Intermountain Agency • Michelle Wilson • Insurance Broker

10/15/2026

10/09/2026

Saint Alphonsus Health Plan Members!

📢 Important Notice

Beginning January 1, 2027, Saint Alphonsus Health Plan will no longer offer Medicare Advantage plans in Idaho. This means your current coverage will end on December 31, 2026.

In the meantime, you can continue using your plan just as you do today. Your current coverage remains unchanged through December 31, 2026.

If you have questions or would like help understanding your options, feel free to reach out 📞 (208)377-6720 My services are at no cost to you!

07/03/2026

Happy 4th of July! 🇺🇸 Whether you’re celebrating with a cookout, a family gathering, or watching the fireworks with friends, Independence Day reminds us how lucky we all are to belong to this great nation. 🇺🇸

Enjoy the long weekend and join us in giving thanks for the freedoms we hold so dear. ❤️

05/22/2026

Honoring Our American Heroes 🇺🇸
We will be closed on Memorial Day
With deepest gratitude, we honor our fallen heroes who made the ultimate sacrifice for our freedom.

Have a safe weekend and enjoy your time with friends and family.

04/03/2026

The Easter holiday is upon us. Springtime is blooming, and the world is waking up from the colder months. It’s a time of celebration and renewal.

In the spirit of this renewal, I just wanted to wish you and yours a Happy Easter.

09/16/2025

Important 2026 Medicare changes 🩺💊

☑️ Beneficiaries should expect higher Part B and Part D premiums, a higher Part D deductible, and a higher annual out-of-pocket drug cost cap of $2,100. Key improvements include lower insulin costs capped at $35 monthly, free coverage for certain vaccines, and the start of negotiated drug prices for some high-cost medications under the Medicare Drug Price Negotiation Program. Additionally, Medicare Advantage (MA) plans may see changes in their benefits and operations, including potential limits on extras and adjustments to how care is delivered.
Higher Costs & Deductibles

⚫️ Part B Premium:
The Part B premium is projected to increase significantly in 2026, with a potential rise of over 10% to $206.50 per month.
⚫️Part D Deductible:
The Part D deductible for drugs is also expected to increase to $615 for the year.
Improved Drug Benefits
⚫️Drug Cost Cap:
The cap on out-of-pocket costs for Part D prescription drugs will rise to $2,100 for the year.
⚫️Insulin Savings:
Monthly insulin costs will be capped at $35, a significant drop from previous years.
⚫️Negotiated Drug Prices:
Medicare will begin negotiating prices for certain high-cost drugs, a move expected to lower costs.
⚫️Vaccine Coverage:
Recommended adult vaccines, such as those for shingles and pneumonia, will be covered with no out-of-pocket costs.

What You Should Do

⚫️ Review Your Notices:
Pay close attention to your Annual Notice of Change (ANOC) for 2026 when it arrives, as it will detail specific changes to your plan.
⚫️Seek Assistance:
Contact me during Medicare Open Enrollment Period
October 15 - December 7

[email protected]
208-377-6720
Michelle Wilson

02/20/2025

We need your voice! Save Medicaid Expansion!

House Bill 138 threatens healthcare access for thousands of Idahoans by imposing a 36 month lifetime limit and capping enrollment at 50,000 individuals—a dangerous restriction in one of the fastest-growing states in the country.

This bill could lead to massive coverage losses, economic harm, and increased healthcare costs for families while creating costly administrative burdens for the state.

We must act now to oppose H 138 and protect Medicaid access for Idaho’s most vulnerable populations.

Click here to tell your senator!

02/14/2025

I love what I do, because of clients like YOU!

💙 Happy Valentine’s Day! 💙

11/28/2024

Medicare Annual Enrollment Period ends soon. Compare your options today! 208-377-6720

11/17/2024

✨MEDICARE CHANGES FOR 2025✨

The standard monthly premium for Medicare Part B- will be $185 for 2025, the Centers for Medicare & Medicaid Services (CMS). This is an increase of $10.30 from 2024 and is similar to the nearly $10 monthly premium hike seen in 2024, from 2023.

The annual deductible for all Medicare Part B beneficiaries is also going up in 2025, rising from $240 in 2024 to $257. Medicare beneficiaries typically pay 20 percent of the cost for each Medicare-covered service or item after they’ve met their deductible.

In 2025, this deductible will be $1,676 a stay, up $44 from $1,632 in 2024, CMS announced.

Part D will have new out-of-pocket spending limit

There is some good news! One big change coming in 2025 for Part D is a $2,000 out-of-pocket cap on prescription drugs.

Also, The news from CMS comes about a month after the Social Security Administration (SSA) announced a 2.5 percent cost-of-living-adjustment (COLA) in 2025, which will bump up the average Social Security retirement benefit by nearly $50 a month. Monthly premiums for most Part B beneficiaries are deducted directly from their Social Security payments.

Call me if you have any questions or are new to Medicare. (208)377-6720