Bankers Agency Insurance

08/24/2026

Wind and hail cause more homeowners insurance claims than fire or theft. Learn why one overlooked policy could protect your home when a storm hits. Read the full article: https://wix.to/XKP95wM

The Number One Claim on Homeowners Insurance Is Not What You Think.Ask most people what home insurance is really for and they picture a house fire or a break-in.The actual numbers tell a different story. Wind and hail is the number one cause of homeowners insurance claims in the country. Year after....

08/18/2026

What happens when your home or auto liability limits aren’t enough? An umbrella policy can step in to protect your assets and future income when serious claims exceed your primary coverage. Read more: https://wix.to/lctH7KU

Why it matters: medical bills, legal fees, and lost wages add up fast — umbrella coverage fills the gap.

The Coverage That Kicks In When Everything Else Runs Out.Here is a number worth sitting with. Most home insurance policies carry somewhere around $100,000 in personal liability coverage. Most auto policies carry limits in the same neighborhood or lower.Now put that next to what a serious accident ac...

08/13/2026

Tyler and I joined in the Bolivar Area Chamber of Commerce Networking@Noon today.

We had a lot of fun. It’s always great seeing local people in the community come together and support eachother.

08/03/2026

What Insurance Do You Need When Starting A Business? For questions give me a call 417-777-3000 or shoot me a message!

08/03/2026

What Insurance Do You Need When Starting A Business? https://www.bankersagency.com/post/what-insurance-do-you-need-when-starting-a-new-business

08/03/2026

Starting our Monday off strong with our end of month sales meeting. Our team crushed July!🎉Love working with a great team and helping our customers solve problems each and everyday!

If you want your insurance taken care of by a group of professionals that care. Reach out to our office at 417-777-300

07/27/2026

What’s the difference between Replacement Cost and Actual Cash Value?

If a storm destroyed your roof tomorrow, would your policy pay for a new one, or pay what your 15 year old roof was worth used? Those are two very different checks. The difference comes down to two words in your policy: replacement cost or actual cash value.

In this video I cover:

✅ How replacement cost coverage works and what it pays

✅ How actual cash value and depreciation actually hit your payout, with real numbers

✅ Why vehicles are almost always paid at actual cash value and where gap coverage fits

✅ Why carriers are moving older roofs to ACV and how to find out which one you have

Have questions about your own policy? That is literally what we do all day.

📞 (417) 777-3000

📧 [email protected]

🌐 Website: bankersagency.com

Bankers Agency Insurance is an independent insurance agency in Bolivar, Missouri serving Polk County families since 1938. We shop dozens of carriers to find the right coverage for home, auto, farm, business, and life insurance.

07/27/2026

Would your insurance buy you a new roof, or hand you a check for half of one?

Most homeowners can't answer that question about their own policy. It comes down to two words: replacement cost or actual cash value. This video breaks down both in 3 minutes, with real numbers.

If you don't know which one is on your policy, that's exactly the kind of thing worth finding out before a storm, not after.

What insurance topic should I cover next? Drop it below 👇

📞 (417) 777-3000

07/27/2026

Replacement Cost vs. Actual Cash Value: What's the difference?

Two Policies Can Cover the Same House and Pay Completely Different Amounts.Here is a question most people cannot answer about their own insurance. If a storm destroyed your roof tomorrow, would your policy pay to put on a new one, or would it pay what your fifteen year old roof was worth the moment....

07/25/2026

There is no age limit on staying on your parents’ auto insurance. So when do you actually have to get your own policy? It comes down to your address and whose name is on the title.
In this video I cover:

✅ When you can stay on your parents’ auto policy (living at home, away at college)

✅ The three triggers that mean it is time to get your own: moving out, titling a car in your name, and getting married

✅ The claim denial risk nobody warns you about

✅ How to switch without overpaying: discounts, bundling renters insurance, and shopping multiple carriers

Have questions about your own situation? That is literally what we do all day.

📞 (417) 777-3000

📧 [email protected]

Website: bankersagency.com

Bankers Agency Insurance is an independent insurance agency in Bolivar, Missouri serving Polk County families since 1938. We shop dozens of carriers to find the right coverage for home, auto, farm, business, and life insurance.