Darren Franco, Boston Mortgage Solutions

10/29/2025

That old chestnut ... FEDS cut KEY RATE .25% but DOW drops and 10 YR Treasuries (meaning mortgage rates) increase.

Similar events unfolded in September and last year (2024) after cuts in September, November and December.

Stay tuned.

09/08/2025

You pick your term (1 year increments). If presented with a rate reducing refinance - explore a term that fits your needs.

Don't just settle for another 30 Year! Often times you can lower your payment without extending your loan.

Contact for more info!

We arrange but do not make loans
NMLS MLO 13061
*MA Broker MB 2403
*Licensed by the NH Banking Department
license 12978-MBR
*CA 60DBO-147331

07/16/2025

HomeZero Program has become very popular!

-100% financing (2nd mortgage repayable or forgivable)
- no income restriction
- minimum credit 600

Contact for more info!

We arrange but do not make loans
NMLS MLO 13061
*MA Broker MB 2403
*Licensed by the NH Banking Department
license 12978-MBR
*CA 60DBO-147331

05/19/2025

Low Down on Multi-Family!

Yes - That is correct - 5% down using the Fannie 5%. Alternative to FHA - with NO self-sufficiency test!

Introduced in November of 2023, this program has expanded the offerings for low down payment multifamily purchases.

Contact for more info!
We arrange but do not make loans
NMLS MLO 13061
*MA Broker MB 2403
*Licensed by the NH Banking Department
license 12978-MBR
*CA 60DBO-147331

04/24/2025

INVESTORS - Qualify on Cash Flows and not personal income.
No W2s, paystubs or tax returns required.

Multifamily Purchases, Refinances and Cash Outs!

*Close in LLC
*First Time Homebuyers OK

We arrange but do not make loans
NMLS MLO 13061
*MA Broker MB 2403
*Licensed by the NH Banking Department
license 12978-MBR
*CA 60DBO-147331

04/03/2025

10 YR Treasury Yield flirts with falling below 4% with the release of the latest round of Trump Tariffs.

What does that mean for your floating interest rate .

contact to discuss!

We arrange but do not make loans
NMLS MLO 13061
*MA Broker MB 2403
*Licensed by the NH Banking Department
license 12978-MBR
*CA 60DBO-147331

03/24/2025

Zero Down!
Zero Income Restrictions!

Learn more about HomeZero!

We arrange but do not make loans
NMLS MLO 13061
*MA Broker MB 2403
*Licensed by the NH Banking Department
license 12978-MBR
*CA 60DBO-147331

03/20/2025

Decent traction on RATE BREAK --> 2 Year - rate buydown paid by the lender!

Max $350K loan
Min 3% down
Income Restrictions Apply!

Contact to discuss if right for you!
We arrange but do not make loans
NMLS MLO 13061
*MA Broker MB 2403
*Licensed by the NH Banking Department
license 12978-MBR
*CA 60DBO-147331

02/14/2025

Great take on how moderate home price increases will benefit buyers looking to purchase.

Coupled with the introduction of creative loan program aimed at assisting, 2025 could be a big purchase year.

Contact to discuss your specific situation.

We arrange but do not make loans
NMLS MLO 13061
*MA Broker MB 2403
*Licensed by the NH Banking Department
license 12978-MBR
*CA 60DBO-147331

Home prices are rising at a steady pace, creating great opportunities for buyers and sellers in 2025. Learn how this balanced market benefits you!

01/31/2025

While there has been a change in the White House - there really has not been in in the mortgage market.

This short read discusses how Presidential policy will affect the housing market.

Contact to discuss your specific situation.

We arrange but do not make loans
NMLS MLO 13061
*MA Broker MB 2403
*Licensed by the NH Banking Department
license 12978-MBR
*CA 60DBO-147331

President Trump's executive order targets housing costs, but mortgage rates remain steady. Learn how these changes impact homebuyers and homeowners in 2025.

01/10/2025

2025 mortgage rates can't catch a break. Strong jobs report sends yields higher on 10 Year Treasury. Despite the media leading you to believe the FEDS have more control over the mortgage interest rates, they are much more influenced by the 10 Year Treasury Yields. CNBC article link below.

Contact to discuss how this will affect your upcoming purchase.

We arrange but do not make loans
NMLS MLO 13061
*MA Broker MB 2403
*Licensed by the NH Banking Department
license 12978-MBR
*CA 60DBO-147331

U.S. Treasury yields jumped after December's jobs report was stronger than expected.

12/18/2024

Funny how rates work ... Yes the FEDS announced its third straight cut to the FED FUNDS rate however forecasted fewer cuts next year and increased its inflation forecast..

Mortgage rates tend to follow the 10 YR Treasury Yield (vs what the FEDS do) and reactively negatively on the news. Check out graph below as the FED news broke.

Contact for more info on how this will affect your interest rate and ability to refinance in the near future.

We arrange but do not make loans
NMLS MLO 13061
*MA Broker MB 2403
*Licensed by the NH Banking Department
license 12978-MBR
*CA 60DBO-147331