NMW Financial, PA

I'm an Investment Advisor and I help people with their financial planning. My licensing makes me a Fiduciary, meaning I'm legally obligated to provide clients with advice that is solely in "their" best interest. First thing I will say is it's all about RISK. I've learned that many people are taking on much greater risk than they understand or would otherwise want. Often retirement planning outcome

s can be achieved with less risk than clients may believe they need to accept. There is a lot more to it than simply a brokerage account, social security, and medicare. There are so many more pieces to the puzzle. Hedging/planning for LTC or Chronic Illness risks
2. Managing market risks
3. Tax diversification planning for retirement income
4. Retirement income guarantees

I like to educate clients about:

1. Designing a portfolio that fits an individualized risk level.
2. Strategies to hedge LTC risks.
3. How to achieve retirement goals with less risk.
4. Tax diversification strategies

I absolutely don't believe in investing large amounts of client's hard earned money in risky "aggressive" investments that could hurt them when they need money most. I help clients protect and grow their money & assets while planning for a worry free and comfortable retirement.