Melissa Nelson Mortgage Advisor NMLS #1186583

Melissa Nelson Mortgage Advisor NMLS #1186583 I'm Melissa Nelson, your ROCKSTAR Mortgage Broker! Barrett Financial is licensed in 49 states.

REALTOR: SIGN UP TODAYI’m excited to be sponsoring:🏡 Prospecting Mastery for Real Estate Agents📅 Thursday, June 18th⏰ 10...
06/03/2026

REALTOR: SIGN UP TODAY
I’m excited to be sponsoring:

🏡 Prospecting Mastery for Real Estate Agents
📅 Thursday, June 18th
⏰ 10:00 AM

This class is designed to help agents sharpen their prospecting skills, grow their business, and stay consistent with lead generation.

✅ Sign up today so you’ll receive the reminder before the class!
https://us06web.zoom.us/meeting/register/dZHZZEElQpuOzxyFhWVPdg #/registration

Can’t wait to see you there!
Melissa Nelson
Mortgage Broker | NMLS #1186583
📧 [email protected]
🌐 www.mortgageloansidaho.com

06/03/2026

I got asked the other day: What Happens If You Can’t Make Your Mortgage Payment?

Life happens. Job changes, medical issues, unexpected expenses, or other challenges can make it difficult to keep up with your mortgage.

If you miss a mortgage payment:
➡️ Late fees may be charged.
➡️ Your credit score could be impacted.
➡️ Multiple missed payments can lead to foreclosure proceedings.

But here’s the good news: Don’t ignore the problem.

If you’re struggling to make your payment:

✅ Contact your mortgage servicer immediately.
✅ Ask about forbearance, repayment plans, or loan modification options.
✅ Review your budget and prioritize housing expenses.
✅ Reach out to a trusted mortgage professional for guidance.

The sooner you take action, the more options you’ll likely have.

Remember, most lenders would rather work with you than have you fall behind. Communication is key.

If you have questions about your mortgage or aren’t sure where to start, reach out. I’m always happy to point you in the right direction.

05/31/2026

Come see us!

05/31/2026

I’m a Mortgage Broker I work for you not the bank.



OPEN HOUSE Saturday 2:30-4:30pmSunday 12-2pmThis Boise home checks all the boxes for growing families 🏡✨With nearly 2,00...
05/30/2026

OPEN HOUSE
Saturday 2:30-4:30pm
Sunday 12-2pm

This Boise home checks all the boxes for growing families 🏡✨

With nearly 2,000 sq ft, 4 bedrooms, 2 bathrooms, and an open, light-filled layout, there’s plenty of space to spread out and truly feel at home. The backyard is ready for summer BBQs, kids running around, or quiet Idaho evenings under the patio.

One feature I especially love? The extra side parking! Perfect for storing a small boat, trailer, side-by-side, or all your Idaho adventure gear 🚤🏕️

And the location makes everyday life easy — close to parks, schools, shopping, dining, the freeway, and the airport.

Get pre-approved today!
www.ApplywithMelissa.com
Melissa Nelson Mortgage Advisor NMLS #1186583

05/25/2026

This Memorial Day weekend, we honor and remember the brave men and women who gave everything for our country. 🇺🇸

For our Veterans, active-duty service members, and military families, VA loans are one of the most powerful home loan benefits available.

Zero down is amazing, but it is still important to know what costs to expect before buying.

Melissa Nelson Mortgage Advisor NMLS #1186583
www.ApplywithMelissa.com

MortgageEducation MilitaryFamilies VAHomeLoan IdahoMortgageBroker BoiseRealEstate MeridianIdaho MortgageTips Homeownership

05/24/2026

For 2026, the standard 1-unit conforming loan limit is $832,750 in most counties. Loans at or under the county limit may qualify as conforming conventional loans that Fannie Mae and Freddie Mac can purchase. Loans above the limit usually become jumbo loans, which often means different guidelines, pricing, down payment requirements, reserves, and approval rules.

In simple terms:

Loan limits can affect:

* How much a buyer can borrow before it becomes jumbo
* Down payment options
* Interest rate/pricing
* Credit score requirements
* Debt-to-income flexibility
* How much cash may be needed to close
* Whether a buyer needs a conforming, high-balance, FHA, VA, or jumbo strategy

Property Type

Conforming Loan Limit

1-unit

$832,750

2-unit

$1,066,250

3-unit

$1,288,800

4-unit

$1,601,750


Do you remember when you bought your first house? Its true….Make homeownership a celebration. Because it is!🥳
05/23/2026

Do you remember when you bought your first house? Its true….Make homeownership a celebration. Because it is!🥳

05/23/2026

✨ JUST LISTED in Meridian ✨

Luxury, views, and designer finishes all in one stunning home. 🏡✨

Listed by Carolynne Johnston with Idaho Life Real Estate

Thinking about making a move? Let’s get you pre-approved first. 💬

📲 Melissa Nelson | Mortgage Advisor
🌐 ApplywithMelissa.com

DreamHome

Address

Boise, ID
83642

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 5pm
Saturday 9am - 9pm

Telephone

+12085216574

Website

Alerts

Be the first to know and let us send you an email when Melissa Nelson Mortgage Advisor NMLS #1186583 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Melissa Nelson Mortgage Advisor NMLS #1186583:

Shortcuts

Share

Category