06/23/2026
Washington families camp at state parks every summer. Most assume they’re covered.
They’re not.
Here’s what your insurance actually does once you leave the driveway.
Your homeowners policy? It covers your camper or RV while it sits on your property. The moment you pull into a campsite, that coverage stops. Your home away from home is now just... uninsured.
Your auto policy? It might cover some basic liability. But damage to your camper, stolen gear, someone getting hurt at your site — that’s a different story.
What actually covers you at a campsite is a separate RV or vacation liability policy. Most families don’t know that until something goes wrong.
If you camp in Washington and you’re not sure what’s covered — that’s worth a quick conversation.
Bothell, WA | Prostarinsurance.com | Link in bio
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