Grassroots Financing & Payments

08/06/2021

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07/24/2021

FINANCING YOUR CUSTOMERS JUST GOT EASIER.

Schedule a consultation and a member of our team will answer any questions you may have, as well as walk you through the setup process. You’ll be able to offer your customers the financing they need in a matter of days.

07/24/2021

Lines of Credit

Unsecured lines of credit up to $500K. Secured lines of credit up to $5M. We offer a variety of lower interest rate lines of credit that provides capital when you need it. Whether you are looking to cash out of a commercial property, refinance a property, or just need the security of knowing you have backup funding when you need it. We can help.

07/24/2021

Commercial Loans

We offer a variety of commercial loans to refinance or finance the property, rental property, or multi-family properties. We offer high loan-to-value LTV ratios and terms out to 30 years. Our rates are extremely competitive and we have express and lite documentation programs, in some cases, we don’t even need tax returns.

07/24/2021

Invoice Factoring

Unlock the value trapped in your accounts receivable. Up to 85% of your invoice is advanced to you for working capital. If you have to wait more than 7 days to get paid on your invoices this may be a great cash flow solution. We provide lines up to $2,500,000.

07/24/2021

Working Capital Loans

We have branched out and are partnered with a variety of financial institutions partners to provide funds for pretty much any credit or business circumstances. Your credit score is not as important as cash flow and the ability to repay the loan. We have a 95% approval rate regardless of your credit score. If you’ve had challenges access capital in the past one of our working capital loans might be a great option.

07/19/2021

Hello just reaching out to see if we can help our Facebook business owners with the EIDL. Below is some information about the EIDL.

Here is some information on the EIDL with maximum loan amount of $500,000 and the actual amount approved is determined by the SBA( no calculations are given to predetermine the amount): We are getting approvals, docs, funding’s very quick.

Purpose: To meet financial obligations and operating expenses that could have been met had the disaster not occurred

Terms: 3.75% for businesses (fixed), 2.75% for nonprofits (fixed), 30 Years & No prepayment penalty

Use of Proceeds: Working Capital & normal operating expenses; Example: continuation of health care benefits, rent, utilities, fixed debt payments

Maturity: 30 Years

Payments: Deferred 2 year (interest still accrues) Borrower may make payments if they choose to.

Thank you and we also can assist you with the 2nd round of PPP and other types of business loans.

For assistance call us 24/7 (713)589-2365

06/30/2021

BEST PRACTICES TO AVOID CHARGEBACKS

Things to Look Out For

The below items may indicate a potentially fraudulent transaction. We recommend paying close attention to these indicators prior to processing a payment. If you feel that a transaction is fraudulent, we recommend that you do not process the transaction.

Customer Indicators

A suspicious-looking e-mail address, with an outdated domain (.com) or random numbers and letters

Refusal to speak on the phone regarding any issues, or only supplying a Voice over Internet Protocol (VOIP) or chat service as phone contact information

Exceptionally poor grammar, typos, or lack of proper English if the customer lives in or is shipping to a location where English is the prominent language

Customer responses at times that would far exceed normal business hours and are not indicative of the location in which they claim to reside (i.e. the customer always replies at 3 AM PST and they claim to live in California)

Transaction Indicators

Rush orders for high value items - or numerous items - with requests to ship immediately using the fastest shipment method available

Orders in which the cardholder is not in the same location as the merchandise delivery (IP /phone/email domain not matching the destination country)

Splitting the payment across multiple cards

Any additional unusual requests in payment methods

Kyle - September 2017