Daniel Insurance, LLC Boise, Idaho

01/08/2026

Stay on Top of Your Health in 2026!

Did you know Medicare covers many preventive and screening services? These services can help catch health issues early, when treatment is most effective.

✅ Original Medicare (Part A & B)? Log in to your secure Medicare account to see a personalized list of current and upcoming preventive services. Don’t have an account yet? Signing up is easy!

✅ Medicare Advantage Plan? Contact your plan to see their covered preventive services. MA Plans cover all the same preventive services as Original Medicare, and some may offer extra benefits.

Talk with your doctor about which screenings and services are right for you, and make 2026 your healthiest year yet!

Learn more: https://www.medicare.gov/coverage/preventive-screening-services?utm_campaign=20260108_pvh_prv_mmd_gal&utm_content=english&utm_medium=email&utm_source=govdelivery

11/17/2025

📢 Medicare Part B Update for 2026

Medicare has announced the new Part B premium and deductible amounts for 2026.

Monthly Part B Premium:
$202.90 in 2026 — an increase of $17.90 from $185.00 in 2025.

Annual Part B Deductible:
$283 in 2026 — up $26 from the 2025 deductible of $257.

These updates reflect projected price changes and expected increases in medical service use. Staying informed helps ensure you’re prepared for any changes to your healthcare costs.

If you have questions about how this affects your coverage or planning, feel free to reach out!

Contact us:
[email protected]
208-918-0383

09/29/2025

Myth: “The government will pay for my health care.”

Reality check: Programs like Medicare, Medicaid, and veteran’s benefits can help with some costs, but they have strict requirements to qualify for and limit the type and duration of services they will cover. Planning with alternative protection can provide control of care options.

Contact us:
[email protected]
208-918-0383

08/04/2025

🧠 Do you know what long-term care protection can really cover?

Long-term care isn't just about nursing homes—it can include help at home, assisted living, adult day care, and more. Planning ahead means protecting your savings and your peace of mind.

📘 Learn more with this helpful Long-Term Care Planning Guide from OneAmerica:
👉 https://www.oneamerica.com/content/dxp-oa/us/en/home/individuals/offerings/ltc/ltc-planning-guide.html

Whether you’re planning for yourself or helping a loved one, now is the time to explore your options. We’re here to help guide you.

💬 Questions? Message us or give us a call!

[email protected]
208-918-0383

07/24/2025

Community Impact Starts Here 💼

At Daniel Insurance LLC Idaho, giving back is at the heart of what we do. This year, our clients helped us choose the Women and Children’s Alliance (WCA) as the recipient of our annual community donation. We proudly donated $1,500 to support their mission of providing safety, shelter, and hope to survivors of domestic and sexual abuse.

Elise had the honor of visiting WCA in person to present the check and learn more about how donations directly help those in need.

Thank you to everyone who participated and helped make this possible!

07/17/2025

Worried about outliving your retirement savings? 🕒

Annuities can provide the peace of mind that comes with guaranteed lifetime income. Learn how they can strengthen your retirement strategy and give you the freedom to invest with confidence. 💼💰

Read full story here: https://www.fa-mag.com/news/partially-annuitized-portfolios-can-outperform-total-return--pfau-says-82534.html

Contact us at:
208-918-0383
[email protected]

07/17/2025

Beware of scammers, sometimes posing as salespeople, offering "free" services or gifts. They may be trying to trick you into signing up for hospice care without your knowledge.

Here's how it works:

Scammers text, call, email, post fake ads, or even knock on your door.

They offer "free" gifts or in-home perks, like cooking or cleaning services, protein shakes, medical equipment, or groceries.

In exchange, they may ask for your Medicare Number and ask you to sign a paper.

They're tricking you into signing up for hospice care, so they can fraudulently bill Medicare for services in your name.

Remember: Never give out your Medicare Number and don't sign anything for free services — it's a scam.

If you think you may have experienced fraud, call 1-800-MEDICARE (1-800-633-4227) or report it online at Medicare.gov/fraud.

- Medicare Team

Contact us at:
208-918-0383
[email protected]

Watch full video here:

https://youtube.com/shorts/m0ygedIGFiY?si=5pz5e0t1fM-cQWNe

Beware of scammers offering “free” services or gifts. They may be trying to trick you into signing up for hospice care without your knowledge. If you think y...

07/07/2025

We had such a great time at our Picnic Event on June 18 at Kristin Armstrong Municipal Park! ☀️🎉

A huge thank you to all of our wonderful clients for coming, for trusting Daniel Insurance with your health coverage, and for your continued referrals. We wouldn’t be here without your support, and we’re so grateful to serve such an incredible community.

Scroll through the photos for some great memories—we’re already looking forward to the next one! 📸

05/21/2025

🦴 Don’t wait for a break to take action!
Did you know Medicare Part B covers a free bone density test every 24 months if ordered by your doctor?

This simple test can help detect or prevent osteoporosis early—when treatment is most effective. 💪
Keep your bones strong by:
✅ Eating calcium- and vitamin D-rich foods
✅ Staying active with weight-bearing exercises
✅ Avoiding smoking

If you have any questions or need assistance with Medicare, please feel free to call us at 208-918-0383.

Learn more: https://www.medicare.gov/coverage/bone-mass-measurements?utm_campaign=20250521_pvh_prv_gal_v2&utm_content=english&utm_medium=email&utm_source=govdelivery

05/16/2025

🧠 Your Mental Health Matters

Just like your physical health, your mental well-being deserves care and support.

Good news — Medicare covers a wide range of mental health services, including:
✔️ Depression screenings
✔️ Therapy (individual, group & family)
✔️ Telehealth options for counseling and addiction recovery

If you're feeling isolated, you're not alone — help is available.
Let’s talk about how your Medicare plan can support your mental health journey.

🔗 Learn more here: https://www.medicare.gov/coverage/mental-health-substance-use-disorder?utm_campaign=20250514_pvh_prv_gal&utm_content=english&utm_medium=email&utm_source=govdelivery

If you have any questions or need assistance with Medicare, please feel free to call us at 208-918-0383.

04/22/2025

In 2025, the standard monthly Part B premium for Medicare will be $185. The annual deductible for Part B will be $257. Certain beneficiaries with higher incomes will pay higher premiums based on their modified adjusted gross income.

If you have any questions or need assistance with Medicare, please feel free to call us at 208-918-0383.

04/11/2025

🎙️ NEW EPISODE ALERT on America Saves Week!
Think Like a Saver just dropped a new podcast episode — and it’s one you don’t want to miss! 💰✨

No matter your age or stage in life, there’s always a way to improve your financial future. In this episode, they're talking about how to save smarter at any age — from your 20s to your 60s and beyond.

Here’s what you’ll learn:
💡 How to build strong habits in your 20s (yes, even with student loans!)
🏠 Managing money, homeownership & kids in your 30s
📈 Maxing out retirement and boosting emergency savings in your 40s
🛡️ Planning for long-term care and catch-up savings in your 50s
💸 Making your money last in your 60s+ with smart withdrawal strategies
🗣️ Plus: Why talking about money matters more than ever

Ready to keep growing your savings confidence?
👉 Start by identifying your money story with America Saves — and get the support and accountability you need to stay on track.

🎧 Tune in now and take the next step on your savings journey!
https://americasaves.org/resource-center/podcasts/episode-18-your-roadmap-to-saving-at-any-age/ =zsD4cZfr1VaMEn0GlxDJA0Y-SkP1QqqQOzB5Sc1nOE4