𝟭𝟴, 𝟮𝟬𝟮𝟰

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗶𝗻𝗰𝗿𝗲𝗮𝘀𝗲𝗱 👎
Mortgage rates rose last week due to slightly higher inflation data for October and comments from Fed Chair Jerome Powell, suggesting a possible pause in future policy rate cuts.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗰𝗿𝗲𝗲𝗽 𝗵𝗶𝗴𝗵𝗲𝗿 👎
Since mid-September, the mortgage rate outlook has shifted dramatically. Earlier, rates were expected to decrease by the year's end; now, they are likely to stay at current levels or potentially rise further. Be sure to talk with your mortgage pro about why now is a good time to buy or refinance.

📈 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- The Fed: Expectations that the Fed would continue to cut its policy rate into 2025 are starting to turn around, with markets now preparing for the Fed to hold off on future rate cuts. Although the Fed doesn't set mortgage rates, the underlying economic conditions that stop the Fed from cutting - a strong economy and labor market - would also contribute to higher mortgage rates.
- Inflation: While recent data met expectations, there is concern that the economy may accelerate under President Trump's upcoming administration in 2025, potentially sparking higher inflation. Rising inflation could pressure mortgage rates to move higher.

11/15/2024

𝗗𝗼𝗻'𝘁 𝗹𝗲𝘁 𝗷𝘂𝘀𝘁 𝗴𝗲𝘁𝘁𝗶𝗻𝗴 '𝗽𝗿𝗲𝗾𝘂𝗮𝗹𝗶𝗳𝗶𝗲𝗱' 𝗰𝗼𝘀𝘁 𝘆𝗼𝘂 𝘆𝗼𝘂𝗿 𝗰𝗵𝗮𝗻𝗰𝗲 𝗮𝘁 𝗮 𝗵𝗼𝗺𝗲!
𝗜𝗻𝘀𝘁𝗲𝗮𝗱, 𝘆𝗼𝘂 𝗺𝗮𝘆 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗴𝗲𝘁 𝗽𝗿𝗲𝗮𝗽𝗽𝗿𝗼𝘃𝗲𝗱.

What is the difference? 🤔

👉 Getting prequalified is the process of providing a mortgage lender with some background information like your credit, income, and expenses so the lender can help you determine how much you can afford and what you are likely to qualify for.

👉 A preapproval, however, means you've provided the lender with proof of your income and assets and had a credit check to determine exactly how much you can be approved for. In some cases, a preapproval can show you are approved for a loan before making an offer, which makes your offer stronger and could help you win a bidding war.

𝗪𝗵𝗶𝗰𝗵 𝗼𝗻𝗲 𝗶𝘀 𝗿𝗶𝗴𝗵𝘁 𝗳𝗼𝗿 𝘆𝗼𝘂? 𝗚𝗶𝘃𝗲 𝗺𝗲 𝗮 𝗰𝗮𝗹𝗹 𝗼𝗿 𝗰𝗼𝗻𝘁𝗮𝗰𝘁 𝗺𝗲 𝗱𝗶𝗿𝗲𝗰𝘁, 𝗮𝗻𝗱 𝗜'𝗹𝗹 𝗯𝗲 𝗵𝗮𝗽𝗽𝘆 𝘁𝗼 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗱𝗲𝗰𝗶𝗱𝗲. 👍

I can provide either one, depending on your unique situation and where you are in the house hunting process. The best part? The conversation is absolutely free, and there's no obligation. 🏡 😁

11/11/2024

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 𝟭𝟭, 𝟮𝟬𝟮𝟰

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗶𝗺𝗽𝗿𝗼𝘃𝗲𝗱 👍
Mortgage rates improved last week for the first time in weeks, as the elections were decided and the Fed cut its policy rate for a second straight meeting. There was lots of volatility though, with rates increasing immediately after the election results but then improving after the Fed meeting.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗶𝗺𝗽𝗿𝗼𝘃𝗲 👍
It's possible mortgage rates could continue to improve this week with some help from inflation data, but it is unlikely that we will see rates make any big moves lower. After hitting some of the lowest levels of the year in September, rates rose through October as the labor market and economy showed resiliency and future Fed rate cuts became less likely.

📈 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Veterans Day: The bond market is closed on Monday and most mortgage rates will be unchanged from last week.
- Inflation data: This week brings both consumer and wholesale inflation data, and signs of cooling inflation will help mortgage rates improve. If data shows surprise signs of inflation increasing though it would pressure mortgage rates higher.
- The Fed: Markets will be listening to Fed speakers for signals about future Fed policy rate cuts.

