10/14/2026
Our Treasury Toolkit series is back with another solution designed to help businesses strengthen cash management and reduce risk: Sweep Accounts.
At the end of each business day, Sweep Accounts automatically transfer funds between Zero Balance Accounts, Operating Accounts and/or savings accounts to cover your transactions, while the rest of your money earns Interest or Earnings Credit. At the end of each business day, Flatirons Bank automatically transfers money between your Zero Balance Account and your checking, savings, or money market accounts to cover your daily transactions. You keep the excess funds in interest-earning or earnings credit-eligible accounts.
For businesses with high, fluctuating cash balances, this can help:
• Optimize cash flow
• Keep funds readily available
• Add security by sending Accounts Payable and Accounts Receivable activity through Zero Balance Accounts (ZBA), lowering the risk of exposing your most valuable account numbers
Want to learn whether Sweep Accounts could be a fit for your business? Connect with our Treasury Management team here: https://bit.ly/4iil7fb
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