Guidance Point Advisors, LLC.

Guidance Point Advisors, LLC. Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Guidance Point Advisors, LLC., Investment Management Company, Boston, MA area and offices in Maine (108 State Street/Bangor ME) (136 Commercial Street Suite 301/Portland ME), Boston, MA.

Guidance Point is an independent advisory and financial planning firm providing investment counseling, asset management, and financial planning services for individuals and institutional clients on a fee-only basis.

What are the tips & tricks to maximizing your savings in the Northern Light Health Retirement Plans? Our free guide has ...
07/30/2025

What are the tips & tricks to maximizing your savings in the Northern Light Health Retirement Plans? Our free guide has the answers!

Are you an Employee of Northern Light Health and have questions about the Northern Light Health retirement plans available to you? What are they? How to best use them? What should I NOT do? Well, this comprehensive guide is for you!

While retirement is often associated with relaxation and leisure, it also brings a shift in financial dynamics. Budgetin...
07/28/2025

While retirement is often associated with relaxation and leisure, it also brings a shift in financial dynamics. Budgeting during retirement holds immense importance as it serves as the guiding compass for your financial well-being and peace of mind in this new phase of life. With a fixed income and potentially increased healthcare expenses, budgeting becomes essential to ensure your savings are optimized and aligned with your desired lifestyle. This article highlights some important points when it comes to budgeting after age 65.

Congratulations, on making it to retirement! Now you have the time that you always wanted to do whatever you choose and focus on what brings you happiness. But the way your retirement looks to you at the beginning is not how it will look over time. Your retirement will evolve in phases as your prior...

In recent years, a new trend has emerged in the world of mutual funds — ESG mutual funds. ESG stands for Environmental, ...
07/25/2025

In recent years, a new trend has emerged in the world of mutual funds — ESG mutual funds. ESG stands for Environmental, Social, and Governance, representing a set of criteria used to evaluate the sustainability and ethical impact of investments. These funds not only seek to generate financial returns but also aim to make a positive impact on society and the planet. But are these funds right for your portfolio? This article explains some basics of ESG funds that could help you decide.

Learning how to incorporate ESG investing into your portfolio is an excellent opportunity to support corporate responsibility and positive change. However, finding information about ESG investing to be more comfortable with this strategy isn’t easy.

Receiving an inheritance can be a life-changing event, both emotionally and financially. It presents a unique opportunit...
07/23/2025

Receiving an inheritance can be a life-changing event, both emotionally and financially. It presents a unique opportunity to enhance your financial well-being, fulfill long-held aspirations, or support causes dear to your heart. However, it also comes with important decisions and responsibilities. This article explores the significance of knowing what to do when you receive an inheritance and delves into key considerations such as financial planning, tax implications, debt management, and estate planning. By understanding how to effectively manage and make the most of your inheritance, you can ensure its long-term benefits and align it with your personal goals and values.

Not sure what to do with an inheritance? Here are some ways you can wisely manage and invest your windfall so that you can honor your loved one’s legacy.

What should you know about the Secure Act 2.0? Building upon the success of its predecessor, the Secure Act, this legisl...
07/21/2025

What should you know about the Secure Act 2.0? Building upon the success of its predecessor, the Secure Act, this legislation aims to further enhance retirement security and expand savings opportunities for individuals. With potential changes ranging from increased contribution limits to expanded access to retirement plans, Secure Act 2.0 has the potential to shape the future of retirement planning. This article helps introduce some of the most significant changes, who they effect, and when.

Congress recently passed the SECURE Act 2.0 as part of the Omnibus Spending Bill. Here’s how it may affect the way you save and spend in retirement.

Required Minimum Distributions or “RMDs” are mandatory withdrawals that individuals must take from their retirement acco...
07/18/2025

Required Minimum Distributions or “RMDs” are mandatory withdrawals that individuals must take from their retirement accounts, such as Traditional IRAs or employer-sponsored plans, once they reach a certain age. These distributions serve as a way to ensure that individuals withdraw a portion of their retirement savings and pay the necessary taxes on those amounts. By gaining a comprehensive understanding of RMDs, you can proactively plan for these distributions, avoid penalties, and make the most of your retirement savings while preserving financial stability in your golden years. This article dives into the basics of RMDs and equips us with some knowledge to help us navigate this important aspect of retirement planning.

The IRS requires you to withdraw a minimum amount from some types of retirement accounts annually. Use this calculator tool to figure out your RMD.

In today's rapidly evolving digital landscape, cryptocurrencies have emerged as a fascinating and transformative concept...
07/14/2025

In today's rapidly evolving digital landscape, cryptocurrencies have emerged as a fascinating and transformative concept, and Bitcoin stands at the forefront of this revolution. This article explores Bitcoin’s origin, the technology behind it (blockchain), how it is acquired and stored, and its potential benefits and risks. Grasping the basics of Bitcoin can help you better navigate this exciting financial frontier with more confidence, gaining insights into its potential impact on global economies, investment opportunities, and the future of finance.

Not only is Bitcoin (BTC) the first cryptocurrency, but it’s also the best known of the more than 19,000 cryptocurrencies in existence today. Financial media eagerly covers each new dramatic high and stomach-churning decline, making Bitcoin an inescapable part of the landscape. While the wild vol

Retirement is a significant transition that often comes with changes in income sources, investment strategies, and tax i...
07/11/2025

Retirement is a significant transition that often comes with changes in income sources, investment strategies, and tax implications. Gaining a solid understanding of the tax landscape in retirement can help you optimize your income, minimize tax burdens, and make informed decisions that align with your financial goals. This article provides 8 helpful tax tips to consider in retirement.

Taxes often feel more complicated as you age, partially because you likely have more sources of income. Tax planning doesn't end at retirement.

A bear market can present a unique opportunity for individuals considering a Roth conversion as part of their retirement...
07/09/2025

A bear market can present a unique opportunity for individuals considering a Roth conversion as part of their retirement planning strategy. While the decision to do a Roth conversion should be carefully evaluated based on individual circumstances and tax considerations, the bear market environment can provide a window of opportunity to optimize retirement savings and potentially maximize after-tax wealth in the long run. This article introduces the idea of Roth conversions during a bear market and provides some insight to help determine if this may be beneficial to you.

A market downturn could present an opportunity to convert a higher percentage of a pre-tax account to a Roth account for the same amount of taxable income.

As financial planners, we've been having many conversations with clients about what to do with cash reserves when saving...
07/04/2025

As financial planners, we've been having many conversations with clients about what to do with cash reserves when savings rates are higher. What are some things to consider? Here's an article from Forbes that highlights some tips! https://hubs.ly/Q03qc6Ft0

Folks who take time to evaluate the market dynamics may find strategies to help them achieve their goals. Here are some points to consider in this high-rate environment.

Address

Boston, MA Area And Offices In Maine (108 State Street/Bangor ME) (136 Commercial Street Suite 301/Portland ME)
Boston, MA
02110,04401,AND04101

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16178696653

Website

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