05/07/2026
Have you been considering a medical office loan? Here are three things to keep in mind as you move toward your business goals:
1️⃣ 𝗦𝘁𝗿𝗲𝗻𝗴𝘁𝗵 𝗼𝗳 𝘁𝗵𝗲 𝗵𝗲𝗮𝗹𝘁𝗵 𝗰𝗮𝗿𝗲 𝗶𝗻𝗱𝘂𝘀𝘁𝗿𝘆: With the aging of baby boomers, there is a growing demand for health care providers. This makes a medical office loan attractive to many lenders.
2️⃣ 𝗗𝗶𝘃𝗲𝗿𝘀𝗶𝘁𝘆 𝗼𝗳 𝗹𝗼𝗰𝗮𝘁𝗶𝗼𝗻𝘀 𝗶𝘀 𝗻𝗼𝘄 𝗰𝗼𝗺𝗺𝗼𝗻𝗽𝗹𝗮𝗰𝗲: In the past, lenders preferred financing health care commercial real estate that were on or near medical campuses (larger hospital facilities). These physicians often had privileges at the nearby hospitals and also were part of a referral network. However, many potential patients are looking for physicians closer to where they actually live. There has been a commensurate rise of medical office buildings in suburbs and even in underserved rural areas. Patients don’t necessarily see an advantage to being near the hospital. And with the rise of hospitalists, many providers spend far fewer hours on actual hospital campuses.
3️⃣ 𝗪𝗵𝗮𝘁 𝗶𝗳 𝘆𝗼𝘂 𝗮𝗿𝗲 𝘁𝗵𝗲 𝘁𝗲𝗻𝗮𝗻𝘁? Health care providers often investigate becoming commercial real estate owners when they see a financial reason to stop renting and start owning. Perhaps you are ready to be in control of your own space and you are also looking for an investment. Or perhaps there is a related business who would make a tenant in an adjacent space in the building. Carefully consider the benefits of owning versus renting. There are financial considerations and management issues, too.
Our GRP Capital team recently assisted with a medical office closing, and we have years of experience helping businesses find the right lender for their specific investment goals. Contact us today to learn more! ✔️ (888) 855-0687 or [email protected]
