The Heffner Group at Guild Mortgage

The Heffner Group at Guild Mortgage Idaho's Local Lender for 20 years. We offer purchase, reverse mortgage and refinance home loans.

The Heffner Group
Licensed in ID, WA, OR, CA, AZ, NV, MT, WY, & FL
Terry Heffner • NMLS 95796
Guild Mortgage • Company NMLS 3274
Equal Housing Lender Guild Mortgage Company
Company NMLS #3274
Branch NMLS #107908
Equal Housing Lender

Terry Heffner - NMLS #95796
208.599.8500
[email protected]

Amy Johnson - NMLS #97135
208.599.3878
[email protected]

Marty Luckenbach - NMLS #16823

08
208.488.6963
[email protected]

Regan Flanagan - NMLS #1606720
208.901.3817
[email protected]

Hannah Heffner - NMLS #1858392
208.901.3153
[email protected]

All are authorized to conduct business in Idaho.

🚨 Don't let these 5 mistakes delay your closing!Buying a home is exciting, but a new credit card, large purchase, or job...
09/02/2026

🚨 Don't let these 5 mistakes delay your closing!

Buying a home is exciting, but a new credit card, large purchase, or job change could create unexpected issues.

Swipe ➡️ and save this post for later.

Have questions about what you can and can't do before closing? Send us a DM. 📩

The reviews are in... ⭐⭐⭐⭐⭐Clear communication. Trusted guidance. A team that puts people first.Thank you to our amazing...
08/26/2026

The reviews are in... ⭐⭐⭐⭐⭐

Clear communication. Trusted guidance. A team that puts people first.

Thank you to our amazing clients for sharing your experience with The Heffner Group! 💙

Ever use a mortgage calculator and think, “Wow, I can totally afford this”…then see the real payment with taxes, insuran...
08/24/2026

Ever use a mortgage calculator and think, “Wow, I can totally afford this”…
then see the real payment with taxes, insurance + HOA and 😳?

It’s not you. It’s the internet math.

📩 message us today to get a REAL idea of what your payment could look like!

We had so much fun the first time around… he decided to do it again! 🏡🔑Round TWO of homeownership, and we couldn’t be mo...
08/12/2026

We had so much fun the first time around… he decided to do it again! 🏡🔑

Round TWO of homeownership, and we couldn’t be more excited to be part of the journey again! Cheers to another set of keys and another chapter.

08/11/2026

Same country. Same city. Completely different housing markets.

Remember: National housing trends make headlines, but local markets create opportunities. 🏡

🏠 LTV = Loan-to-ValueIt's one of the key numbers lenders look at when financing a home. Understanding your LTV can help ...
08/04/2026

🏠 LTV = Loan-to-Value

It's one of the key numbers lenders look at when financing a home. Understanding your LTV can help you make informed decisions and feel confident throughout the homebuying journey.

Questions? Let's connect! 📩

Another week of doing what we do best, delivering results and making it happen! 💪
07/30/2026

Another week of doing what we do best, delivering results and making it happen! 💪

🏡 Building your real estate portfolio? Your next investment property may not need traditional income documentation.With ...
07/29/2026

🏡 Building your real estate portfolio? Your next investment property may not need traditional income documentation.

With a DSCR loan, investors can qualify based on the property’s rental income potential — helping you focus on growing your portfolio, not just your W-2.

Whether you’re adding your first rental or scaling your investments, the right financing strategy can make all the difference.

📈 Let’s talk about how DSCR loans can help you keep investing. DM us 🏡 for more info!

07/27/2026

The Federal Reserve doesn’t directly set mortgage rates—but its decisions can still have a major impact on what homebuyers pay.
 
Ahead of the July 28-29 FOMC meeting, learn why inflation, bond markets, and the Fed’s outlook often matter more than the actual rate decision itself.
 

Are your tax returns keeping you from investing? 🤔A DSCR loan allows qualifying based on the income potential of the inv...
07/24/2026

Are your tax returns keeping you from investing? 🤔

A DSCR loan allows qualifying based on the income potential of the investment property, not your personal income. That can mean a simpler path to financing your next rental or investment property.

If you’ve been wondering whether you qualify, we are here to walk you through your options and answer your questions!

📩 Send us a message to see if a DSCR loan could be a good fit for your investment goals.

Address

1556 S TimeSquare Lane, Suite 200
Boise, ID
83709

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+12089013822

Website

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