Sarah Martin Team - NMLS ID 5863 Fairway Home Mortgage NMLS 2289

10/13/2026

🏡 High Interest Rates? There’s a Smarter Way to Buy! 🔑

💰 A 3-2-1 Interest Rate Buydown could help you lower your mortgage payments for the first 3 years!

✅ Year 1: Rate reduced by 3%
✅ Year 2: Rate reduced by 2%
✅ Year 3: Rate reduced by 1%

📉 This gives buyers breathing room while allowing time to potentially refinance if interest rates drop. Seller concessions may even cover the buydown costs!

📲 Message me “321” to explore your options and see how this strategy could work for you!

09/22/2026

5.0 star review received on Experience.com for Sarah Martin by Mara O - Sarah was great to work with through out the whole experience. She has really mastered the balance between professionalism and personal relations. I'm a first time home buyer and she did an excellent job of explaining things to me along the way. She was always readily available to answer my questions and make sure all of my paperwork was done correctly and on time. I'm so thankful she was on my team! Everything went so smoothly!

Read more: https://experience.com/reviews/sarah-martin/9b1a0c18-f93c-4711-bb1c-dfc9e0b71159?V=1790075465&utm_source=facebook&utm_medium=autopost&utm_content=13664760

09/06/2026

🚨 Another big guideline change! This one for conventional loans from Freddie Mac for Manufacured homes that HAVE BEEN MOVED.

Effective immediately we can know secure Conventional financing on a manufactured home that has been MOVED! All that's needed is a structural engineer's report verifying the structural integrity.

Structural Inspection: The home must have an inspection by a licensed professional engineer or an appropriate local, state, or federal authority to verify structural integrity.

Zoning Consistency: The new location's zoning must be consistent with or an improvement over the previous location.

Zone Restrictions: The home cannot be placed in a more restrictive wind, roof load, or thermal zone than the one for which it was originally constructed.

Documentation: The structural inspection report must be retained in the mortgage file.

Got a listing and want to be proactive about having the engineers report done before going to market? Here is the local vendor we recommend and we CAN use the report the seller orders: https://briggs-engineering.com

08/20/2026

5.0 star review received on Experience.com for Sarah Martin by Dee R - We had been working with a different mortgage company that was taking forever, which would have cost us the home. Luckily, Sarah was recommended by our Realtor when the seller was not willing to give us more time. Sarah and her team were able to get us funding in 10 days! We could not be happier, and any future purchases we make will be done with her and her team.

Read more: https://experience.com/reviews/sarah-martin/3d4a43cb-21cc-46bf-a076-6345f9ad0fc4?V=1787247383&utm_source=facebook&utm_medium=autopost&utm_content=13446214

08/13/2026

5.0 star review received on Experience.com for Sarah Martin by Ruben P - I loved that Sarah worked so hard to get me approved and made the process easy. Answered all my questions and was there for me the whole time even after hours.

Read more: https://experience.com/reviews/sarah-martin/b005223b-9bc2-45ee-a6b0-aa2145bc3ea8?V=1786630966&utm_source=facebook&utm_medium=autopost&utm_content=13414123

08/07/2026

5.0 star review received on Experience.com for Sarah Martin by Traci F - Prompt with answering my calls and or calling back when she was busy!

Read more: https://experience.com/reviews/sarah-martin/c3361026-1007-468e-949b-44f980219a80?V=1786115636&utm_source=facebook&utm_medium=autopost&utm_content=13395065

08/03/2026

5.0 star review received on Experience.com for Sarah Martin by Anthony V - Sarah was incredable throughout the process. she helped in anyway possible even went above and beyond her scope of work going as far as helping with a drivers license issue I could not recommend her enough I will be sending my brother her way as soon as he is ready to buy

Read more: https://experience.com/reviews/sarah-martin/91ed55eb-18be-4d2e-8e37-7e2aa7707e6c?V=1785790302&utm_source=facebook&utm_medium=autopost&utm_content=13381406

08/03/2026

5.0 star review received on Experience.com for Sarah Martin by Krista P - It felt like Sarah and her team were truly trying to help us succeed at buying our home. They would reply promptly to any questions or concerns we had, and they gave directions and instructions through the entire process.

Read more: https://experience.com/reviews/sarah-martin/2229c8be-a7bb-4312-af7b-16b132e4c1af?V=1785773065&utm_source=facebook&utm_medium=autopost&utm_content=13380740

08/03/2026

5.0 star review received on Experience.com for Sarah Martin by Troy P - We had very good communication and any questions were answered quickly. Enjoyed working with Sarah and her team. They definitely were looking out for our best interest.

Read more: https://experience.com/reviews/sarah-martin/83ac21f5-a446-4d43-aebb-237ffcc3249a?V=1785765915&utm_source=facebook&utm_medium=autopost&utm_content=13380688

07/31/2026

5.0 star review received on Experience.com for Sarah Martin by Matthew M - Great communication, quick response and timely requests. I would recommend Sarah and her team to anyone!

Click to see all 349 reviews of Sarah Martin, Branch Sales Manager | NMLS # 5863