Harmon Smith

09/02/2026

Josh Harmon recently shared his perspective in Forbes on seven retirement mistakes ESOP participants should avoid.

Building wealth through an ESOP is a major achievement, but turning that wealth into a sustainable retirement strategy requires a different set of decisions.

Drawing on his experience helping employees navigate important decisions around retirement income, diversification, and long-term financial planning, Josh outlines seven common mistakes that can impact retirement success and what investors should consider as they prepare for the transition.

Read more:

An ESOP retirement is a beautiful thing: decades of loyalty rewarded by equity in the business you helped build.

07/30/2026

Happy Anniversary! Five years is an accomplishment worth celebrating! Thank you, Deborah, for your dedication, professionalism, and the energy you bring each day. We’re proud to celebrate this milestone with you.

07/27/2026

This article talks about what life insurance questions seniors should be asking in today's economy.

Insurance experts say asking five key questions can help older Americans save money and ensure proper coverage.

07/23/2026

Zoning out can happen for many reasons, from stress and fatigue to simple distraction. This article explains common causes and when it might be worth paying closer attention

Zoning out occurs when your thoughts, feelings, and emotions detach from the present moment. Causes include lack of sleep, fatigue, or mental health conditions.

07/20/2026

Without an estate plan, your assets may not be distributed as you intend, potentially causing legal complications for your loved ones. Ensure your wishes are honored and protect your family's future by creating an estate plan today.

Do you know how your assets will be managed in the future? Learn how an estate plan can help your loved ones and provide some peace of mind.

07/16/2026

Financial Freedom Month is a great reminder that financial freedom starts with the choices we make today.

This article explores practical ways to build strong financial habits, set meaningful goals, and create a foundation for the future.

Take a look at how small steps can make a lasting impact.

Paris Woods confronts one of the myths in our society: that debt is simply a rite of passage and that financial struggle is an unavoidable part of becoming an adult.

07/13/2026

In his latest Forbes article, Josh Harmon explores the planning considerations behind concentrated stock positions and strategies for managing risk while preserving long-term wealth. Read the full article:

Your best investment does not love you back. It does not know your retirement date, your tax bracket, your estate plan, your charitable goals, or the fact that you have been emotionally attached to it since the IPO. It is just a stock.

07/09/2026

Wondering if you’re on track for retirement? Discover the ideal savings benchmarks by age with expert-backed insights. Read more and start planning today!

Learn how early saving, retirement timing, and planning your retirement lifestyle can simplify your savings strategy for a secure and comfortable future.

07/06/2026

: "Opportunities don't happen. You create them." –Chris Grosser

07/04/2026

Wishing everyone a joyful Independence Day. As America turns 250, we celebrate the people, traditions, and freedoms that make this country special.