11/04/2024

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 𝟰, 𝟮𝟬𝟮𝟰

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗖𝗹𝗶𝗺𝗯𝗲𝗱 👎
Despite slowing inflation nearing the Fed's 2% target and a drop in October's job creation to pandemic lows, mortgage rates rose last week.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗘𝘅𝗽𝗲𝗰𝘁 𝗩𝗼𝗹𝗮𝘁𝗶𝗹𝗶𝘁𝘆 ⚠️
This week, mortgage rates may fluctuate due to the elections and the Fed's meeting. Although the Fed is expected to cut its policy rate again, this won’t directly lower mortgage rates. Markets will likely be volatile, which could cause volatility in mortgage rates.

📈 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Elections: While the presidential race draws the most attention, 469 congressional seats are also up for grabs, and traders will be working overtime speculating how results will affect the economy. Stocks may see more movement than bonds, but mortgage rates could be impacted as well.
- Fed Meeting: The Fed is anticipated to cut its policy rate by 0.25%, though this won’t directly lower mortgage rates. Instead, rates may respond to the Fed's policy statement and Chair Powell's press conference that comes after. We could see mortgage rates react to expectations of future Fed rate cuts based on what is said in the policy statement and at Powell's press conference.

10/30/2024

𝗔𝗿𝗲 𝗿𝗶𝘀𝗶𝗻𝗴 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗮𝘁𝗲𝘀 𝗿𝗶𝗽𝗽𝗶𝗻𝗴 𝗮𝘄𝗮𝘆 𝘆𝗼𝘂𝗿 𝗱𝗿𝗲𝗮𝗺𝘀 𝗼𝗳 𝗯𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲? ⚾ 😲

👉 Don't worry, I'm here to help!

If you want to buy a home but feel like it's unaffordable, we should talk. I have mortgage programs that may help, and options that you may not know are available to you.

✅ 𝗗𝗼𝗻'𝘁 𝗹𝗲𝘁 𝘁𝗵𝗲𝘀𝗲 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗮𝘁𝗲𝘀 𝘁𝗿𝘆 𝘁𝗼 𝘁𝗮𝗸𝗲 𝘁𝗵𝗲 𝗯𝗮𝗹𝗹 𝗮𝘄𝗮𝘆 𝗳𝗿𝗼𝗺 𝘆𝗼𝘂! 𝗥𝗲𝗮𝗰𝗵 𝗼𝘂𝘁 𝘁𝗼 𝗺𝗲 𝘁𝗼𝗱𝗮𝘆.

10/28/2024

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟴, 𝟮𝟬𝟮𝟰

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲𝗱 𝘁𝗼 𝗰𝗹𝗶𝗺𝗯 👎
Mortgage rates rose last week as the 10yr Treasury yield moved higher and mortgage bonds, which are the true basis of mortgage rates, dropped to the worst levels since July.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗘𝘅𝗽𝗲𝗰𝘁 𝗩𝗼𝗹𝗮𝘁𝗶𝗹𝗶𝘁𝘆 ⚠️
Mortgage rates could be volatile this week, reacting to economic and labor market data, particularly Friday's BLS jobs report. A strong jobs report could push rates to their highest levels in months, even with next week's anticipated Fed policy rate cut. Remember, the Fed doesn’t directly set mortgage rates, and the upcoming cut has already been factored in by the market.

📈 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Economic and labor data: Multiple reports this week will highlight the health of the economy and labor market. If Friday's BLS jobs report comes in strong for a second consecutive month, it could push mortgage rates higher.
- Inflation data: Thursday’s PCE inflation report, the Fed's preferred measure of inflation, will be closely watched. Persistent inflation could add pressure to mortgage rates.
- The election: Markets are reacting to speculation around next week's election and its potential impact on the economy, contributing to rate volatility.

Jeremy Anderson - Mortgage Broker - NMLS 1051939

12/02/2024

11/27/2024

11/25/2024

11/18/2024

11/15/2024

11/11/2024

11/04/2024

10/30/2024

10/28/2024

Address

Opening Hours

Telephone

Website

Alerts

Shortcuts

Share

Category

Monday	8am - 9pm
Tuesday	8am - 9pm
Wednesday	8am - 9pm
Thursday	8am - 9pm
Friday	8am - 9pm
Saturday	10am - 6pm
Sunday	10am - 6pm