Fred Bracilano Health and Life Benefits

01/24/2024

Quote yourself Life Insurance and give me a call

We’re here to help you make the right decisions and get the best coverage possible at the lowest prices. Sometimes insurance can be confusing, but it doesn’t have to be. These helpful tips will get you headed off in the right direction.

01/23/2024

A Medicare Cost Plan is a type of Medicare health plan available in some areas. In a Medicare Cost Plan, if you get services outside of the plan's network without a referral, your Medicare-covered services will be paid for under Original Medicare (your Cost Plan pays for emergency services or urgently needed services).

01/22/2024

Medicare 101: A "Deductible is an amount you could owe during a coverage period (usually one year) for covered health care services before your plan begins to pay. An overall deductible applies to all or almost all covered items and services.

01/19/2024

There are many ways of going forward, but only one way of standing still. -Franklin D. Roosevelt

01/18/2024

The deductible is the amount you must pay for health care or prescriptions before Original Medicare, your Medicare Advantage Plan, your Medicare drug plan, or your other insurance begins to pay.

01/17/2024

Fast Fact: You cannot contribute to a health savings account if you have ANY part of Medicare active. You also cannot accept any contributions from an employer if you have active Medicare.

01/16/2024

Generic prescription drugs are lower-cost alternatives to brand name drugs. They use the same active ingredients as their brand name counterparts and work the same way.

01/15/2024

Medicare Supplement Insurance Plans or Medigap comes through private insurance companies and aims to fill in the “gaps” left in the traditional Medicare coverage.

01/12/2024

A person who never made a mistake never tried anything new. -Albert Einstein

01/11/2024

Medicare Part C is a type of Medicare health plan offered by a private company that contracts with Medicare. Medicare Advantage Plans provide all of your Part A and Part B benefits, with a few exclusions, for example, certain aspects of clinical trials which are covered by Original Medicare even though you’re still in the plan.

01/10/2024

A Medicare Enrollment Period is a specific window that allows you to enroll in Medicare or a Medicare plan.

01/09/2024

Only people receiving SSDI benefits or who have certain health conditions can qualify for Medicare under age 65.