Hometap

Hometap We help you understand your home equity — and tap into it — with tools, insights, and our industry-leading home equity investment. NMLS ID # 2819930

Hometap Homeownership Solutions, LLC dba Hometap.

Most people know their current mortgage payment off the top of their heads — but few know what homeownership actually co...
06/01/2026

Most people know their current mortgage payment off the top of their heads — but few know what homeownership actually costs them.

Taxes and insurance are often bundled into your payment — but they change every year, and usually not in your favor. And that's before maintenance, repairs, and utilities, which can add another 20–30%.

That's exactly why we built our Cost of Homeownership Assessment. It gives you the full picture of your spending in minutes. See where your money is actually going — and get personalized guidance on what to do next.

It only takes a few minutes and it's completely free.

👉 Try it here: https://bit.ly/43CXPIS

Picture this: You sit down, plug in a few numbers, and within minutes you can see how much homeownership costs you — not...
05/27/2026

Picture this: You sit down, plug in a few numbers, and within minutes you can see how much homeownership costs you — not just in terms of your mortgage, but every other bill, utility, and maintenance cost as well. You can see whether your spending is in a healthy range, where you might be stretched, and what steps could help you get on firmer ground.

That's the idea behind Hometap's Cost of Homeownership Assessment. We use your actual numbers to give you a clear picture, and suggest next steps to take to reach your goals.

Give it a try today: https://bit.ly/47lyJ3z

05/22/2026

If you’ve been wondering how to actually access your home equity, there might be more ways than you think.

Here a few key options every homeowner should know:

🏦 Home equity loan: Lump sum, fixed interest rate, predictable monthly payments.

💳 HELOC: Revolving line of credit, access to cash as needed, variable rate, fluctuating monthly payments.

🔄 Cash-out refinance: Replaces your mortgage with a new, larger one and gives you the difference in cash.

🏠 Home equity investment: Gives you cash in exchange for a share of your home’s future value or appreciation. There are no monthly payments during the investment term.

Each has different qualification requirements, costs, and tradeoffs. Understanding all four is a good starting point before making any decision.

🔗 Full comparison at the link in bio.

You have an exciting business opportunity in front of you — but funding it means choosing between a business loan and ta...
05/22/2026

You have an exciting business opportunity in front of you — but funding it means choosing between a business loan and tapping into your home equity.

Both have tradeoffs, and the right choice depends on your situation:

➡️ Business loans may offer more tailored terms, but often require strong revenue history and documentation.
➡️ Home equity options — like HELOCs, home equity loans, or home equity investments — use your home as collateral, which may mean different qualification criteria and structures.

Understanding the full picture can help you make a decision that fits both your business goals and your financial life.

Learn more about your equity options: https://bit.ly/4bHanCy

Most homeowners know their mortgage payment down to the dollar — but utility costs? Those tend to be a moving target.Ele...
05/18/2026

Most homeowners know their mortgage payment down to the dollar — but utility costs? Those tend to be a moving target.

Electricity, gas, water, internet, and trash collection make up a meaningful chunk of your monthly housing budget, and the numbers shift based on your home's location and size, seasonality, and even the age of your appliances.

Our complete guide to homeowner utility costs breaks down average spending by state, explains what causes the fluctuations, and offers practical ways to lower your bills without sacrificing comfort.

If you haven't looked closely at your utility spending recently, it's worth a few minutes to get a clearer understanding.

👉 Read the full guide: https://bit.ly/4duV8yQ

05/16/2026

There’s a financial guideline you probably didn’t know about. It’s called the 28/36 rule.

It suggests that you keep your monthly mortgage payment under 28% of your gross monthly income, and your total monthly debt under 36%.

If you’re over those thresholds, your home may be taking up more of your budget than is sustainable long-term. And the first step is seeing the full picture.

Head to the link in bio to see where you stand.🏡

This , we're thinking about the homeowners who are growing something besides their equity: their businesses.For many sm...
05/14/2026

This , we're thinking about the homeowners who are growing something besides their equity: their businesses.

For many small business owners, accessing capital through traditional channels is harder than it looks. Approval rates are low, credit standards have been tightening for years, and self-employed entrepreneurs often face extra hurdles, because the very financial moves that make good business sense — like maximizing deductions and reinvesting revenue — can make income on paper look smaller than it really is.

For a lot of homeowners, there's an option that often goes unconsidered: the equity they've been building for years.

A Hometap home equity investment gives homeowners access to their equity in cash, in exchange for a share of their home's future value. There are no monthly payments during the investment term, no income requirements, and no restrictions on how the funds are used — whether that’s for hiring, equipment, inventory, or simply giving your business the runway it needs to grow. You settle the investment within the 10-year term through a home sale, refinance, or buyout with savings.

We just published a new blog post that walks through how this works, why it fits the financial profile of many entrepreneurs, and what to consider before making any decision.

Read it here → https://bit.ly/4dHKa9a

Managing homeownership on a single income, whether it's due to a life or career change, is one of the more complex finan...
05/14/2026

Managing homeownership on a single income, whether it's due to a life or career change, is one of the more complex financial situations a homeowner can face. And it's far more common than most people realize.

While the mortgage payment is often the first thing people look at, it's important to understand whether your total homeownership costs — including property taxes, insurance, maintenance, utilities, and unexpected repairs — aren't exceeding your budget.

Our latest guide walks through how to evaluate your situation honestly, build a realistic single-income budget, and understand your options if costs feel unmanageable.

Because the goal isn't just to keep your home. It's to keep it in a way that works for your life.

👉 Read the full guide: https://bit.ly/3P3LFoY

How does a Hometap home equity investment work? Here's what to expect. You receive cash up front from us, in exchange fo...
05/11/2026

How does a Hometap home equity investment work? Here's what to expect.

You receive cash up front from us, in exchange for a percentage of your home's future value. There are no monthly payments during the 10-year investment term.

Here's the process:
📌 See if you pre-qualify in seconds
📌 Complete a quick online application
📌 If approved, review your Investment Offer with a dedicated Investment Manager
📌 Receive your funds and use them for anything you want

You settle the Investment at or before the 10-year mark through a home sale, refinance, loan, or buyout with savings.

If you're curious whether a Hometap Investment could be a fit, the first step is seeing if you pre-qualify.

🔗 Get started: https://bit.ly/4eydgZQ

If the cost of owning your home feels like it keeps creeping up, you're not imagining it.Between rising property taxes, ...
05/01/2026

If the cost of owning your home feels like it keeps creeping up, you're not imagining it.

Between rising property taxes, maintenance surprises, and everyday expenses, homeownership can feel like more than you signed up for. That feeling is normal, and it doesn't mean you're doing anything wrong. That feeling is a great invitation to be a bit more curious about the total costs of running your home. Understanding your full cost picture is one of the most empowering things you can do as a homeowner. It helps you plan, adjust, and feel more in control.

Hometap's Cost of Homeownership Assessment shows you what percentage of your income goes to housing and what your all-in costs look like, so you can take the next step with confidence.

Get started today: https://bit.ly/4lKSKXc

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361 Newbury Street, Office 450
Boston, MA
02115

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