Paul Archibald at Guaranteed Rate NMLS# 16389

Paul Archibald at Guaranteed Rate NMLS# 16389 I am a Senior Loan Officer at Guaranteed Rate. Personal NMLS # 16389. Guaranteed Rate #2611. A mortgage company who grows for good. Believe you can and you will.
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We believe you’re amazing and can do anything you want in the world. For licensing information, go to www.nmlsconsumeraccess.org | www.rate.com/licensing

09/09/2026

🏡 Getting pre-approved is an important first step when buying a home — but knowing what the transaction will actually cost is just as important!

That’s why, in addition to providing a ✅ Pre-Approval, I always provide my clients with a 📋 Loan Summary upfront.

💰 What does the Loan Summary include?

🔹 Down payment
🔹 Property taxes
🔹 Lender fees
🔹 Title fees
🔹 Prepaid expenses
🔹 Other estimated costs associated with the transaction

📊 Having this information upfront helps buyers understand the 💵 total cash needed to purchase the home and allows them to shop 🛍️ and make offers ✍️ with confidence.

🎯 Pre-Approval + Loan Summary = A Prepared Buyer! 🏆

My goal is always to make sure clients understand their financing 💡 and the costs involved before they get too far into the process.

🏠 Whether you're just getting started, actively looking, or have questions about the numbers, 📞 give us a call anytime.

🤝 We’re always happy to help!

💁‍♂️There’s nothing more rewarding than knowing the way you show up for your clients... truly makes a difference! I stri...
09/08/2026

💁‍♂️There’s nothing more rewarding than knowing the way you show up for your clients... truly makes a difference!

I strive to bring the same level of responsiveness, communication, attention to detail, and commitment to every transaction—whether I’m working with a first-time buyer, a repeat client, or a valued referral partner.

I’m incredibly appreciative of this feedback and, most importantly, of the trust behind it. It motivates me to continue raising the bar and delivering the kind of experience I would want for my own family.

Thank you for allowing me to be part of the journey. 🙏🏡

08/28/2026

A quick story from yesterday that may help if you’re thinking about buying… 🏡💭

I was talking with a client yesterday who was looking at a new property and considering taking some equity out of his current home. 💰🏠

He said, “If I can time the market and rates come down to 6%, I just want to have my ducks in a row.” 📉

And I told him: Let’s focus on the payment, not just the rate. 💡

In his specific scenario, the difference between a 6.55% rate and 5.99% rate was about $150/month. 💵

The reality is, timing the market is extremely difficult. ⏰📊 And waiting for a specific rate may not actually change whether the home makes sense for you.

👉 Focus on the payment.
👉 Be prepared to buy when the right opportunity comes along.
👉 And remember, you can always refinance later if rates improve.

The goal isn’t to perfectly time the market—it’s to make a decision that makes sense for you and your financial situation. 🎯

If I can help you run the numbers or talk through your options, give me a call, send me a message, or shoot me an email anytime. 📲📧

Excited to introduce HELOAN Zeta, an expansion of the HELOAN product! 🎉Available Products & Features:🗓️ HELOAN 10-, 15-,...
08/26/2026

Excited to introduce HELOAN Zeta, an expansion of the HELOAN product! 🎉

Available Products & Features:

🗓️ HELOAN 10-, 15-, 20-, and 30-year terms
🏡 Primary Residence, Second Homes, and Investment Properties
💰 Up to and including $500,000 loan amount
📊 Up to 90% CLTV on Primary Residence
⭐ Minimum FICO 660 – Primary and Second Homes
📋 50% DTI
🏠 Single-Family, Single-Family with ADU, Condo, PUD, and 2–4 units
📍 Not eligible in TX – additional state restrictions apply

Please reach out with any questions!

08/19/2026

Good morning! ☀️

Just wanted to remind everyone that here, at Rate, we have the ability to automatically verify income and assets after a client completes an application. 💻🏠

That means a client can have a fully approved credit underwriting profile in a matter of minutes—without a human touch! 🚀🙌

Income and assets are automatically verified through our awesome technology, making the process faster and more efficient. ⚡️

Check it out, and give me a call if you have any questions! 📲

Have a great day! 😊

08/18/2026

‼️️FREDDIE MAC UPDATES ‼️

New flexibility for using assets as qualifying income!

💰 WHAT’s CHANGING?:
• Retirement, deposit & securities assets may now be used
as additional qualifying income
• No age restrictions on qualifying non-retirement accounts
• All occupancy types permitted
• Income is calculated over 180 months instead of 240

📋 KEY REQUIREMENTS:
• $30,000 minimum in eligible combined assets
• Non-retirement accounts must be solely owned and seasoned
12+ months
• Additional documentation may be required if account
balances have increased or decreased significantly

🚫 NOT ELIGIBLE:
Cryptocurrency, retirement funds with early withdrawal penalties, or jointly held accounts with non-borrowers.

A great update for buyers with substantial assets who may benefit from additional qualifying income!

Please reach out to see how these updates could benefit your clients!

07/09/2026

Communication Should Never be a Barrier to Homeownership ‼️

WE SUPPORT 170+ LANGUAGES!!🗣️🌍

🏡 With our software and video conference capabilities, we have the ability to communicate with clients who speak Spanish, Portuguese, Mandarin, Haitian Creole, Vietnamese, American Sign Language (ASL) —along with any one of the other 170+ supported languages.

We're here to help every step of the mortgage process!!

📞 Please reach out so my team and I can help you, or someone you know, achieve the dream of homeownership!! 🔑

🏡 Turn Your Home Equity Into Opportunity!Have you built equity in your home? Your home could be a powerful source of fin...
06/30/2026

🏡 Turn Your Home Equity Into Opportunity!

Have you built equity in your home? Your home could be a powerful source of financial flexibility — and a Home Equity Loan (HELOAN) may be the right fit for your goals.

With a HELOAN, you can:

✅ Access a lump sum of cash faster than traditional options
✅ Enjoy fixed, predictable monthly payments
✅ Keep your current low mortgage rate — your existing mortgage stays untouched
✅ Use your equity for home improvements, investments, debt consolidation, or other financial goals

Why consider a HELOAN? 💡

🏠 Loan amounts from $50,000 – $500,000
📈 Borrow up to 90% of your home’s value
🏡 Available for primary residences, second homes, and investment properties
🏘️ Eligible for 1–4 unit properties, including condos
📍 Available in most states

Your home equity can be a valuable financial tool — and I’m happy to help you explore your options.

📲 Ready to see what a HELOAN could do for you? Reach out anytime — I’m always just a call or click away!

Great few days in Chicago for Top 100 meeting and spending time with friends and family. Got rained out for golf on We...
06/19/2026

Great few days in Chicago for Top 100 meeting and spending time with friends and family. Got rained out for golf on Wednesday. Oh well!

05/28/2026

✨FAMILY OPPORTUNITY MORTGAGE ✨

Use family support to help qualify for a home!!!

This program may allow eligible family members to use their assets to help you qualify for a mortgage — without being listed on the loan.

Why It Helps:
👨‍👩‍👧‍👦 Family Support...Qualified family assets may help strengthen your application.
🔑Simple & Flexible...A practical way to help bridge the gap to homeownership.
❤️Designed for Real Families...Support from the people who care about you most.

Please Reach Out Anytime to Discuss!! 🙋‍♂️

Address

77 Sleeper Street
Boston, MA
02110

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 11pm
Sunday 8am - 11pm

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