PrimeLending, A PlainsCapital Company - Downtown Boise

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PrimeLending, A PlainsCapital Company - Downtown Boise PrimeLending is your mortgage expert and helps you find the best home financing. Contact us now! Don't believe us? Contact us today!

PrimeLending, A PlainsCapital Company - Downtown Boise is your expert for mortgage, refinance, and renovation loans for over 35 years. We care about your new milestone and will guide you through each step of the process. With resources from mortgage calculators, in-depth loan articles, and a breakdown of our loan process, we can help you get one step closer to your future home. Our team doesn't just care about finding you a home, we want to help you find your dream home with the best financing available today. Check out the thousands of reviews from happy homebuyers and customers! We're excited to get to know you and your home needs.

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home e...
08/27/2026

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home equity loan* may let you borrow against your equity while keeping your current mortgage and rate in place.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

08/26/2026

Happy National Dog Day from the pets of PrimeLending to yours! Tell us which PrimeLending pup is your favorite in the comments.

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included...
08/25/2026

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included.

As you pay down your loan or your home’s value increases, you may build enough equity to cancel PMI, depending on the loan product, and lower what you pay each month.

Finding the right home can feel exciting—until the down payment makes it seem out of reach.For qualified buyers in rural...
08/24/2026

Finding the right home can feel exciting—until the down payment makes it seem out of reach.

For qualified buyers in rural areas, USDA financing may offer a path forward with 0% down.

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work o...
08/23/2026

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work or who are self-employed, the challenge can be accurately showing their financial history.

At PrimeLending, we offer loan options that evaluate your full financial picture to give you a better view of what could work for you.

08/22/2026

The first year in a new home can come with extra expenses.

PrimeLending’s 40th Birthday Buydown may lower your effective interest rate by 1% during the first year on eligible FHA, VA and USDA purchase loans.* This offer ends soon, and we’re paying the buydown cost.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 7/13/26 and 8/21/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

Wondering how to build your savings back up after unexpected expenses pop up?A cash-out refinance* may let a homeowner r...
08/21/2026

Wondering how to build your savings back up after unexpected expenses pop up?

A cash-out refinance* may let a homeowner replace the current mortgage with a new one and receive part of the home’s equity as cash.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a...
08/20/2026

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a check on your credit report that does not impact your credit score since it is not for the purpose of approving a credit application. It gives you valuable insight into the type of home loan you can qualify for without having to make an application which would require a hard credit pull (which can affect your credit score as it is used for approving an application for credit).

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your m...
08/19/2026

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your monthly payment. Looking at all four together can help you build a budget with fewer surprises.

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a pl...
08/18/2026

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a place of your own. It can also be a long-term way to build financial security.

Source: Investopedia, 2026

Eyeing the market so you can spot the right refinance deal when rates drop? You might be closer than you think.We can ru...
06/12/2026

Eyeing the market so you can spot the right refinance deal when rates drop? You might be closer than you think.

We can run a free mortgage review to see if a refinance makes sense for you. DM us to get started.

Technology alone isn’t enough. Ex*****on is what unlocks its full potential.That’s the PrimeLending difference. When pow...
06/11/2026

Technology alone isn’t enough. Ex*****on is what unlocks its full potential.

That’s the PrimeLending difference. When powerful tools are paired with operational excellence, loan officers are positioned to thrive.

Ready for a better lending experience? Let’s talk.

primelendingpnw.com

Still thinking about that kitchen remodel or bathroom update? This could be the summer to finally make it happen.A renov...
06/10/2026

Still thinking about that kitchen remodel or bathroom update? This could be the summer to finally make it happen.

A renovation refinance makes it easier by rolling eligible home improvement costs into your mortgage, so you only have one monthly payment.

Whether you’re dreaming about more space, a modern refresh, or finally starting the projects you’ve been putting off, we're here to help you explore what’s possible.

DM us and let’s run the numbers together.

06/09/2026

Big home goals are easier when you’ve got an expert helping set up the play.

If homeownership is the goal, you don’t have to figure out the mortgage side by yourself. We can help you compare options, understand the numbers, and feel more prepared before you make your move.

Send us a message when you’re ready to talk it through.

Rent pays for right now. Owning can help build what’s next.That’s the power of building home equity. It can give you mor...
06/08/2026

Rent pays for right now. Owning can help build what’s next.

That’s the power of building home equity. It can give you more room to plan, move, improve, or grow over time.

Knowing your options changes everything. Let’s build a game plan together. Message us.

Retirement should feel a little more flexible, not more stressful.For some homeowners 62+, a reverse mortgage* could hel...
06/06/2026

Retirement should feel a little more flexible, not more stressful.

For some homeowners 62+, a reverse mortgage* could help turn a portion of their home equity into usable cash flow for things like everyday expenses, travel, home updates, or simply creating more breathing room.

If you’ve been wondering whether a reverse mortgage could make retirement feel more comfortable, DM us and let’s talk through your options together.

*These are brokered loan products. All credit decisions for brokered loan products will be made by the third-party lender. Restrictions and limitations apply. Not available in the state of NY. Please see https://www.primelending.com/refinance/reverse-mortgage for additional information. It is strongly advised that you consult with your family and / or trusted financial planner when considering any reverse mortgage loan.

Happy Pride Month! Wishing everyone a month filled with love, kindness, and a place where they feel at home.
06/05/2026

Happy Pride Month! Wishing everyone a month filled with love, kindness, and a place where they feel at home.

How do you know for sure if it’s the right house for you?Work with your real estate agent to ask about the things that d...
06/04/2026

How do you know for sure if it’s the right house for you?

Work with your real estate agent to ask about the things that don’t always show up online. Roof age, past water damage, HVAC, plumbing, electrical, and anything the seller wishes they knew sooner. Those details matter.

When it comes to financing your home, you don’t have to figure it out alone. We'll walk you through it step-by-step. Let’s talk.

Everyone has access to strong technology. The difference isn’t the system. It’s the environment you’re in.What sets our ...
06/04/2026

Everyone has access to strong technology. The difference isn’t the system. It’s the environment you’re in.

What sets our loan originators apart is how they leverage Blue Sage – with the right support, strategy, and ex*****on behind them.

If you’re looking for a team that helps you perform at your highest level, let’s talk.

primelendingpnw.com

Buying, moving, or taking another look at your mortgage? We can get you the answers you need to make the best decision f...
06/02/2026

Buying, moving, or taking another look at your mortgage? We can get you the answers you need to make the best decision for you. DM us to explore all your options.

Happy National Homeownership Month!

Address

950 West Bannock Street Suite 420
Boise, ID
83702

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+12085766981

Website

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