Judy Miller Mortgage Team - powered by Canopy Mortgage

Judy Miller Mortgage Team - powered by Canopy Mortgage Local Mortgage Lender that is ready to work for you!! We offer a full range of residential mortgage loan programs. Turned down by a bank? Judy A.

We may have a program that will work for you! Give us a call and lets talk. Miller
Branch Mgr, RMLO, CMA NMLS #1434748
Canopy Mortgage LLC, NMLS #1359687
www.nmlsconsumeraccess.org
108 E Sam Rayburn Dr.
Bonham, TX 75418
903-821-4723
Equal Housing Lender

Disclosure Statement. A mortgage banker shall include the following notice to a residential mortgage loan applicant with an application for a re

sidential mortgage loan: complaints regarding mortgage bankers should be sent to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. A Toll-Free Consumer Hotline is available at 1-877-276-5550. Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

08/27/2026

Call us today and get your 20’ or 40’ Office trailer ordered today! 903-204-7429

It’s official!! Judy Miller Mortgage Team was voted the Best of the Best Mortgage Company in Cooke County for 2026!! ...
08/27/2026

It’s official!! Judy Miller Mortgage Team was voted the Best of the Best Mortgage Company in Cooke County for 2026!! The best part was that it was completely organic votes!
Thank you Cooke County! My entire team appreciates every vote. Cheers to another year of serving Cooke and all surrounding counties. Canopy Mortgage

08/26/2026

Judy Miller here with Canopy Mortgage and your weekly mortgage market update. A lot happened this week and there is one major event on the horizon that could move markets significantly.

Rates eased for a second straight week. The Freddie Mac 30-year fixed dipped to 6.65 percent down from 6.67 percent and the 15-year fell to 5.96 percent. Good news on the surface but it was not a clean straight line. Daily quotes got choppier heading into this week as oil prices firmed back up and pushed Treasury yields higher again. The direction is positive but the path is bumpy.

On the housing side the data was mixed. NAR's pending home sales report showed contracts fell 2.3 percent in July and are still down year over year. A sign that elevated rates are keeping some buyers on the sidelines. The MBA's weekly survey backed that up with mortgage applications dipping 0.4 percent overall. Refinances were up 2 percent but purchase applications fell 2 percent.

On the labor front jobless claims came in at 206,000, beating forecasts. Layoffs are still rare even if it is taking longer for people to land their next position.

Now here is the big one to watch this week.

Kevin Warsh, the Fed's new chair since May, delivers his first keynote as chair at the Jackson Hole Economic Symposium this Friday August 28th. Markets are genuinely split on what comes next. A recent economist poll had it almost 50/50 on whether the Fed cuts rates at the September 15th and 16th meeting with the August jobs report and August CPI still to come before that decision.

My advice: do not wait for a headline to tell you what to do. If you have buyers sitting on the fence now is a great time to get them pre-approved so they are ready to move fast the moment we get real clarity from the Fed.

Reach out anytime. I am always happy to run your numbers. Have a great week.

Judy Miller, Canopy Mortgage.

The angels have a new choir member. RIP Dolly. Thank you for all of the years.
08/26/2026

The angels have a new choir member. RIP Dolly. Thank you for all of the years.

08/25/2026

It’s time for some mortgage advice from BDog the Mortgage Dog. Take the time to watch the video and be sure you are following my page for a ton of expert advice!
Like and share a comment if you’re enjoying Bdogs mortgage tips and of course we would love for you to share the video with your friends.

08/24/2026

Yes, BDog the mortgage dog is real!
When he isn’t giving mortgage advice and tips, he is playing with his toys.

08/24/2026

BDOG The Mortgage Dog has some mortgage advice for you!

Address

108 E Sam Rayburn Drive
Bonham, TX
75418

Website

, ,

Alerts

Be the first to know and let us send you an email when Judy Miller Mortgage Team - powered by Canopy Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category